TER General Board

what does a credit report show?
would_like_to_know 4216 reads
posted
1 / 4

This might be the wrong board to ask this, so please forgive. Getting a loan and wife has put in a request for a copy of our credit report. I am not worried about the balance it will show on my personal credit card, but I am worried what info about the account it will show, mainly will the report show that I get cash advances from time to time? Any help will be appreciated.

lildevil 4424 reads
posted
2 / 4

Depends which credit bureau you are pulling the report from. They all show things a little differently, but individual transactions are not shown.  They will show the different accounts, balances, payment pattern (days to pay, delinquencies), terms, if sent to collections or bankruptcy.  Individual cash advances on revolving credit lines (credit card) will not be shown.

Va Gentleman 4493 reads
posted
3 / 4

In addition it will list which hand you "choke the chicken" with, whether you have ever had a homosexual thought and if your wife swallows. I know these things sound personal, but wouldn't you want to know these things if it was you who were lending the money?

riker 7 Reviews 4455 reads
posted
4 / 4

Cash advance on credit card will not show, nor will individual purchases of anything, unless it was independently financed and even then, it will not show what the purchase was, only to whom the money is owed.

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