Did you complete all the possible vetting tasks for her?
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1. Reverse image search her pics on Google
2. Search her phone number (and email if you have it) on Google and Facebook, and BP while you're at it
- Advanced: try searching her number plus city, 1st name or school name as well. Use a comma or plus sign "+" between search terms. That can sometimes bring results you wont see with just the number.
3. Verify that her college is actually near her location (if she says she's attending Arizona State but lives in Las Vegas)
4. Slip a few "pro" acronyms into your chat and see how she responds (p4p, BB, or incall).
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If any of these look bad, pass. If not, I agree with a previous post; meet her at a Starbucks or fast food place a few minutes away from your BCD location first. Tell her to meet you there then see who shows up.
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Also, if she's desperate to see you today, she will still be desperate tomorrow. Control the schedule and tell her you are booked up today (after all you are far too busy negotiating million dollar deals on the global markets to drop everything for a little side trim, right?) but you can hold a time open tomorrow. If she comes back with "ok, but can you send me the $150 now? I'm going to be kicked out of my room/school/car/whatever if I can't pay today." Then block and bail. She's a scammer.