TER General Board

Depositsconfused_smile
coachmyster 16 Reviews 3206 reads
posted

All of my finances are in jwros with my significant other. Other than Amazon gift cards, how can I do deposits?

You answered your own question love bug. Please disregard the disrespectful comments. No need to jerk off in a napkin. Ridiculous.

Reid.Janssens88 reads

Posted By: QueenBia
Re: Amazon gift cards.
You answered your own question love bug. Please disregard the disrespectful comments. No need to jerk off in a napkin. Ridiculous.
Actually CDL had it right, when dealing with deposits to providers you inevitably end up jerking off into a napkin

I don't think he meant deposits in that strict sense. I think he meant to say donations..

providers here without a sense of humor.  Thanks for raising your hand before I even asked.  Lol

-- Modified on 2/16/2022 4:42:25 PM

I think that response was hilarious.  

 
And trust me in the old days, some of the gals in here would have  responded in even more hilarious fashion.  It wasn't always like this.

-- Modified on 2/16/2022 7:06:36 PM

Ashley Shye or some the other great gals when we need them to keep things light and humorous.  Lol

-- Modified on 2/16/2022 4:50:18 PM

Well..stop hiding them and unleash them already !

Speaking from experience, DO NOT send deposits. If she wants to see you bad enough you won’t need a deposit. If she insists MOVE ON.

Either you stay miserable for rest of your life or get a divorce..  Trying to hide mongering from your SO w/o having any separate finances is next to impossible. What are you going to do? sell dope to make cash? LOL..  

 
I have never been married so not saying it's an easy decision. But hey.. sometimes you are better off going your separate ways. Then you can do whatever you want.  There is lot more dignity in that than trying to hide, cheat, and steal.

Take up horse racing.  Take $500 to the track every Saturday.  Bet $100 and stash the other $400 for mongering / sugar donations.

 
If you happen to get good at money management, cut the $500 back in increments of $100...

 
Works for me...I've also won in excess of $30k / year in 2012-2013.   Your winnings are also tax deductible with proof of losing tickets until 2025 where it's scheduled to be phased out.  But until then...

 

That tax free excess can also go towards the kinder's 429 plan$.   And Momma is all good!!!!!

 

The above is a fictional accounting as this is a fantasy website.  The above advice should not be relied upon as a scheme to fraud the US government out of precious tax revenue.

 

YEMV

-- Modified on 2/16/2022 9:06:39 PM

If the OP has any common sense he won’t send a deposit or get all flustered about needing to.

I have literally done this for decades, and I have never once sent a deposit.

These ladies are free to charge whatever they want, and demand deposits, and you are just as free to not pay inflated fee’s, or deposits.

That is your choice, do you.

Not sure what else needs to be said. In all fairness if you have no references or have a habit of cancelling at the last minute , then perhaps a depots is warranted.  

I like to treat providers like gold ( and give them the benefit of the doubt )  until they prove otherwise. Those who must have a deposit are probably best left alone.  

I've always thought deposits infringe privacy.
And it's best to follow the "no paper trail" rule. Plus cash is king.  

I've never asked.  

Zoe Piers

Might I suggest you start a side gig. Regardless of your age it is always nice to have some separate finances. Sometimes to do something the SO would be upset by, other times so you can explore something and even other times so you can be downright naughty (yep, get laid by some young, tight, accommodating woman who is in the sex industry).  

Whatever it is…..collecting baseball cards, selling hand carved duck decoys, collecting rare coins or refereeing youth sports it doesn’t matter as long as acoupke boxes are checked off:  (1) something your SO has little or no interest in exploring; (2) kind of mundane thing so it is common knowledge; (3) chances to spend money; (4) chances to make money and (5) most importantly requiring you to go places and interact with people.  

Now you can and should have a separate checking account and credit card. But even more importantly you will have the income necessary to play, a place to hide said money in plain sight, a way to move those funds around and a chance to be out and about so you can be ravaged sexually by some woman whose appearance and sexual prowess rings your bell and grips your trigger!

who came up with this deposit idea?

Who knows? But I can pretty much guarantee it wasn't a client.

Reading some of the guys comments on here, I wouldn't be so sure..  

 
I will withhold the names, but they know who they are.. The usual suspects. LOL

If I had to guess I would say it originated out of the FMTY setting type cases.

 
While I'm not taking a position here (I've never paid but am not saying I never would either), it's not like deposits are not unheard of in many other transaction settings. Pretty much any time one side of the transaction has to make some type of investment (buying materials, for example, that have little demand/value for most people or expending funds to start something) will often require some "skin in the game" by the other party.

 
I've certainly seen a few providers comment that for touring they are looking both to filter for clients that are more likely to keep the appointment and shift at least some of the cash flow to the start of the trip to pay travel related expenses rather than pay out of pocket and then recoup during the trip.

Deposits usually have a collateral or insurance or some guarantees associated with them

 

There are no such mechanisms in p4p world. None.  

 
There is a reason people are comfortable with putting money in US banks that are federally insured, and uncomfortable with putting money, in, say, eastern European banks that can default at any minute.

I would do some research and ask around on what banks thay do not send any paper trails and all electronic. I also have a client who has to do this. Because his wife knows exactly who I am. (But I don't know her)

You can also pull put cash and purchase prepaid items such as an amazon gift card or other card that can be universally used virtually

Even if you go fully electronic, evidence of the account will still likely appear in any credit report (and those agencies know more about each of us than we likely know ourselves!), and one’s partner can pretty typically see that in a jointly issued credit report (such as might be pulled if applying jointly for a mortgage). Maybe that doesn’t happen all too often for some of us, but it’s always going to be lurking out there as a way of outing the existence of the allegedly secret credit card. Some prepaid cards do not appear on a credit report, but funding them poses its own challenges.

My Tryst account got hacked. They changed the email from [email protected] to their own email. They then added to the text " I have been burned too long and no require a 25% deposit. " then they would never keep appointment. I do not require deposits.  I had dinner at Oya and they required a deposit $75  would be charged to my credit card if i cancelled.  

I am just not down for requiring payments up front. I have had a few no shows no email but very few and sometimes things come up. I had a client who cancelled on me twice within less than 24 hours and the one time i needed to cancel he wanted a discount on our next visit!

You got MY attention.   Looks like we are made for each other.  You don't require deposits, and I don't pay them.    

Would pay a deposit ! Do you pay a deposit at the grocery store for purchases in the future  ? Gas pump ? How many guys cry the blues after being screwed out of there deposits.  

Hey CoachMyster,  
  Send the Provider at least $75 to $100 to hold the time frame that you want and pay the rest off once you & her get together.

If she really is serious and want to reserve time for you she will even without a deposit. Just stop it with this deposit talk. I’m paying for future services that may or may not occur. Oh yeah, great concept. Can I get a deposit for work boss make it for a couple weeks, promise I won’t quit. NONSENSE

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