It simply isn't possible to leave a paper trail of your hobbying activities and be discreet at the same time. I'm sure there are some ladies and some agencies out there who accept credit cards but I would never use one in this hobby.
I would recommend instead that you have a "fun time cash reserve" that you can get at when the urge calls.
With a credit card the history of the charge is always there, and everybody who wants to can see who you charged.
The one way in which I have heard of a couple of women accept credit cards without any sort of "paper trail" is to purchase a gift card from wherever the woman would like the card from. For example, pretty much everybody needs groceries, so you can purchase a gift card from a grocery store with your credit card, and give that to her.
Now many women do not want to do this of course. The trick to keep everybody honest is to not stratch off the "security code" on the back of the card, but let her do that in a place you are not, and let her check the balance on-line before proceeding. This way she knows you have no way of using the card after giving it to her, which could happen if you wanted to.
But as said above, why not keep a reserve of a few $100 bills in a safe place for when the interest strikes?
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