Someone responded to you with this earlier. Just a reminder for those that can't figure it out.
"I'm not sure why you feel so threatened, but I suspect you don't have a graduate, let alone post graduate education (and there is nothing wrong with that).
Why do I suspect you probably only stepped onto campus because you were invited to a frat party once?
Because you can't do the math.
Graduate highschool at 17/18.
Undergraduate Degree at a 4 year college (not an AA at a community college) means she is 21/22 at graduation.
Add a Masters Degree for 2 years making her 23/24.
Depending on profile age someone would be a first, maybe second year doctoral student.
No stories. No need for a time machine.
Now student loans are a bitch. But they aren't a free ride. I suspect she is still paying them off and will be for awhile.
BUT (dirty little secret) lots of graduate students get paid on campus. And with that pay - depending on the college - you get fee/credit waivers, so you can come out of grad school relatively debt free (but will have had zero extra income to pay down the undergrad student loans).
Look around the SB sites. Lots of them are college girls (or say they are). That supplements their income. Some move from SugarBaby to escorting ... and that can supplement it some more."