but that's partly because we are friends and partly because we are on a "nice" board. lol

 
Hey if you enjoy it you hardly need the boards permission or approval, BUT speaking for myself I wouldn't be interested in this type of thing even for free. All an online arrangement would do would be to remind me how badly things would suck not getting ANY pussy. It's like porn, jerking off to porn would only make me feel like some loser who can't get the "real thing"  

 
That said, if it's something YOU think you might enjoy, then give it a try. You can always stop and only be out a few bucks if you find it's not really that satisfying.

I’m not paying for an online only arrangement. Never have, never will. What I am playing around with more of lately is tipping Instagram and only fans models who are closer to me to start some dialogue and set up an in person meeting. It’s a bit of a moonshot but it when it works, you’re hitting a 10.  

... so a reasonable answer is in order.  
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I'll look at this issue, as I do with much of the sugar bowl, from a market perspective.  In other words, if you are interested in a virtual experience - no judgement here if you are, I'm a webcam watcher myself - then consider the value prop and competitive pricing of her offer.  
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She's offering $50-$100 per week, or biweekly, for some number of virtual sessions.  I don't see video chats (i.e.: web chats/facetime/skype/zoom) in your lists, but assume that's included in the mix.  You can use any of dozens of the large webcam sites today to view and interact with hundreds of live models of all 18+ ages, sizes, looks and attitudes for free.  You'd be one of many "attendees" in the "room" able to watch, comment, send a "tip" to request specific actions, and with some models interact if/when she decides to address your comments.  
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If you want a more direct experience, you can pay for some flavor of a "private" session, where she will directly interact with you (and maybe) a small number of others) and you can make even more explicit requests (rub this, suck that, call me Daddy, etc.).  These are generally a per-minute based fee, and can be relatively cheap to extremely expensive when costed out to an hourly basis.  
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So what is your POT offering that can't be found on a webcam sight? Perhaps a more personal experience, perhaps a better hourly rate, perhaps more intimate and tailored-for-you  special requests?  
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I suggest you evaluate her offer on these terms. Is her virtual time and attention worth the one to two Benjies a month versus consuming the services you can get from an established web site? Or versus just passing and holding out for the next SB you can meet and bang? I spend perhaps $200 a month buying tokens from my favorite sites and I enjoy every moment spent watching. It's by no means a substitute for face to (face/pussy/ass/tits, etc.) SB time. But for me, it's still fun.  
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Life is good.
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The Cat