Tip o'the hat to netnoy on this:
This applies to financial and time budgets.
Financial budget: When I made the decision to retire, I had several consultations with my financial advisor, my tax advisor, and my attorney. In fact, as I approached the final trigger pull, I had all three meet together to review my plans, look at contingencies and create hedges against the more unlikely but possibly devastating scenarios in my plan. Throughout all of this planning, I was very clear about what my spending patterns were and what I expected them to be going forward. So I literally have my sugar budget included in my 20+ year plan. In addition, I track my monthly sugar spend just like I do my other expenses like mortgage and other bills.
This gives me the freedom to spend on Sugar without worrying that I may literally be fucking myself out of critical living expenses 10-15 years from now.
Time budget: We all have passions, activities, and obligations outside of banging hotties. No, really! You may need to wait for a post-nut moment of clarity to realize what they are, but you have them as well. Just like I manage my financial budget, so do I create and manage my time budget. I allocate so many days a month to each desired activity; family, friends, community organizations I enjoy, health and fitness activities, and perhaps most importantly, down time. And I let each SB know that as a retired guy, I have schedule flexibility, as long as I schedule at least a week ahead. That means I almost never accept a spontaneous "meet now" request, because as far as she (and I mean every she) knows, I am a busy man. I never want to project the vision that I just sit at home watching CNN (or whatever other biased news source you prefer. LOL!) and yelling at those kids to "Get off my lawn, dammit!"
This all fits the overall manscape/non-simp paradigm as well. We do not exist to spend money on her whenever she wants. Quite the opposite. We are happy to be generous to her when she accommodates our scheduled needs.
As for price sensitivity, I don't see any real impact from retirement. But as I mentioned, I have already baked my sugar spend into my budget plan, and as I advocate for all of us, I only negotiate allowances based on my budget. If you expect your discretionary income, including your sugar-spend to reduce after retirement, then it is vital that you properly account for that in your post-retirement budget and stay in plan.
But even then, you may not have to reduce the "price" as you can accomplish the cash savings by reducing the frequency of BCD dates and M&G's. So instead on one BCD per week, you could achieve a 25% reduction by scheduling one BCD every 10 days.
It's all about the 3 steps of budgeting:
1. Make a good plan based on verified data and expert advice.
2. Execute that plan.
3. Review periodically and revise if needed.
Then repeat steps 2 and 3 going forward.
Life is good
The Cat