consumer savings accounts.  They are at 8%, the highest since the Reagan years.  The savings rate was about 3% under Obama.  

Because I know you don't have a clue.  When savings are up, debt usually goes up, too.  People (and businesses) are more likely to take advantage of low interest rates and increase their debt load when they have a comfortable cash reserve, so savings and debt usually go up or down together.  

You just told yourself you don't have a clue.

So what?  My info is factual, so you are correct, I am right.  Thank you.