I know it sounds stupid, but there've been times I've missed or passed up an appointment with a known provider 'cause my gut just didn't feel right.  

She got too explicit on the phone, talked about too many personal details etc, and it almost felt like she was laying a foundation ...

What do you experienced guys recommend as a point where I should be nervous for good reason?

Thanks

ST

However, here is one of the main reasons for using TER...use a known provider and you are pretty much safe.

I am sure a great deal of nervousness comes from being a newbie.

We have all been there, LOL.

Remember, you are making arrangements to spend some quality time with the lady. Don't mention $$$ or sex.  As others have said, spend the $20 bucks to be a VIP member and do your homework.  Well-reviewed ladies are you best bet.

I AM ALSO A NEWBIE, AT AGE 75.  I AM NERVOUS, TOO.  I FIND THAT MAKING CONTACTS BY E-MAIL, WHENEVER POSSIBLE, IS LESS INTIMIDATING THAN BY TELEPHONE.  IT IS ALSO SAFER, SINCE MY WIFE MIGHT GET INTO THE TELEPHONE CHAT.  I TRY TO USE THE PHONE ONLY FOR THE SECOND ADDRESS CHECK WHICH MOST PROVIDERS EMPLOY.  WHEN I USE E-MAIL, I CAN "TALK DIRTY" VERY EASILY.  ON THE PHONE IT IS MORE DIFFICULT.  I THEN FIND IT EASY TO DO SO WHEN I HAVE MET THE PROVIDER.

Your gut is correct. If she is willing to be explicit on the phone then 99% its an agency or bait and switch or just a plain old liar. Always, always, go to providers that have reviews. Even then its not guaranteed but is better than being blind.