TER General Board

No, I will not use credit
terrev 89 Reviews 282 reads
posted
1 / 22

me and that is not a good thing.

I prefer to keep things on a cash-only basis.

Others may have different views, but that is mine.

Best of luck with your survey.  I hope you find the answers you are looking for.

anon90210 52 Reviews 284 reads
posted
2 / 22

unless you are single.
I will not use a credit card for the hobby for several reasons.
I do not want to submit too much personal information for one. In addition, some agencies and independents will add the surcharge to the sale, which is normally about 15%. I believe the surcharge should not be absorbed by the hobbyist.
There is also the credit card interest that we have to pay, unless you settle up on each billing cycle.
Others may have a different opinion, Victoria.
Good luck. ;)

chipset1 1 Reviews 468 reads
posted
3 / 22

Most of the ladies I see do not want reviews listed, and I honor that request. I use either cash or, as many are doing now, a "Green Dot" payment where you get a prepaid "reload" card which the companion takes and transfers the amount to her "Green Dot" credit card. There's no trail, you get the "reload Cards" without any I.D. at many retailers, and it costs $ 4.95 for up to $500.00 per reload card. I would never use a credit card ... too much fraud. Hope that helps. Go to www.greendot.com for info on the cards and how to get one.

h8traffic 84 Reviews 278 reads
posted
4 / 22

guys who are drunk & horny at 2AM and already tapped the ATM... to get drunk.

One other thing to consider... it's possible that the card will be reported "stolen" in the morning, and the money will get sucked back out of your account.

Bostonguy57 48 Reviews 279 reads
posted
5 / 22

Two reasons I would never use a credit card to hobby.

The first and primary reason is the paper trail that it leaves behind.  Even though I have separate cards from my wife and the bill goes to a business PO box I still don't need a paper trail connecting me to an escort or escort service.  Cash is king and untraceable.

The second reason is quite simply that I don't ever want to put me in a situation where I might spend money that I can't afford to spend.  I enjoy the hobby and the fact that I spend only what I can afford and when I can afford is a big part of that guilt-free enjoyment.

ras63124 46 Reviews 280 reads
posted
6 / 22

I am happy to help you, Victoria any way I can.

I would never use a credit card to hobby. Too much of a paper trail for the SO or LE to find.

Maybe if I were single and lived in Canada, but no way for me.

BTW, Miss you. Hope you decide to return to St. Louis some day!

IMALLIN 82 Reviews 208 reads
posted
8 / 22

No anyway. The day I can't pay cash, I quit.

It's common for guys to pay by CC in Nevada brothels by the way. It shows up on the statement with some bogus business name.

runningman65 7 Reviews 103 reads
posted
9 / 22
CH3N02 51 Reviews 659 reads
posted
10 / 22

I am single and retired so the paper trail probably wouldn't be as big an issue for me as with other guys but, I still don't want it.

My other reason is, If I can't afford it, I'm not going to have to pay for it later. Could become a big expensive situation.

charlie445 3 Reviews 353 reads
posted
11 / 22

It adds cost to the transaction.

clarence37 37 Reviews 274 reads
posted
13 / 22

I have little to hide - no SO, and am far less paranoid than the average guy. Yet, why create a paper trail, no matter how safe it seems? Why give out my CC info, no matter how much I trust you?

I suppose, if I forgot or was running late and had no time to get cash, I might use one. but I would rarely let myself fall into that situation.

mrfisher 111 Reviews 289 reads
posted
14 / 22

I'm single, and as long as I have a lot of trust in the provider, the paper trail doesn't phase me.

I also hate having to carry cash around and make repeated trips to the ATM.

It would also be nice to get the miles.

wantbrain 479 reads
posted
15 / 22

I would much prefer to pay by CC ... so much easier all around.

rentagirl 4 Reviews 427 reads
posted
16 / 22

BostonGuy for President 2008, credit is how the US got into the trouble it is in now.

Pay to play, yes, but pay in cash. No more deficit spending, in the hobby, or in government!

Should this post be on the politics and religion board?

lol

h8traffic 84 Reviews 433 reads
posted
17 / 22

I just checked my credit card online, and I can get back statements to 2006.  The longevity of these records is troublesome to me.

Bostonguy57 48 Reviews 259 reads
posted
18 / 22

I don't want anything I post anywhere NEAR the P&R board.

shudaknownbetter 293 reads
posted
19 / 22
someguynamedp 2 Reviews 305 reads
posted
20 / 22

I'd pull cash off the card since I pay it off every month anyway.  The $3 fee or whatever is a tiny price to pay for peace of mind.

tiny tony 329 reads
posted
21 / 22

What about via paypal? Or taking gift cards (that you can verify the amount on the card before starting a session), so us guys could write them off as business expenses?

Tony

RocketMan36 74 Reviews 300 reads
posted
22 / 22

but the electronic/paper trail must be avoided....

Also, from a business standpoint, you are the business owner must pay the credit card processing fees....

Unless you decide to charge extra for cc payment, and if that's the case, most people will still use cash....

RM36

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