I enjoyed reading your post.  My experience has been virtually the same.  Played the expensive pro game and moved to the bowl.  Learned tons here from the frequent posters (thanks much).  Results have been off the charts.  Admittedly, it's far more work but it's really unbelievable how many young, gorgeous and sweet women there are who are eager to engage in PPM bliss.  It's a new day.
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I have also handled the economics in a manner consistent with your approach, I think.  I've been overly generous at times recognizing that many here would disagree.  But it's worked so far for me.  I treat all of these women well even if there is no connection.  It's always a pleasant (mostly fun) time and the ladies always feel respected with drinks, sometimes dinner, and an Uber ride home on me (if not more).  As a result, it's been totally hassle free and both parties (I think) feel good about the encounter(s).
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The only downside I've seen to the fun is that it is addicting.  I have a rotation of woman that I struggle to keep up with but I seem to be messaging new potential SB's everyday.  Possibly had I dated more as a young man, it would be less of a novelty now - probably like most here.  Be safe.
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Just love it . Your experience is what I am hoping for as I am new to SA as well . Same sit - married , want discretion, only posted photo from neck down (physically fit) . Haven’t paid up premium yet so that the next step for this weekend

Didn't say how old you are, but was quite enjoyable reading the good and bad.  Keep it up!

with SB, at your baby-boy age and probably body and looks (hate you!  lol) the world is yours.  Oh, God to have entered the bowl 30 years ago would have been a blast.  I keep busy with my little covey of a half dozen, more or less, but am so envious of guys like you.

Rates and game mentioned in this thread ... the evidence I've seen in the bowl is that the higher the rate you are willing to layout, the greater your harvest.  In the bowl, game = cash.  

You already know what some of us (imagine if GaG were not on hiatus) would say to “paying her to eat lunch” …especially when you don’t plan to move forward. More of a principle thing from business. Anyway…

And thanks for acknowledging the helpful tips you've learned here!  In many ways you are the unicorn these girls are seeking.  Most SDs are much older than you.  And the young ones simply don't have the coin to last very long as SDs.  But your relative youth as well as financial strength are both working well for you.  Plus, you seem to have a knack for actually talking to the women and making them feel respected and heard.  In my experience, that's always the key to creating a successful arrangement.  Keep us posted about your exploits!

I think you've been lucky, add in many more time wasters and scammers and you've captured the sugar bowl pretty well.  I always tell POTs that there are genuinely high quality people on SA, but you have to wade through oceans of garbage to find them.  Lol