So I met a girl about a week ago, paid for 3hrs. Nothing happened, we just talked the whole time, even going over by about 30min. No point tried upselling or anything. Just never came up. She's really utr, providing isn't her main source of income. Met through a sorta mutual friend whose introduced me to a couple other girls that things have happened with,  so thought I knew what I was getting into. That said, I really enjoyed my time with her and our conversation and would like to see her again. Should I bother? Thinking of just messaging something like "really enjoyed our time together and would love to see you again, but can't afford  x amount, but willing to buy dinner or cover any activities we do."

They deal with SB-related stuff. Sounds like you needed to do homework BEFORE seeing her for the first time, but it's not my area.

I think we need more information before giving you any kind of answer.

It almost sounds like you hare okay with paying for a platonic relationship. If so you might do a search for rent a friend. There are sites that cater to such services. At the very least you might be able to get a market rate to mention to her if you don't plan on going beyond just the good conversation.

Not looking for a sugar baby. No mention of extra money besides base donation at all.

Yeah, was 3k for 3hrs.
Not really. I'm definitely on the shy side and never needed to before. Didn't need to with the other girls I met through the mutual "friend".

Guess I'm open to whatever happens. I know I'm not going to pay for her 'time' anymore, at least rightnow, but should I bother talking to her anymore or just cut my losses? Not really comparable to other girls I've seen. Like I've met some amazing women that I would love to spend more time with, but understand where things stand etc.

You said that you met her through a friend. You mean a provider? The barrista at the local Starbucks? Match.com? Seems to me that the how would have a lot to do with the expectations; both yours and hers.

just to talk?  Is she some kind of therapist?  Laffy's going to razz the shit out of you for paying money and not at least getting some "cuddling."

Maybe even under different name on TER.

You might not have had sex with her, but you most certainly got FUCKED

The friend runs an utr agency. Met a couple other girls through her, things went well with them.

Well, no, but by the time I thought about doing anything, it was too late.

I'm not exactly a newbie, not sure I'd say veteran, but I didn't have any alarms ringing or anything, just by the time I thought about trying something, it was to late.

I think that you were expecting real services for 3k. I think that she, if she was a real provider, was prepared to provide more than chit chat for 3k. You didn't initiate. She didn't initiate.
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MOST Providers would help to get the ball rolling. Just read any of hundreds of Juicy Details, including your own. "We got naked and made out a little then SHE kissed ..." "... chatted a bit then got down to business. [SHE] Asked if i wanted a massage ..." "SHE" helps to move things along.
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As a 3k/3hr pro, I think she should have said or done SOMETHING, even if she just asked, "Do you only want to talk or do you want to do more?" But maybe she thought, "This guy is too nervous. I don't want to give him a heart attack." Or worse, "This is the easiest 3k I've ever made!"  
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Based on the short description, I'm calling it a tie. You got all of what you didn't ask for. She did not deny you anything that you didn't ask for and she didn't try to upsell anything.  
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"I'd really like to see you again, but at 1k/hr, I'd like to do a lot more." might not be clear enough in your case. MAKE SURE THINGS ARE CLEAR or she will bring her tuba or cello or kazoo and offer to do "more" of a music performance. If that's her offer, tell her that you'd prefer that she play the mouth organ or skin flute, both of which you can provide. If she says that she can provide "more" and sing for you, tell her you want to hear her sing on your finger.  
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DO NOT SEE THIS PROVIDER AGAIN WITHOUT A MORE CLEAR UNDERSTANDING OF WHAT YOUR EXPECTATIONS ARE. It might be as simple as, "All actions, no words. Got it?" (But in your case, even that might not be clear enough or it will turn into a game of charades.)

You met her, paid for 3hrs. by the half hour mark nothing had happened but talk.  
First why would she try upselling or anything when she already has the money in her pocket or purse or wherever she puts it. many of these girls would be happy just to get the money and not touch you. Of course that doesn't happen much. But when it does they take advantage of it.  
But you were OK with it and you want to do it again.  
But you don't want to may too much or full service for not full service. You want to send her that message. I think it's perfectly fine. But what would she say?
hmmm, She could say something like this: You are paying me for my time. If you don't ask me for the service I would just think that you are dumb, gay or/and crazy and need somebody to listen to you cry. Maybe she won't say that but she would be thinking it .  
On the other hand, she might say: "Yes, I enjoy our time together last time and I would like to see you for talking". If something happens you pay. But if not you can pay me less and you pay for dinner and everything.... yeah right.

While that admission is likely to lead to additional jokes with you a the butt of them as this is a fuck site I must bow to your patients and tolerance with the girls. I'm serious about that. A lot of guys would be here cussing the girl out rather than owning their own responsibility for lack of initiating something.

You mentioned someone else pointed you her direction. Is that someone you really trust as a friend or just someone you know engages in this activity?

I was afraid the post would trail off to random characters as you head exploded on that response. lol

I think I’d call my friend who runs the utr agency and tell her what happened and ask her to speak with the lady and make things right. She is your friend and gets the lady clients and is in a perfect position to make things right. Maybe you get an hour free or extra time on your next date. Given the rate you paid I’d think both will want to make you happy. Just my $0.02.

That's one of the most expensive cosplays of Holden Caulfield I've ever heard of.

They're all going to want to see you.  Lol

You paid her to chat for three hours?!?!

Book a naughty hot chick or two with a proven track record(s) of solid TER reviews and don't look back.

To actually answer your question, I'd suggest that you message her your desire to meet again and mention that you are looking forward to an even more intimate experience.  If she's legit, she'll understand.  
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Whether or not you should blow $3k on a session is entirely up to you. But know there are many, many opportunities to get laid by a sweet, compassionate, woman for far less.  
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Life is good.
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The Cat

From a blow up doll to the real thing. I think you are in a fragile state and need to contact that provider and set up another session or two or how ever many it takes. There is definitely some type of connection between the two of you and she can help you with the transition.  Good luck man and let us know how it turns out.

You really are a dream client.  3K for 3hrs and no kissing, no BBBJ, no nothing.  Damn you are better than the client that has a tiny shlong and comes in the first two minutes.  Ladies should be beating down your door to set something up.  At any rate, context matters.  Which is why it would be very helpful to know more about the mutual friend and how you arrived at the rate?  Is the mutual friend a provider?  Did she tell you the rate or the lady?  Did you ask any specifics/attempt to clarify?  Have you had a session with the mutual friend?  What is the basis for the "friendship"?  Clarifying that sort of stuff would be helpful.  

C'mon man, the guy even got 30 minutes of off the clock time.  

Talking to pretty girls is nice and all but I assume what you were looking for was something much more physical, especially if you’re paying 3k and all you’re doing is listening to her chatter. Even if that’s all you wanted, surely you could find a much more affordable woman to do that with. I understand the fun of speaking with a beautiful women and wanting to get to know her better, but ideally the introductory stuff should be over within the first 5 minutes, at least for me it is when it comes to hr sessions. When I do 3 or 4 hr sessions I’ll let the time lapse a little because typically those are women I already know and want to spend a little more time catching up with them, but I can’t imagine letting a woman chatter on for more than 20 minutes. After that, the clothes better start coming off and I’ll nudge her in that direction with some P2P and DFK action.  

I don't know what to do...BWAH!!!!

Maybe.  You are assuming that she was an experienced pro.  That said, is not clear where she falls on the experience spectrum.  

This is an extreme case, time and money. I'm sure some will ridicule. But I thought about this wearing my 'serious' glasses.

Figured I was going to get shit for this, so not surprised at the insults, etc. I already have plans to meet someone else that I've met before that I know what to expect, and will give the fun I need. As for this girl, will see what happens. Worst case I ask and she tells me to fuck off.

OP says insult.  I say tough monger love.

and throws a very clear light on the difference between men and women, which I think this whole hoo-haw is about.

Kisses
Sheila

What?

Check out Candice's page, etiquette.

Maybe insult wasn't the right word, but whatever. If any advice was actually given, I'd be more than happy to at least consider it.  Since reading comprehension is hard apparently, I'll spell it out, I'm not talking to the "friend" anymore. I've moved on. The girl I saw isn't actually a provider, at least not whatever you're used to, so this was probably the wrong place to come for advice in the first place. If anything, I need to learn to not ask shit on the internet 🙄

You paid 3K, for 3.5 hours. did not even took your pants down.  What the fuck do you talk to a provider that even after two drinks did not turn into a sexual hint.  Next time drop your pants, or put her hand on your dick.   Yes, be a pervert or whatever, You are paying for her time, and it is not for talking.  Though, I am curious about topics of conversation, if you care to post, may help others, including myself, with personal relationships.  

It's tough to provide real advice when you yourself seem unsure on your take. You don't seem mad, but rather content with what you got, and seems like you'd want to have more time with her like that, just not paying.

... or is that balloon? ... a tumor? What the hell is that thing?

...a man can...and while only using one arm!

for a foul tasting concoction called V8 vegetable juice.

Cue Air Supply's 'Lost in Love'...or better yet, The Alan Parson Project's 'Games People Play'?!?!

I've seen a couple people ask what topics are worth 3k or take 3hrs or whatever... Really? You never bsed with a friend or family member and realized it'd been a few hours? Jeez, I thought I was anti social. It was just shit we had in common and were passionate about.

This "provider" and her "friend" (more like accomplice) most likely had you sized up from the beginning. NEVER underestimate the underhanded games women can play--they are VERY perceptive creatures and can spot things you'd never dream of. Sadly, I think they had you primed for the taking--a painful lesson. (We've all been there one way or another-but as the timeless saying goes: "Fool me once, shame on you..fool me twice, shame on me!")

I've read many of the reactions to your question, and to be honest, I think everyone is taking it kind of easy on you, which is admirable.  We've all been there before,  where the conversation is so good that time gets away from us.   The main reason that this is an extreme case is because of the amount that you paid.  I could pay off my car with $3k.  

I have had this happen to me, once, and not nearly at the $3,000 range.

Sorry this is BS! NOBODY is stupid enough to pay Three Grand to chat with a hooker for the entire session! I call BS! Nobody, nobody, nobody is that stupid!

For all the accumulated experience here, it seems no one has ever read the disclaimer on nearly every companions' website.  You know the one that says "you are only paying for my time and companionship".

Yep!