You meet a potential SB for a drink (all goes well).  No BCD but you agree to date again.  The 2nd date is fantastic and you end up at her place.  She's great, economics are great, and the outlook is promising.
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She's in her early 30's and has an interesting backstory.  She recently ended a long term, live-in relationship with her ex-boyfriend (that went on for years).
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Things heat up and you end up in bed.  At just the right moment when things are red hot, she says that protection isn't necessary.  She's been on the pill forever and she's excited to go with the flow.
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What's the call?  In my situation, I put the brakes on but it turned a moment of bliss into an odd and unexpected conversation.

We are adults.  This has happened many times over the years for me with my ex as she had a bad reaction to pills.  I make it clear I'm not going to cum inside her and tell when I'm pulling out and do the porno shot all over the stomach.  The warm and gooey feeling inside her raw is the best feeling in the world.  BE A MAN!

If she's child bearing age, the raincoat goes on, regardless of SDT issues.

In general, I have to think that a 30-ish sexually active woman, especially one who just left a long-term relationship (where she presumably had lots of sex) is not looking to get preggers from a "rando" hookup, even if he's a POT SD.  

 
But there are so many dynamics that you can't possibly document in a hooker blog, like any hints that she might be looking to hook a new guy, or at least a new guy's money, to supplement her now single income. Or are there underlying emotional, psychological, or other issues (like various addictions) that are impairing her judgement?  

 
Does she already have kids? From the same guy?  Do you have any reasonable sense that if she got pregnant, she would or would not get a procedure? Not judging here - these are her choices.  But those choices could affect you in ways you don't want.  

 
Having said all that, I'd have already dropped a huge load inside her by now, and would be looking for a BBBJCIMWS for round two.  But I'm an idiot.... with a vasectomy.  

 
Life is good

 
The Cat

Have you ever read Reid Mihalka's sex advice called Reid About Sex?  He recommends what he calls the elevator speech. Basically in the time it takes to take a new lover up to your hotel room, ie, just a few minutes, you tell her about your health status and history and show her your most recent test results, and ask her to do the same.  If she has no proof of clean health, you def use condoms. I've had women offer BBFS and declined, preferring to be safe. As for pregnancy, I believe I'm shooting live ammo, even at my age, so proof of birth control would also be required.

Most of the time, if it’s non pro like the one in your story who got out of a LT relationship, and the equipment looks clean down there, I might go for it. I’ve never had a problem (knock on wood) pulling out in time.

… and be prepared.  Similar situation happened to me last week, was meeting a SB for the first time BCD.  We had met for coffee a week earlier and hit it off so it was a smooth/easy transition.  After a ton of foreplay, she said she wanted to sit on my cock.  

The anticipation of seeing what she’s do next was one of my favorite parts.  Would she ask for a rubber?  Would she just go for it?  The anticipation was so great, that I let her hover over me and spread her lips to take me in…and then I mentioned I’d prefer to use protection as I hadn’t been recently tested.  I had a raincoat in the bedside table so I quickly rolled it on with just a moments delay and we lost none of the momentum (and the lack of sensation from the rubber made me a superhero in bed).

Long story short, if you’re well prepared and position it as being careful and putting her health first (notice I didn’t make it about her being tested), it can be a win-win.