I often wonder if providers get taken advantage of because they know that you are providing, for example your photographer (quoting you 750 to take pictures and 3gs to retouch?). I would just take the pictures to have someone blur out my face on photoshop and leave the rest-you look hot by the way. I am willing to bet that they will not let you just take the pictures back and pay them 750. And a lot of the so call re-touch photos, a kid can tell that the thigh line are drawn in, the curves on the hips look fake, etc, you get the idea...I also had a conversation with a provider re tax preparation once during tax time, I thought she was paying crazy $ and I have my own small company and I pay an accountant to do my LLC and it is a C corp. She had some accountant that only caters to providers around these forums...Hmmmm