First of all, thank you for respecting a woman's time to send her the requested deposit. Not all of us should be punished for another provider not being honest about a deposit. For many providers, your $200 or whatever it's not worth losing a good reputation, a website that cost hundreds, photos that are $$$ to $$$$ and a web presence that can take years to build.  

Anyways.  

Paypal is notoriously anti-SW. Ask if she will accept an Amazon gift card. Anything can be bought on there from groceries to health and beauty aids, etc. You can send an e-gift card to her email with your CC - or if you really need to be discrete - buy a Vanilla Visa gift card with cash and pay for the Amazon e-GC using that. It takes up to 24 hours for the Amazon GC to be received in higher amounts, so plan in advance.  

And thank you again.