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The Erotic Highway

Civil Lawsuit to Get Money Back
joedp 651 reads
posted

I posted my story "Cautionary Tale: Cash and Dash" a few days ago.

After some thinking, I want to file a civil lawsuit to get my money back. There is a signed loan agreement. Do you think it'll work? She has to prove she paid me back each month anyways but she can't. The burden of proof should be on her. What's going to be interesting is the discussion about "allowance", "sugar" LOL? What do you guys think?

Euro-Guy63 reads

brother, how much money we talking?

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joedp69 reads

Posted By: Euro-Guy
Re: Before I say you are crazy
brother, how much money we talking?
Yes, I am crazy to do something stupid...it's close to 50k

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Euro-Guy64 reads

50K???
That's not a typo??

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joedp63 reads

Posted By: Euro-Guy
Re: holy Jesus
50K???  
 That's not a typo??
Yeah, 50,000USD! That's the remaining portion. You guys could make that budget go far! I don't know how herbtcat gets 21 y.o. blonde porn star go BB with unlimited for $500 per meet! That's 100 meets right there!

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herbtcat70 reads

Posted By: joedp
I don't know how herbtcat gets 21 y.o. blonde porn star go BB with unlimited for $500 per meet! That's 100 meets right there!
Honestly, I'm not sure, either! LOL  

 
She may have just been a one-off, or maybe my timing was unintentionally perfect. My current blond porn star SB asks for $800. Still about half of (or less than half) a typical Porn Star escort rate (through an agency). But she does not escort and generally prefers to only shoot GG scenes. And the threesome with my Asian porn star SB was - sublime!  

 
Life is good

 
The Cat

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joedp79 reads

Posted By: herbtcat
Re: holy Jesus

   
 She may have just been a one-off, or maybe my timing was unintentionally perfect. My current blond porn star SB asks for $800. Still about half of (or less than half) a typical Porn Star escort rate (through an agency). But she does not escort and generally prefers to only shoot GG scenes. And the threesome with my Asian porn star SB was - sublime!  
   
   
   
 The Cat

That's awesome! How old is your blonde porn star?

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herbtcat57 reads

As soon as you tell a lawyer that she had the option to pay with sex you will get laughed out of their office - with a bill for their time. Even if the contract/lease does not include any mention of sex, she will argue that she was allowed to miss payments when she spread her legs.  

 
Perhaps it's time to chalk this up as a lesson learned and move on?  We have all been down this path...  

 
Life is good

 
The Cat

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joedp95 reads

Posted By: herbtcat

   
 Perhaps it's time to chalk this up as a lesson learned and move on?  We have all been down this path...  
  /quote]

I think you are right...thanks for talking sense into me.

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netnoy57 reads

1. This varies state to state so any online lawyer could be wrong.
2. If it's a written contract you can in fact go after her.  I would not mention her paying it off with sex.  I would just say she made payments and has paid back 20% of the loan.  She then stopped paying you back and has not responded to contact attempts.
3. You have to find her to serve her with a lawsuit or small claims.  Small claims in most states do not allow lawyers and will make it cheaper for you so it may be worthwhile going for a smaller win.
4. Collections.  Good job, you may actually win the suit.  Odds are, if you can manage to serve her, she will not show.  You get a default judgement.  Here's the thing, how are you going to make her pay?  If she's a sex worker she doesn't have a paycheck to garnish.  Do you know her bank account?  Otherwise you are in trouble.
5. Your info is public once you file.  You may also have to explain the nature of your relationship with her.  That is really up to the judge if he's going to dig or not care one bit.  You may have a public record that you visit prostitutes.  Anyone doing a background search on you can uncover this case.  Some courts will purge old cases after a few years.  Others will not.

My recommendation is, unless this money is truly affecting you, let it go.  If you have a way to garnish, like know she has a job somewhere or have her back account info then consider going forward.

You got burned by a ho.  We all have.

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joedp65 reads

Posted By: netnoy
Re: Lots to unpack here
   
 My recommendation is, unless this money is truly affecting you, let it go.  If you have a way to garnish, like know she has a job somewhere or have her back account info then consider going forward.  
   
 You got burned by a ho.  We all have.
Thanks for your detailed analysis! She has a collateral in the agreement. Losing 50k hurts me but doesn't kill. I can afford to take the loss but I am pissed. I can say she pays back with cash unless she wants to deny and say she pays with her pussy LOL

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joedp68 reads

Posted By: netnoy
Re: Lots to unpack here

 5. Your info is public once you file.  You may also have to explain the nature of your relationship with her.  That is really up to the judge if he's going to dig or not care one bit.  You may have a public record that you visit prostitutes.  Anyone doing a background search on you can uncover this case.  Some courts will purge old cases after a few years.  Others will not.  
   

As far as I know, she hasn't been charged with prostitution. If I don't say, she doesn't say, no one knows. She won't be dumb enough to admit it.

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Euro-Guy63 reads

You won't be in a small claims court.

Her 'employment' whether alleged or otherwise won't be admitted in any case you make unless it's germane to the payback potential.  And no, you're not to be identified as a user of prostitution services. or shit like that.

As you probably realize, winning your case and actually collecting the money are, more or less, not connected.

 
If she works, you could get a garnishment order, but for this amount of money it's going be a decade or so before you recoup it.  Did she buy anything tangible with the money?

I suppose one of looking at it, it cost me hundreds of K each of my many divorces, it stings for a bit, but eventually fades away in your memory.

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joedp66 reads

Posted By: Euro-Guy
Re: For much of 50K
 If she works, you could get a garnishment order, but for this amount of money it's going be a decade or so before you recoup it.  Did she buy anything tangible with the money?  
Yeah, the car..it's a collateral on the agreement.

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netnoy71 reads

Cars make terrible collateral.  They diminish in value.  Any bank loans against it get paid before you.  And she can sell or transfer it, claim a lower price that only covered the debt, and walk away.

You are very unlikely to get anything out of this.  I would slam her with bad reviews and let everyone know her name on boards then move on.

Posted By: joedp
Re: For much of 50K
Posted By: Euro-Guy
Re: For much of 50K  
  If she works, you could get a garnishment order, but for this amount of money it's going be a decade or so before you recoup it.  Did she buy anything tangible with the money?  
 
Yeah, the car..it's a collateral on the agreement.

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joedp62 reads

Posted By: netnoy
Re: For much of 50K
Cars make terrible collateral.  They diminish in value.  Any bank loans against it get paid before you.  And she can sell or transfer it, claim a lower price that only covered the debt, and walk away.  
 
Thanks for your assessment. She has a no-review policy (now I know why)...also, if I do post a bad review, it makes me appear as a sore loser. There is no such thing as bad publicity. White Knights will flock to her. Also, she retired for 4+ years (courtesy of me). She still "works", practically no internet presence as of now.

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