recently discovered (by accident) that a provider that is on my bucket list, lives in the same townhouse/condo complex that I do.  she does not use this location for incalls.  would you as a provider, refused to see someone as a client if you knew that they lived in your neighborhood ?

As one of my favorites lives in my subdivision!!

Sweet!

Many people see their OB/GYN, proctologist, nurse, and various other people with intimate body knowledge at their home-owners association or neighborhood. Providers are little different.

Just as my MD doesn't say "How's your hemorrhoids?" at the HOA meetings, I doubt that any provider would shun you or embarrass you at home. So long as you're amicable about it and you're not trying to be too personal - say you nod & smile acknowledgement/ hello in the complex - you should be fine.

If you have doubts, ask that particular provider when you make contact if this is an issue.
Chances are - If you are cool about it, she'll likely be as well.  

my over-priced 2 cents,
ga_kosh

Don't try to mix her biz with her personal life .... That's a huge no no!!

know that she doesn't use her townhome as incall because her ad refers to incall in  another part of the city
(i.e. incall in buckhead but lives OTP)

Let's not be hasty ladies.  I agree it would be bad for any of these "other" gents to live in your neighborhood(s).  But, not if either you or Meena lived in "my" neighborhood.  Think of the positives, neither of you would ever have to worry about using a power tool again or washing your car or basic automotive maintenance or mowing your yard or home repairs or strangers peeping in your windows - well, maybe just one    Hmmmn, guess you both are right - it does start to sound a little creepy.  

To the OP, seriously, just not a good idea.  Kinda like crapping in your own pool - you may be the only one that knows about it - but sooner or later, you are going to have to clean up a mess.  

No no no... happened to one of my girlfriends!  We both said no for more con than pro!

I have a similar situation. Great reviews and, according to her photos and the emails we exchanged she has every thing I have ever wanted in a provider and friend. Can not say for sure, but all the signs are there. We were planning a date and my first question always is; what part of town are you in? She started to describe where her private home in-call local was and as she went on I thought OMG I drive down her street to take my kids to school. She gave me her address and not only was I correct, but my daughter's BFF lives on the street behind her and my son has a friend living across the street. SHIT!!! I cannot stop thinking about it now. I'm sure I saw her in the supermarket a few days ago ...can you say HOT? and that made it worse. We did promise to meet up somewhere in a galaxy far, far away (A hotel ISTP). I have no problem bumping into her around the hood, we are grown-ups. Who is to say I would not run into another one of my "special friends" at a ball game or comedy club? Similar risk.  But we may have a mutual friend that knows every thing about us. What to do. Thanks for listening.