TER General Board

I CAN STOP ANY TIME I WANT.
lungman 10 Reviews 3175 reads
posted
1 / 50

Why does that statement sometimes get snickered at, by the guys on here?
My real question is, ladies, did you ever consider grants, loans, scholarships, etc?
Or is providing the way to go, since you won't have a huge school loan hanging over your head when you graduate?

 
ps, to BCG, I believe you.

escalade1964 65 Reviews 1389 reads
posted
2 / 50

prior to hand holding and intense cuddling so for me
to at times to be able to call them "Doctor" is imperative.  

The fact are many can not nor do not want to carry on a conversation.

The ones that do are perhaps marketing for a particular client that actually
likes it.  

There are plenty of both for both you and I. LOL

harborview 10 Reviews 1533 reads
posted
3 / 50

and graduated with almost no student debt.  

A few years ago a story hit the local papers...  a provider was assaulted by a would be client & she reported it.  It turned out she was about to take the bar exam & I believe the outing caused her some trouble though there was no follow up published to my knowledge.  

I have no idea of statistics but if one has the discipline, it can be a good plan.  Quite a few, provide for a time (hopefully save some money) before quitting the business...  for a civie job, relationship or what ever.  Those who have the discipline to pull this off, have 100% of my respect.

Dr Who revived 1657 reads
posted
4 / 50

There are indeed some gals that are seeking a grad degree...most aren't however.

I'm not sure why they even post that drivel on some website...but they do.  And in less than an email the jig is usually up, at least in my experiences.

Honestly...if someone has any real academic prowess they will not be paying a dime for a Masters.  But then they are also not taking online classes to get their diplomas.
Posted By: lungman
Why does that statement sometimes get snickered at, by the guys on here?  
 My real question is, ladies, did you ever consider grants, loans, scholarships, etc?  
 Or is providing the way to go, since you won't have a huge school loan hanging over your head when you graduate?  
   
   
 ps, to BCG, I believe you.

lungman 10 Reviews 1581 reads
posted
5 / 50

Exactly. ( my son didn't pay a dime for his Masters )

inicky46 61 Reviews 1455 reads
posted
6 / 50

The really smart ones who are working towards a graduate degree are not posting about it.

FlaSailorRon 24 Reviews 1329 reads
posted
8 / 50

Idiot with college degrees.  No common sense or real understanding of the material. Just makes for idiots educated above their understanding.  An example, a well known politician who came up with a health care plan.  Part of the plan was to force employers to provide insurance for all employees working more than 25 hours.  How many people do you know now cut down to less than 25 hours?  Yes, created more jobs which people cannot support themselves on.  I thank my lucky stars I didn't need this help.

I think this is my first negative post.

London Rayne See my TER Reviews 1540 reads
posted
9 / 50

Unlike many, I can prove where, when, and my GPA....a few locals know full well of this fact, because my damn tutor was a hobbyist lol.  The issue is so many lame ass hooktards, who are full of shit. If you can't even write in complete sentences and don't know the difference between "your" and "you're," exactly what grad school let you in? It was all freaking writing, save a Managerial Accounting and Finance Class. Many providers/people in general do UOP and random online schools, and hey...whatever works. I am an advocate for anyone wanting to further their education in any way possible, but many are naive to think that degree is worth the paper it's written on

EmilyOsgoode See my TER Reviews 1472 reads
posted
10 / 50

Before I started escorting I was working till the point where my grades dropped dramatically...to the point where I lost my entrance scholarship. (I'm talking 40-50 hour weeks on top of a fairly intensive physical sciences program...)  
       This line of income had allowed me to regain my grants and scholarships back and allowed me the time to gain the GPA I needed in order to be accepted into my grad program this fall.  In addition It allowed me time to participate in extracurriculars at school and overall have a pretty nerdy, but typical university existence.  
       In terms of accepting loans for the sole purpose of school?  I did consider that, however I saw the debt that my peers were facing and the stress of trying to 1)find a job after school 2)have a massive cloud of debt over their heads.  When I did accept the government loan, I used it buy a rental property near campus.  I have a couple years till I graduate and interest on the loans kicks in, however in the meanwhile, providing has given me financial piece of mind.  
      In addition.  :). No money can replace the knowledge of operating a tiny business or learning how to invest with the help of my patrons.  I see no reason why the statement that "i'm in grad school" is snickered at.  
       
       

-- Modified on 8/10/2013 5:51:06 PM

Tobi Telford See my TER Reviews 1429 reads
posted
11 / 50

I don't even know where you can get a postgraduate degree online. If it's from a reputable university, sign me up. Because I sure as hell wouldn't mind skipping the almost daily walk to campus.  

I think the major element that people are forgetting is this: while grants and loans do help tremendously, there's still living expenses, textbooks (I recently had to spend $320 on the 424676326th edition of a book because the professor insisted upon it...despite there being almost no difference between that one and the previous editions. I'm starting to think that higher education is becoming a global scam...but I digress.), etc.  

This particular business venture appealed to me because of the freedom that comes with it. There aren't many well-paying jobs out there that allow one to choose when, where, with whom, and how often they'll work. And, on top of all of that, it's wicked fun.  
Posted By: ChgoCPA
There are indeed some gals that are seeking a grad degree...most aren't however.  
   
 I'm not sure why they even post that drivel on some website...but they do.  And in less than an email the jig is usually up, at least in my experiences.  
   
 Honestly...if someone has any real academic prowess they will not be paying a dime for a Masters.  But then they are also not taking online classes to get their diplomas.  
   
Posted By: lungman
Why does that statement sometimes get snickered at, by the guys on here?  
  My real question is, ladies, did you ever consider grants, loans, scholarships, etc?  
  Or is providing the way to go, since you won't have a huge school loan hanging over your head when you graduate?  
     
     
  ps, to BCG, I believe you.

London Rayne See my TER Reviews 1742 reads
posted
12 / 50

Don't know about anyone else, but for me and most any private school...there were NO GRANTS in Grad School. It was ALL loans and a scholarship from the University, which was only 2k. Big whoop. They probably felt sorry for me, as I was the dumbest student there bwahahaha.  

It's not as hard to get into "some" grad schools as most seem to think, but damn right you better know how to properly format/articulate some serious papers and your refs better be from nothing other than scholarly/peer reviewed journals. We were penalized for any reference that ended in .net or .com regardless of how credible. I "thought" I was a great writer during undergrad, then I got a wake up call.  

Just because someone is "in grad school," does not mean the school itself is worth a shit

London Rayne See my TER Reviews 1636 reads
posted
13 / 50

You get freaking checks in excess loan funds all through school (loans, not grants) so why anyone would fk that many guys to pay for college is beyond me. Sorry, but with how little I work as a hooker, I could not even have afforded undergrad, and quite frankly, at that young age no way I would have been able to fk half of you lol.  

All that was required to get into my Grad School which was private at that, was a damn 3.0. Gimme a break. You don't need any "academic prowess" for "barely" a B.  



-- Modified on 8/10/2013 9:18:38 PM

inicky46 61 Reviews 1900 reads
posted
14 / 50

There is an implicit judgment here that, instead of working their way through grad school as a provider they should have taken out a student loan.  Don't deny that's the impulse behind this post you pathetic Dungbeetle.  You are, not so secretly, judging them.  But you are also attracted to them.  Perhaps you should consider why you are so attracted by what you seem to consider "damaged goods."  And I am sure you'll deny it because you simply don't get what a mess you are.  But I'll bet everyone else does.
And let me be clear.  I don't consider providers to be damaged goods.  I respect their choice and find it hot as hell.  You go, girls!  If I could fuck my way to a PhD I would.
Give it a rest, dungy.  You are too transparent for words.

quadseasonal 27 Reviews 1194 reads
posted
15 / 50

I haven't taken many  tests since I quit school in ninth grade .  
 The test  that stressed me out the most was the most important test of my life ,
   my drivers license test .

   You got me wondering about my spelling  , so I searched my name with your key words .  Looks like I got discrete and discreet correct but I might be wrong and never know it .    
   
"Generally speaking my patience is superb , up to a point , though it's not as forgiving as in the past .
   Over the years those that  haven't showed on time have had a discrete effect on my willingness to wait .
 
    If I have a confirmed appt.  for a discreet affair with a provider pear ,  at a confirmed  time , if they're not there  within fifteen minutes without a call , I'm out of their hair . "  

  http://www.theeroticreview.com/discussion_boards/viewmsg.asp?BoardID=12&SortBy=DateCreated%20desc&Search=their%20they%27re&SearchType=1&Author=quadseasonal&DayFrom=3000&DayTo=0&MessageID=611412&frmSearch=1#611412

 I apologize for wasting you time,  I was board , then I realized  I knead  some rest .
   Did you know hidden meanings can be put into messages by spelling some words incorrectly ?  
         Do they teach  sarcasm deciphering at schools ?  
   
   

 
Posted By: London Rayne
Unlike many, I can prove where, when, and my GPA....a few locals know full well of this fact, because my damn tutor was a hobbyist lol.  The issue is so many lame ass hooktards, who are full of shit. If you can't even write in complete sentences and don't know the difference between "your" and "you're," exactly what grad school let you in? It was all freaking writing, save a Managerial Accounting and Finance Class. Many providers/people in general do UOP and random online schools, and hey...whatever works. I am an advocate for anyone wanting to further their education in any way possible, but many are naive to think that degree is worth the paper it's written on.  
 

lungman 10 Reviews 1596 reads
posted
16 / 50
tg_baby 1576 reads
posted
17 / 50

I think this mindset characterizes a lot of clients. Definitely characterized a lot of the guys I used to see, as agency girl and as a newbie independent....not so much now, thank goodness :-)

I used to think that some clients had the 'perspective' and 'experience' to see that providers are ppl, too...but now I just think that it's a question of empathy.  
Posted By: inicky46
You are, not so secretly, judging them.  But you are also attracted to them.  

tg_baby 1486 reads
posted
18 / 50

if it's JUST a gambit, it's usually a pretty transparent one.  

As for the rest...why even ask the question? If your waitress told you she was waiting tables to help w/school costs...would you ask her "did you ever consider grants, loans, scholarships, etc?"

Carrie Hillcrest See my TER Reviews 1510 reads
posted
19 / 50

Look, just because I keep going back for MOAR SKOOL doesn't mean I have a problem. I can stop any time I want. Any time.

Oh crap who am I kidding I'm a book-learnin' addict. Anyone who snickers at that probably knows my pain.  

And, yeah, this line of work definitely helps offset the student loans! But personally, I'm one of those insane people who tends to keep a day job and go to school AND be a vixen for hire, so my earnings from this part of my life have tended to go toward savings or indulgences. And by indulgences I mean take-out from the Chinese place down the street.

I'm gonna stop here before I completely ruin my HDH cred. Look their kung pao is delicious okay. So what if the soy sauce comes in plastic packets. It is amazing.

sweetnicole1 See my TER Reviews 1302 reads
posted
20 / 50

one 2nd yr at BU
and the 3rd through 2nd yr at Becker.
School aint cheap!

My lil princess who has a 4yr degree in Fashion design from RISD
married her 14yr  boyfriend high schoolsweetheart became a vegan packed up moved to the wilderness of maine no less and now works p/t as a vegan baker and sells weed legally .

see what an education can buy you!

I graduated from Syracuse seems like a million yrs ago with a degree in advertising.
Im bout ready to reenter the education world myself again.
Photography this time.

Carrie Hillcrest See my TER Reviews 1552 reads
posted
21 / 50

London is brilliant. What I wouldn't give for half of her business savvy. She is an executive shark with a nice tan and killer heels.

dontknowanymore 4 Reviews 1322 reads
posted
22 / 50

Posted By: BadCollegeGirl
....I recently had to spend $320 on the 424676326th edition of a book because the professor insisted upon it...despite there being almost no difference between that one and the previous editions. I'm starting to think that higher education is becoming a global scam...but I digress., etc.
This particular scam feels almost as old as "the oldest profession".  I went to school in the 90s and they were doing it then.  I'm sure some of our older brethren can testify to it happening to them before my time.  

College has been a scam and will continue to be a scam as long as they can increase the cost year after year and continue to bilk thousands for a piece of paper.  Not saying there isn't value to some degrees.  But....there are plenty of other ways to gain valuable and applicable skills that will allow ppl to be responsible contributors to society.  I find it ridiculous that a person can go into debt for hundreds of thousands of dollars for a four year degree that will get them a job making 30k a year.  And lately...that's if grads can even get a job.  The last jobs survey showed the RCGs were the worst demographic for employment figures.  There's a lot of reasons to explain it but that should probably be discussed on the political board.  So...I'll end my rant there

LunaNYC See my TER Reviews 1516 reads
posted
23 / 50

I can tell you it's not easy getting scholarships, grants, and etc. when every other college student is doing the same thing.

As for loans? Why apply for them just so I can struggle even further the rest of my life to pay them off? New York state already wants to fuck me over (not in a good way).

perfectstorm 19 Reviews 1296 reads
posted
24 / 50
lilithgilman See my TER Reviews 1313 reads
posted
25 / 50

Oftentimes grants, loans, scholarships do not cover the total cost of tuition, fees and living expenses. Grants are hard to come by, and for those that get into a program prestigious enough to provide them with an assistanship in teaching or research and a stipend, the sum of the stipend is usually very meager and certainly too meager for someone that wants to live like they are above poverty level for the two to six years it takes to finish grad school. Haven't ya'll heard of the "poor grad student" phrase? As far as loans, grad school loan interest is higher than undergrad loan interest (even government loans are like, at 8% or something), making it a less attractive option that it otherwise would be.

London Rayne See my TER Reviews 1580 reads
posted
28 / 50

LMAO...no, sarcasm and being facetious is a gift, not a learned trait bwahahhaaha.

lungman 10 Reviews 1512 reads
posted
29 / 50
lungman 10 Reviews 1485 reads
posted
30 / 50
decadentxy 32 Reviews 1307 reads
posted
31 / 50

My student loans: tuition, rent, supplies, food.
Still paying it off...No incentive from the Fed to pay off larger chunks.
I can pay 2K a month & still get the new Corvette or I can pay 10K a month & have no vacations & drive a Fiat.
There's no tax benefit! System is fooked up.

buck1848 41 Reviews 1128 reads
posted
32 / 50

This subject hits close to home for me…..  You see I’m a history professor at a large university.  Every day I see students who will be leaving the university with major debt, in some cases close to $100K.  Even with recent legislation concerning the Federal Financial Aid program the “system” is still messed up.  Current studies show that currently over 90% of all students in higher education are getting some form of aid, up drastically from just 20 years ago when I was in school. Employment statistics also show that fulltime employment by Americans ages 18-22 (traditional college age) is the highest it’s been in decades.

Now be patient with me……..  I have two terminal degrees and easily over a total of 12 years of higher education experience, but fortunately I have never had any debt. As an undergrad I had a football scholarship, 5 years of free education, yes it took me 5 years to get a 4 year degree……  When I went back to get my PhD I ended up getting into an Ivy League school, don’t ask me how, to this day I still can’t figure how I ever got in.  I was able to have a Grad Assistantship which covered my costs.  My second PhD was obtained through a Doctoral Fellowship at a major university in northern Europe.  Now the point I am trying to make is this…..  I once figured out that if I didn’t have the financial assistance that I did and still attended the institutions I did I would be paying off well in the excess of $250K.  

As anyone who had kids that are college age can attest, Higher Education is not cheap, no big surprise there.  I guess what I am trying to say is that I can’t fault anyone for doing whatever it takes to reach their dream, of course within reason, but that goes without saying. Even with substantial federal assistance students can have major debt load coming out of school, even with working , in some cases a full some job.   So if a provider tells me that she has made the decision to do this to pay for school, fantastic, I’m happy to help.  

Sorry for the long post!

Buc

anonymousfun 6 Reviews 1149 reads
posted
33 / 50
London Rayne See my TER Reviews 1547 reads
posted
34 / 50

I will have to go back and look at my transcripts but from my recollection, I was only required to take 14 total courses for a freaking MBA, and I went to a private school. I was full time, the entire time, and never failed a single class...and, I am far from a damn genius. Even loans only allow you to waste so much time, before they cut you off. After 56k (can't recall the exact number as it varies per school) you HAD TO BE in Grad school, or your money was cut off. Then, you were allowed only so much for grad school, and that was it.

Jacque_Jenesais See my TER Reviews 1281 reads
posted
35 / 50

How many woman provide to get through grad school? Do they enjoy doing this? Do you enjoy seeing her?

 
 If it works, why not go the rest of her life free of immense debt?

About scholarships/grants. It's very difficult to get full tuition for grad school via scholarships and grants... Not to mention stressful. Why not alleviate the stress and get laid all the time instead? Good stress reliever too, right?

;)

XOX

perfectstorm 19 Reviews 1524 reads
posted
37 / 50

About 2 years for a masters, and 4 to 7 for a PhD. (and even longer for some for medical degrees)

PlaymateJayla See my TER Reviews 1317 reads
posted
38 / 50

Posted By: lungman
Why does that statement sometimes get snickered at, by the guys on here?  
 My real question is, ladies, did you ever consider grants, loans, scholarships, etc?  
 Or is providing the way to go, since you won't have a huge school loan hanging over your head when you graduate?  
   
   
 ps, to BCG, I believe you.

Dr Who revived 1550 reads
posted
39 / 50

Maybe not for you...but for many many others there are.

As I posted earlier...online classes from University of Phoenix doesn't qualify  LOL

Frankly I don't know too many people with Masters who paid a nickel to get their degrees.  But from your post that just went up by one  :D

And if someone is looking at a PhD...I've yet to meet anyone who not only didn't pay tuition...but were indeed paid stipends to earn that degree.

Maybe you've been looking in all the wrong places

rrasha88 See my TER Reviews 1744 reads
posted
40 / 50

We’re just using latex to upgrade to a sheepskin.

Jacque_Jenesais See my TER Reviews 1219 reads
posted
41 / 50
OldTraveler 40 Reviews 1625 reads
posted
44 / 50

Much of that depends upon what subject matter, and evn more so whether they are part time or full time.

I know a number of ladies who worked outside the field they were studying so they were hard pressed to get their employer or the school to pay the freight.

It came down to loans, a second job with lots of hours, or escorting as the second job allowing more time to study (and even sleep a little).
Posted By: ChgoCPA
Maybe not for you...but for many many others there are.  
   
 As I posted earlier...online classes from University of Phoenix doesn't qualify  LOL  
   
 Frankly I don't know too many people with Masters who paid a nickel to get their degrees.  But from your post that just went up by one  :D  
   
 And if someone is looking at a PhD...I've yet to meet anyone who not only didn't pay tuition...but were indeed paid stipends to earn that degree.  
   
 Maybe you've been looking in all the wrong places?  
 

Dr Who revived 1290 reads
posted
45 / 50

That's the entire misnomer on the Masters programs the hookers babble they are seeking.  Some are just going for the sake of going...with no plan whatsoever.

Those folks that I know (and have known and witnessed for many years now) who seek a Masters and PhD had a plan...and execute that plan.

To just go to some online school to say (on a resume) that they earned a Masters is a fools errand...and of course there is NO financial assistance.

But for those who stayed the course...few had to spend any money on tuition.  And in most cases their personal living expenses were covered as well.  Especially at the high end Universities.  
Posted By: OldTraveler
 
 Much of that depends upon what subject matter, and evn more so whether they are part time or full time.  
   
 I know a number of ladies who worked outside the field they were studying so they were hard pressed to get their employer or the school to pay the freight.  
   
 It came down to loans, a second job with lots of hours, or escorting as the second job allowing more time to study (and even sleep a little).  
   
Posted By: ChgoCPA
Maybe not for you...but for many many others there are.  
     
  As I posted earlier...online classes from University of Phoenix doesn't qualify  LOL  
     
  Frankly I don't know too many people with Masters who paid a nickel to get their degrees.  But from your post that just went up by one  :D  
     
  And if someone is looking at a PhD...I've yet to meet anyone who not only didn't pay tuition...but were indeed paid stipends to earn that degree.  
     
  Maybe you've been looking in all the wrong places?  
 

London Rayne See my TER Reviews 1437 reads
posted
47 / 50

The Pell Grant was not offered for grad school when I attended, and I don't know anyone else who got one that is white. Even as a single mother who falls below the pay grade to qualify, I was still not able to get a Pell Grant. There might be "other" grants out there, but I did not bother spending countless hours in paper work or researching them. No one in my graduating class was able to get a grant for a private school. It is much like getting a cosmetic procedure and insurance not covering it...it is simply not necessary to go to a private school, which is how the state feels about it. If you want to go, YOU pay for it or you get loans and pay them back.

Dr Who revived 1148 reads
posted
48 / 50

Every University has grants and scholarships available to those who "qualify" for them.  And especially for those students who are seeking advanced degrees.

I don't care if it's private or not...they all do.  If you want to actually check this out...call over to Princeton University and discuss with the financial aid people there.  That's just the tip of the iceberg my dear.  I use Princeton as an example as they told me that "we have more money than God" when my kid was interested in their undergrad program.  

But for her Masters she went to another well known East coast University...didn't pay a fucking nickel there and as part of the program has made an additional $ 40k as part of a post Masters grant.

I could go on and on about the opportunities that I have assisted many on in finding and securing these rewards...but suffice it to say most that I know have NEVER paid a fucking dime in tuition to earn Masters degrees.  But when you don't ask...they typically don't offer either  LOL

Knowledge is power...something that most never learn.  What a shame!
Posted By: London Rayne
The Pell Grant was not offered for grad school when I attended, and I don't know anyone else who got one that is white. Even as a single mother who falls below the pay grade to qualify, I was still not able to get a Pell Grant. There might be "other" grants out there, but I did not bother spending countless hours in paper work or researching them. No one in my graduating class was able to get a grant for a private school. It is much like getting a cosmetic procedure and insurance not covering it...it is simply not necessary to go to a private school, which is how the state feels about it. If you want to go, YOU pay for it or you get loans and pay them back.

London Rayne See my TER Reviews 1246 reads
posted
49 / 50

I did not hear of a single person in my class being able to get a damn Pell Grant for grad school...not ONE. The University offered a "scholarship" not a damn grant. The Federal Government will not normally GIVE money to anyone choosing to attend a private school, but if you'd like to send me some links to these places, would be happy to check them out. The Pell Grant (and I can show you my damn loan record) was NOT available for anyone in Grad school where I attended, and it's rare anyone gets that.  

 We are talking the average student who does not play sports and is not a genius. If that was the case they would have a full ride in scholarships.  I find it comical how someone thinks they can speak for every school out there, when it's a known fact that grants are RARELY given for Grad students. "You don't know one person who paid to go to grad school?" I call total bs on that, unless you know nothing but rich geniuses.

-- Modified on 8/12/2013 4:45:46 PM

Dr Who revived 1434 reads
posted
50 / 50

I'm not.

Ask the Universities about their different options.  Did you even go there and ask?

The schools all have folks (as in alumni) who make contributions that the schools use for grants and scholarships...I'll bet you can find this online at each and every University.

And for Masters programs most students are not active in sports....NCAA limits sports scholarships to only 4 years of NCAA eligiblility (redshirt is an additional option for many).  So by the time a student-athlete is attending Masters or Doctorate programs...they are long done with any eligible sports.

Now...as far as geniuses.  Yep...that certainly is a contributing factor on getting money from a University.  What these schools are looking for are students that have the ability to bring more money back to the school.  It's a formula that they've implemented for many many years.  Hence my comments on the "high end" Universities.  The Ivy's are a perfect example of that mentality.  There are NO scholarships there (or at the baby Ivy's AKA NESCAC)...but rarely is a student paying anything close to full tuition.

So my entire diatribe was directed at those who decide to meander their way through school...they needed to have a plan.  And had those students done some serious work, as in researching who has the availability to fund their schooling, they would not be facing loan repayments.

This is not being painted with a broad stroke either...do your homework and you'll see the writing on the wall.  
Posted By: London Rayne
I did not hear of a single person in my class being able to get a damn Pell Grant for grad school...not ONE. The University offered a "scholarship" not a damn grant. The Federal Government will not normally GIVE money to anyone choosing to attend a private school, but if you'd like to send me some links to these places, would be happy to check them out. The Pell Grant (and I can show you my damn loan record) was NOT available for anyone in Grad school where I attended, and it's rare anyone gets that.  
   
  We are talking the average student who does not play sports and is not a genius. If that was the case they would have a full ride in scholarships.  I find it comical how someone thinks they can speak for every school out there, when it's a known fact that grants are RARELY given for Grad students. "You don't know one person who paid to go to grad school?" I call total bs on that, unless you know nothing but rich geniuses.  

-- Modified on 8/12/2013 4:45:46 PM

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