I don't know the dollar breakdown of residential vs business costs of hurricane damages but the headlines focus on residential losses.
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Ban the rebuilding of residential structures in hurricane affected areas (Gulf coasts, Atlantic coasts). Do not constantly rebuild in the hurricane impacted zones. Although not a serious target this year, consider New Orleans or SE FL
http://hurricanedamage.com/blog/the-most-hurricane-prone-places-in-florida/
Southeast Florida (Miami, Fort Lauderdale and West Palm Beach)
http://www.palmbeachpost.com/story/news/state/2023/07/26/list-hurricane-prone-counties-florida-top-five-tropical-storms-palm-beach-county-broward-county/70468174007/
Here are the rankings for the 20 most hurricane-vulnerable counties and their overall vulnerability scores (out of 100):
Broward County, Florida, 72.70
Palm Beach County, Florida, 72.09
Charleston County, South Carolina, 68.17
Horry County, South Carolina, 66.31
Miami-Dade County, Florida, 65.10
...
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After the next destructive hurricane, forbid rebuilding residences in OLD NO and plan the construction of a NEW NO further inland away from flood zones. Likewise for FL (SC, NC, etc.). Let businesses continue to operate in the tourist / business zones. Upon a hurricane warning, lock up, secure and seal up the premises, and get outta town to your residences now located out of harm's way.
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In CA, maybe ban residential housing in forested areas. (E.g, allow a tourist camp or other non-permanent dwellings.) If your house burns down once, shame on luck. If it burns down twice, shame on you. If you want to rebuild it again, in the same place, it won't be allowed by zoning laws.
Posted By: willywonka4u
Re: It’s a good idea.
I don’t recall what the issue was for Texas, but everyone knows Florida regularly gets hit with hurricanes. The state is very good at preparing for this.
North Carolina gets hit like this once every 100 years. And they really didn’t get shit from FEMA.
But California is unique. They burn constantly, and they never do a damn thing to address the issue. They in fact make things way worse by governing like nitwits. So why piss away federal money on a problem California is too stupid to fix?