I've had this experience twice, still not quite sure if it is safe: If the guy is on his back and the girl is on top rubbing her pussy on the bottom of your shaft (well if you are lying down it's the top), with no condom. There's no penetration but her juices are there (in most cases). Maybe there's a name for this, I'm not sure. I don't know much about STD transmission, but it seems to me this might be a bit risky for the guy (maybe not so much for the girl?)
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