The situation is that because I don't spend a lot of money I have saved up a nice amount, and while I still have an income(nothing illegal), I do not currently have a job. The problem is a job is one of the things that is checked by providers. Until I get another job, is there another way a newbie can pass the screening process.

When I do get a job I will be strapped for time again, so I am trying to do what I can while I have time.

Have you never worked before?  Perhaps you "old" job can verify employment.  Otherwise too book a VIP you must have at a minimunm verifible employment.  Now if you look through CL, cityvibe, backpage, etc you may find a well reviewed lady who will date you and you can use her as verification.

If you write the provider and explain your situation sincerely as you have done so here, I'm sure you will find some who will overlook your employment situation.

I'm retired...  I explain that honestly.  Lack of a job has never been an issue.  You might want to explain what you do with your time...  
skb

Verifying employment is a way to verify who you are, not how much money you do or do not have. Just be upfront with her and provide whatever info. she needs to reach her comfort level.

is to join a verification site. They prefer that you give them employment information, but they do have other ways of verifying you, and will work with on it.

I'm retired but I got in touch with preferred411 and they were very good about working with me.  Where there's a will, there's a way.  You should understand that some providers may require additional verification depending on their own criteria, but in my opinion a verification service is a good move.  Good luck.
-RVW

Preferred411
Provider referral is a Big plus for me
but "each provider is different"
White list In TER
hope helps
Carla

Some of the verification sites will have other means of verifying you. They will definitely work with you if you don't have, or can't supply employment information.