Those that follow my posts know wife is considering going in biz with a few cliebts.  We've learned how rampant expectation is(practice) by lpeople in biz, particularly in "lifestyle" where it is common. Brutal question: does she do it with atf, all and charge more or not at all.  We know a number of active and especially utr ladies go there. Help, please

If she comes down with HPV it could be very painful to get and treat. If her immune system is weak it could turn into cervical cancer.  

I hear you.  One of my points with her!

Just to show you how powerful HPV is read this article.
http://obpmedical.com/are-reusable-vaginal-speculum-a-danger-to-patients/

She has to take her birth control pill. Our appointment was over and she was headed to an out call.  
She is not married and does not have a boyfriend. Hmmmm.

Actually, I think some providers demand protection and take birth control. Probably not a bad idea!

In case of a defective condom?  
Not a bad idea

Should be proof enough that you are and your wife (since this seems to be a team decision) are NOT ready to go into the business, not yet, anyway.

Yes, stay away from the ultra thins

Hmmmmm???? Lol the pill is another form of birth control. Providers should be in some type of Bc and not just using condoms. Gotta be safe !

Also some BC keep a person from having a period for a longer time

If by "lifestyle" you are referring to couples having sex with other couples (consensually, with no donation), my experience is that condoms are the norm for vaginal intercourse just as in the hobby.  Furthermore, it seems like a very bad idea to stray from such contraception as it would raise serious std risks for an exponential number of people (not to mention you and your wife) as a previous comment says.  Even with condoms used for intercourse, there are significant std risks for BBBJ, DATY, DATO.  The very fact that std transmission seems rare among local TER users is probably mostly attributed to the good sense that providers (and those in the lifestyle) have to require condoms for intercourse (and sometimes BJ as well).  This is quite a serious matter when you really think about it.