Not all providers require referances. A lady will probably screen more throughly if you do not have them. If one will not see you without referances, move on to one who will. Likewise, retired & self employed do not have employment information... & must be screened by other means. skb
This has been asked about a million times (search button is at the top of the forums), but some providers will see newbies if you give them enough personal information. What is common is: Employment info, First/Lastname, Phone number and possibly address. Getting verified by a service like Preferred411, Date-Check or RS2k (especially if you live in Chicago) will help.
Not all providers require referances. A lady will probably screen more throughly if you do not have them. If one will not see you without referances, move on to one who will. Likewise, retired & self employed do not have employment information... & must be screened by other means. skb
I started out using an agency. Took about two hours to get approved. I'm self-employed, they needed some info, but info was exchanged over the phone. I did two visits with that agency, and from then on they were my reference for future providers.
thanks for the suggestions guys, and sorry, i definitely did not see any other posts but i also didn't think to try and search will remember for the future
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