Been wanting to take the plunge and need some help with a few of the worries. Just wanting to be careful...

1-How to pay? (cash in an envelope?)
2-When to pay? (before or after?)
3-Better to meet at a hotel the first time rather than my house?
4-I don't want them to come with some guy sitting in the car waiting. How can I make sure that doesn't happen.
5-I assume an hour. Do most watch the clock and leave early or show up late?
6-Does that mean one orgasm then they'd leave even if it's only 20 minutes?
7-Can I trust reviews here if there's only one or two and from many months or a year prior?
8-Some of those I like best (example - Lindsey or Eros) don't have reviews?

1)Yes
2)Walk in...excuse yourself to the bathroom....leave on counter.
3)Hotel
4)Hotel(i prefer that they are at their preferred hotel...already in the room waiting to greet me with a luscious french kiss)!
5)Depends on the provider!(shouldn't happen with a (WELL REVIEWED) provider...these ladies are pros!
6)Ditto for #6
7)ALWAYS...see a well reviewed provider...there are plenty of them out there..see 1 that has several good reviews...i prefer the ladies that have been at it for awhile...if several of us here at TER....recommend her.....99.9% chance you'll have a great time!....If we tell you to treat her well....Do It!...it has been my experience,that these ladies deserve special treatment.....because they are!
8)No reviews....No see!....Why take the risk!

All of this is discussed at length in many threads on the Newbie board.  You need to read back several pages.  Also there are links at the top with much basic information.
It is much more risky that a provider will scam you in some way if she doesn't have reviews.  Anything like this YMMV (read the guide at the  top) depending on chemistry...  but at least you'll have an idea what to expect.
skb

Every provider has her way of how she wants things done. So I would say  read all of here information on her web site… After all we have all but a lot of work into them So read them.

1. Cash in an envelope, unless the lady's site says no envelope. DO NOT put her name on the envelope.

2.As soon as you come in or as soon as she comes in.

3.I would never have a provider within a hundred miles of my house. If you insist upon doing it I would at least use a hotel until you feel you can trust her.

4.You can't make sure of anything. You can ask the girl if she has a driver but you won't always get a straight answer.  One more reason that you DON'T use you own home.

5. Depends, read the reviews here. The good ladies make sure that you get the hour that you pay for.

6.See answer to #5

7.More reviews buy many different guys is better than a few reviews by guys who don't have many.

8.Without reviews you are taking a chance.  If she is a local provider you can try asking on your local board if anyone has seen her.  There are a lot of fakes on Eros

1) Method of payment she prefers will be on her site.  Take the time to read ALL of her site. It matters.

2) Most girls want the donation at the beginning, in a white envelope. Just set it down nonchallantly.

3) If you're not going to her location make the meet at a hotel if you're not comfortable with her coming to your place.

4) If the girl has a driver,the guy will just drop her off. He is only there for her to feel safe. He doesn't want to meet you either.

5) Well reviewed girls show up on time and stay as long as you have arranged. Even if you cum in the first 20 minutes she will stay and keep you company for the rest of the hour.

6) A good girl will want you well satisfied and will do her best to give you as many orgasms as you want or can manage in the time span you have arranged to spend together.

7) I would only stick to girls with high scores and who have recent (within the last few months) reviews

8) Is that a question or a statement