...but I am definitely considering it...

I wouldn't invite one over, though, until I had established some kind of trust...have seen her a few times, or at least spoken on the phone enough to have a feel for her...

is great.  So comfortable.

I don't care how well reviewed, I prefer incall first. The provide controls the environment, and honestly I think they maybe a little more comfortable. Once we've built trust and a relationship than maybe outcall to my home, btw, I'm single.  In all the years of doing this, the grand total is three.

cautious about the provider knowing where you live, possibly leaving a door unlocked and then later in the night or another day you get robbed by her partner in crime. What about curious neighbors wondering why you have a parade of attractive women coming and going--even if weekly? Could this affect your employment if HR or a boss finds out?

Just screen your dates really well. I wouldn't invite just anyone into my home. I stick to well reviewed TER ladies and have never had a problem.  

I hate having to get up after sex to drive home. I live alone, I don't have a girlfriend, and I don't even know my neighbors names so who cares what they think.

I have been to provider's homes.  I don't live alone & live in a remote area so it wouldn't be anoption for me.    
There are risks in letting strangers into your home...  Yes some have done it successfully but it's really unwise on a first meeting.  Don't have a lot of toys on display & lose valueables are a bad idea.  Check the perimeter after a guest leaves.

If you go to the girl's house, then she is in control of the environment, but loses her privacy if something goes wrong, and vise-versa if the girl comes to your home.  I have always been a proponent of hotels.  They are neutral, if things work out great and you have an awesome time, then everyone wins. But if something is not right, at least at a hotel, everyone walks away and no one feels uncomfortable about the other person knowing where they live.