Extensive sob stories are the bread and butter of scammers. They want to trigger your "Captain Save A Ho" response and the bad luck story is designed to be your super-hero cape.
If you respond with even the slightest inclination that you want to help, "she" (probably a guy outside the US using a VPN) will next ask you to send funds asap to prevent eviction and will promise to make it good with you later. But if you send money, it's gone and so is the scammer, unless they think they can rinse even more cash from you. Be warned: You will never see a return on your money, and you will never get laid by this SB.
But if you want to continue just to see what happens (I do not recommend this), here are some suggestions:
1. Do not reply, but do not block. (I recommend we all stay under the radar from Seeking admin)
2. Do a reverse image check on all photos. (Use Google, TinEye, Yandex, etc.)
3. If you really want to pursue this, do NOT send any funds in advance! Instead, ask her for a video chat asap so you can talk about "how to help her." If "she" agrees, pay attention to how you connect (WhatsApp, Line, or other non-US apps are a red flag), and pay attention to the background of the person who talking to you. Do you see non-US power outlets on the wall? Does the place look like a 3rd world shack or an urban-city apartment? Do the behaviors and speech patterns of the person on the chat match the message you received?
Finally keep your critical-thinking skills and Spidey Sinses at maximum sensitivity. Question everything you see and hear - does this make sense given the circumstances?
Life is good
The Cat