1: See a girl that has a average 7/7 review score or worse!

Since you didn't specify, I'd search the massage ads and find one with a residential incall in a safe neighborhood.

Sometimes you have to think outside the box.  

Having an outcall to my apartment eliminates the risk of LE, and I can make the girl meet me outside so I can make sure she's driving herself, looks like her pictures, etc.  If she's trying to pull a cash and dash, I will just tell her to smoke on my deck, and leave the donation on the kitchen counter whilst doing so.  She  then has only 3 options: do as told, leave without the money,  or call LE on herself, in effect.

Concur with GaGa - option D, travel elsewhere to a location where there are better choices.  
When the situation presented does not provide for an acceptable solution, change the situation / parameters (Kobayashi maru scenario)

I'll take the 'average' score of a girl with one review by a first time or jackass reviewer who scores her a 7/7.  

I consider 7/7 an adequate score, as I think most 9's and 10's are over inflated by love struck johns.

Like everyone said, 7's are not bad, it's just how the rating system is on TER. I Personally don't like number scores just due to that fact that it's number thought up by an individual that doesn't explain their experience well.

All three options are viable given the information available. I don’t base my decision to see someone on the subjective number scoring I. These reviews. Everyone rates in a different manner. 7’s are not necessarily bad.  

If you're in Shithole, South Dakota, or Armpit, Alabama, then you thank your lucky stars there's a 7/7 girl in town.  If you're in a big city, then you can find better than a 7/7.  I would NEVER see a BP girl with no reviews, and I don't jack off because I don't have to, ever.  There's always someone better than a 7/7 no matter where I am in the places I live and travel to.  

Your question is very telling

I know that it's looked down on here but I have scored at times in the past there (with tons of research - and blunt questions - around my choice).  

7/7 is still attractive and hot time. I've got no problem seeing that. Worse, well that's a different story.

My choice, likes  in her looks , bodystyle , personality,  And  Her Performance ..7/ 7 and up..👿   ofcourse     A Happy Ending 😉

I know you are on the Big Island where choices are slim to none.  Oahu is certainly not a smorgasbord of providers but choices are better than the Big Island. However, currently, in January and February there are some top notch providers visiting Oahu and Maui. Just check the TER ad board, P411, and Eros. Unfortunately they are all out of my price range, but I know you play in those price ranges. Can't you sneak away for a day trip, and take a quick interisland flight?  
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Back to your question, I do all of the above on your list.
I have seen 7/7 providers and had a great time, but it's about price too. A 7/7 at 200 can be good. At 500 I would expect a lot more than a 7/7. In any case, numbers are usually meaningless. If I like her pics and the reviews say the pics are accurate, and if the text in the review makes it sound like I would have a good time with her then I'll see her.
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I have seen BP gals with no reviews. Some of those sessions have been amazing. Some not so good, but I have never been robbed or arrested. I definitely do more research though. I don't just call random numbers on BP and set up a date. Interestingly, when doing research I find lots of those gals with no reviews actually do have reviews.
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Stay home and jack off to porn? Yes. I do that all the time even when I do see providers.

-- Modified on 1/28/2018 11:34:40 AM

EOM

....reviewed with 7's...i never see anyone without a review or local whispers...