Can somebody give the lowdown on spas and rub-downs. I've been with FSP, but not done this yet. Want to know the rules/expectations before I go in. Thanks;

Most spas and indys that give massage or rub-downs don't do full service.  The places are a lot nicer than Asian massage parlors.  You'll get a great massage, and with the right girl have a really hot time, but no full service.  Some girls offer nudes or will let you touch her for a tip, others won't.  Like I said, depends on the girl.