Me too.. same situation.. plus nice country club membership....just this second.. on line..looking at my account.. making sure all payments are made and trying to figure out what I will have left over and whether it is enough for a double or how long I can spend wiith my ATF..the good news.. I just noticed my wife got her Social Security payment.. that helps..  (Hint- move some payments later so the next paycheck will catch those.. that may leave some dollars for your ATF sooner than later..) what is your problem?

My ATF understands the economy is slow these days. She lets me have FS for $. Sometimes she'll let me pay 80 for FS.

Follow this advice and you can't go wrong.

(Just ignore those chatty Cathys at the bottom of the screen.)