Just wondering whether 21 years old is too young to give this a try. I am a 4th year undergrad. Never done this before. I've worked and saved some money over the years. By no means am I a nerd or someone who's sexually inactive. Actually been quite sexually active over the past few years because of the two relationships, but It's just I've been dreaming for many years now to have a crazy time with a hot white/caucasian woman, specifically. I figure this may be a faster way to fulfill my dream than to wait around and meet a white/caucasian girl (I am not white/caucasian).

Or should I wait a few years until until I am in my mid/late-20s or early 30s to give this hobby a try.
Any thoughts?

many providers will not see a client as young as you are, for a myriad of reasons.  If you are sexually active and do not have trouble getting relationships with women, I would suggest you wait.  However, if it is your goal, as a non-caucasian, to bed a caucasian woman, then start doing the research.  

If you do not have VIP membership here, that is the first thing you should do.  Read the self help center, the link is under the life preserver at the top of the page.  As you probably have no references for providers, consider joining one or more of the verification sites, DateCheck, Preferred411, or RoomService2000.  Ask around in your area thru your regional board to see which is the most popular where you are.  P411 is very easy to work with, they do have a toll-free number you can call.  It also has a way for providers to indicate if they are newbie friendly, which will be very helpful to you.

Swim

Providers are very cautious of men that young.

The key to meeting someone when you are in your early twenties is to be very polite, courteous, and repectful. Especially on the phone when you are making first contact. They might not know you are that young until you meet them in person. Then make sure you are very polite and humble. Also be very complimentary to them in person.

Having that sort of demeanor has always been my way in life in general. It has allowed me so much more pleasure as pertaining in the hobby because you establish an almost instantanious rapport and the ladies feel so much more at ease and are more eager to please as a result. If there is indecesion on their part then being an absolute gentleman will definitely help you get to your dream.

Personally my passion has always been the youthful 18-19 year old ladies.

Nothing ventured nothing gained.  
Good Luck!

It is a young age but if your mature and have manners then you should have no problems.

When contacting a provider always be honest and upfront about yourself.

She also used to tell me, "Treat all women like they're ladies, even if they are not!"  If she had any idea how well that was going to work in a strip club, she might have kept that thought to herself!

As to your issues, while I concur in part with the warnings above, my thoughts are if all you're doing is trying to find a specific sexual adventure, this is a great place to do it. I had a professional experience or two in my twenties that were great.  

I guess I'm a "carpe diem" kinda guy and have frequently noted here that my very few regrets in life are foregone opportunities!  I was watching the Discovery Channel last night and apparently meteors and comets are converging on the planet so you might not want to wait!  

And finally, will repeat my mantra and reiterate Swim's advice: if you're going to do this, spring for a VIP membership, especially since you seem to have some very specific parameters of what you are seeking!  The search engine here is fabulous for narrowing the desired demographic!  

Have fun & be safe!

Thank you all for the great responses. I guess I am just a little nervous in deciding whether I should/shouldn't give this a try. Just some concerns for a first timer I guess. I have a few more questions and would appreciate for responses!

1) If I do decide to go through with it, is it going to be a decision that's going to come back to haunt me? I am still an undergrad, so is there the slightest chance the school will be notified of this? Or is this going to hinder any chance if I am going to pursue med/graduate school in the near future? Just want to make sure I don't get a run-in with the law that may cause my future.

2) Because of my age and my ethnicity being non-white, are hot white/caucasian providers going to see me as a first timer and take advantage of me? As in donation or any part of the companionship being nothing like her reviews or promised?

This is most likely going to be a one time thing for me at this age (maybe I'll get back into it in a few more years) simply because I crave the companionship of a white/caucasian woman. Just want to make sure this doesn't leave any trace of evidence going down the road in terms of my education and career. Thanks!

If your smart about it I shouldn't. I would look into hobby phones and as well as letting the provider know your specific situation and that you need to be very discreet, they should understand. I'm too am in school and so was the last provider I was with was also a student, which put me more at ease. I only thought it was going to be a one time thing too, but now I'm considering doing a double, albeit further on down the line.

I'll do my best--I'm 10 years your senior, BTW, and I was once in your situation (I attended graduate school after undergrad).

1.) "If I do decide to go through with it, is it going to be a decision that's going to come back to haunt me?"

If you are caught, it could. When I was your age, many of my friends smoked weed and occasionally used other drugs (some still do); and I wouldn't say seeing an escort is any more dangerous than that. On the other hand, paying for sex is illegal. No one is likely to find out if you are smart about it, but you cannot eliminate the risk completely. Read as much as you can, and never, ever, see a provider without a review unless you are using an established agency (one with multiple reviews on this site). It doesn't matter how professional the add looks, see established providers and established agencies only.

2.)  "Because of my age and my ethnicity being non-white, are hot white/caucasian providers going to see me as a first timer and take advantage of me?"

If you are able to see someone reputable, you will probably get the same level of service as everyone else. It may not be easy to find someone at your age, however. Regarding your ethnicity, I really don't know. Maybe if you disclose your ethnicity, another poster here will be able to share their experiences with you.

Just my two cents, but if you can score with women your own age as it is, you are probably better off without the hobby right now. It's tempting for sure, but if you are on the fence, I would suggest putting it off for a while. If you feel it's something you really want right now, than keep reading this board, and do it the safe way.

Get the vip and see a well reviewed provider with really good reviews.  (Just because a lady has alot of reviews doesn't mean they are good, so be sure you read the entire review).

If you see an honest, well reviewed lady, your odds of being taken advantage of are very slim.  Most ladies won't risk their reputation like that.

As for your school finding out - if that happens it wont be from the provider.    There's more of a chance of your saying something to the wrong person or being overheard than there is of the provider telling on you.

Thanks for all the advice! They have been very helpful. A lot of you are saying if I am smart about it or something along the lines of "if you be careful, you will be fine". What are some things to keep in mind? I know you will probably tell me to go read the self-help manual, but that's broad. I already read it.

Anything specific? Such as keeping all information to myself and not tell anyone about it, and perhaps set up an alternate email to email providers. Don't think I will be getting a hobby phone because I do not plan on continue (I am only thinking about trying because I am in LA for two weeks alone, not many providers back at home, hence no opportunity to continue hobbying). I don't know what else to keep in mind to prevent getting caught besides to keep everything private between myself and the provider. Anything else? Will setting up an outcall appointment at a upscale hotel be safer? I suppose the chances of getting busted at an upscale hotel (or even the chances of getting busted in general) is almost zero if both me and the provider are discreet about it?