No

I am fortunate to be retired and have both the time and means to pursue the hobby as I please. One of the other gents jokingly said he has sacrificed his golf game for the hobby. In my case, I actually often book play dates or FBSMs after a golf tournament due to nearby incalls of some lovely ladies. Especially when I play up near Esco, where one particular lady has a perfect love nest awaiting the hobbyist.
Re your specific question I have been told by others that they either cannot play due to unexpected large medical/dental bills or economic downturns. And I'm also aware of a few who have dipped well into their retirement or IRA accounts to continue to be players. Not a wise choice IMHO, but if it keeps them happy that's their business.

Very hard thing to do.

Posted By: missevabliss

Are there sacrifices that you have had to make in order to see that special lady or two, (or three lol)?  
   
 Or if you don't have the money do you just wait until you do?  
   
 I was having a conversation with someone who had used his insurance payment a few years ago to see a girl cause he had that "itch" to play and it got me wondering if this is normal or abnormal?  
   
 Can't wait to hear all of your responses  
   
 

For me, when i start using resources allocated for other essentials like insurance, car payments etc that's a sign that there's something wrong. The hobby is a luxury, not a necessity.  I've bartered, I've used credit, I've negotiated. But in the end, I pay my bills, provide for my family, put food on the table, and then if there is discretionary spending left over great. If not ... oh well.  

There was a time when I would "play in the minors" to scratch that itch. But that had a miserable return on investment. Now, I save where I can, collect my bottle caps, and when I've got the right amount of coin, she gets the call. Otherwise, it's free porn and drunk sexting until then ...

I have very limited funds and must budget carefully to manage a twice monthly roll in the hay.
While I am married, this is the grand total of my sex life (unless you count self pleasure).
I am currently trying very hard to enjoy the pleasures of a very beautiful, sexy young lady
whose rates are far beyond my capabilities.  To do so, I will have to settle for only one
release in a month, although I am certain it would be worth it.

Financially, as was said, perhaps using the resources on other things, but no never sacrafice. Hevens no!  
I have missed some very appealing ladies because my resources were low i.e spent for the month.  I simply had the disapline to walk away knowing that next month there would be someone else catching my eye, lol.

only a couple of years worth of comfortable living at the end of my life, assuming i live past 70....

Many years ago, when I started this little hobby, a few guys gave me a bit of advice that I have always stuck too.  This is a luxury and not a necessity.  If you can't pay your bills, put food on your table then you shouldn't be playing.   So, I have never sacrificed the necessities for a provider.  

However, sacrificing by not buying a luxury item to see a lady because I had an "itch", I have done many of times.    A few years back, I had the luxury of seeing two great ladies on a monthly basis.  I knew that would be a once in a lifetime experience and what a ride it was and i  enjoyed every minute of it. I did not and still have not regretted one minute seeing them but, by enjoying those ladies, I forgoed upgrading my cell phone, buying myself an ipad, upgrading my computer, taking a vacation, playing the stock market, buying my hot rod and a bunch of other little things.  

Shortly after they retired, others things in my life had forced me to step back a little from this and my free time had been limited.   Im starting to have more free time, but this hobby just seems so different from what it was just a few years ago.  But in the spirit of this thread topic, I just want to end with, everyone is sacrificing something to be here, be respectful of them and lets just have some fun here.  

-- Modified on 9/1/2013 10:35:07 AM

In the past I have missed scheduled meetings, missed deadlines and the like. As far as money, the only thing i have sacrificed is seeing more ladies. A few times I have had to say no because I just saw one that day or a day or two ago.

Now that I find seeing a new lady so difficult. I just let it go. perhaps I am getting back to my old self and more easy going.  
Yes i love to see my ladies but I am not going to turn my world upside down just to make it happen. I have been disappointed too many times when the meeting fell through at the last moment

Occasionally in the past, I might put off a purchase of something in order to play. However, I have a set amount of discretionary spending that I put aside every month, and I learned long ago not to play outside my means. I retired from my job in March, and with the reduction in income, I have not played recently while I adjusted to my new status.  

Here's the thing: this hobby is fun, exciting, playful, intriguing...whatever you want to call it. You can also call it a train wreck if you don't keep a handle on it, financially, emotionally, professionally...

So, play within your means everyone, be safe and have fun!

I budget fairly carefully, and most of the time choose wisely.  The cost is more emotional for me.  Before seeing someone I've never met before, I often feel very nervous.  I wonder what she's really like - is she as good as her reviews?  Will we hit it off?  Can I perform?  Will she upsell?  All this often translates into a restless night's sleep followed by a distracted morning at work.  I don't usually suffer from jitters on the second date.

Good question miss Bliss. Yes, after my first experience I realized I was in for a long tour. I guess I have spend less money on new clothes, did not purchase a new car and did reduce the amount of dinners at expensive restaurants. I am saving money for it, always, but never thought of it as a loss and my close family has not been affected. Education, support for travel etc

However, I would say that after starting in this hobby I feared there could be a transition. From being a person a lady wants to now just a client with money.... an anonymous person.  But my lovely ATF here and I have seen each other for 5 years and we like each other .....at least I  believe so, and that is all that matters.

To budget or not to budget...

No, I don't sacrifice in order to pay to play. I agree with those who feel that what we do is a luxury than a necessity. If someone forgoes to pay their bills in order to see a lady, then he has a problem. I simply stick to my budget and when I have enough, then I can see someone. My time with a lady is just as therapeutic as it is sensual. My stress and tension has been taken away and I feel like a new man. It's about a good as seeing a head shrink, no pun intended.  

J.APPLESEED

Insightful responses. It's nice to get an insight on the gentlemen's perspective. Kudos to all who took the time to answer