TER General Board

Thanks, OTM . . . .
coeur-de-lion 400 Reviews 3988 reads
posted
1 / 46

For most of us here.  The eligibility phases out completely for single people at an AGI of $99,000, and married folks at $150,000.  Too bad, I was going to get at least three sessions outside my normal budget for that extra $1200.  Those between $75,000 and $99,000, get a check but the amount is reduced $5 for each $100 over the $75,000.  I doubt there are many mongers here below that $75,000 who are going to get the full amount.   I could be wrong, if we count fake mongers.  Lol

WIMissScarlet See my TER Reviews 131 reads
posted
2 / 46

I did some research on this and sex workers are eligible as long as they filed a tax return in 2018 and showed an income below what is posted by the OP.

GaGambler 114 reads
posted
3 / 46

If anyone knows how to get a gummint check around here, we all know who that would be. lol

Oldtimemonger 125 reads
posted
4 / 46

How is 1200 dollars going to help the working class? Unemployment benefits will only be augmented for four months.

If you read the whole package you will find that a businessman can borrow substantial amounts of money at dirt cheap interest rates. Even those who don't need it will fatten up on the stimulus.

Robertini 4 Reviews 115 reads
posted
5 / 46

in the form of payment or whatever.  
People complain they are not getting it or what they are getting. People complain that not all are getting it or when they are getting it.

GaGambler 138 reads
posted
6 / 46

That combined with the Federally augmented unemployment will get a lot of people through this crisis until it hopefully passes in a few weeks/months.  

 
And yes, businessmen will be able to borrow money at dirt cheap rates and if they spend it on payroll, they never have to pay it back, The businessmen shutting their doors by and large aren't doing so because of any mismanagement on their part, the government is FORCING otherwise healthy businesses to shut their doors. Business owners pay a boatload of fucking taxes, small business owners in particular pay highest rate of taxes than anyone else, higher than the uber rich, and much higher than the people they employ. If there are no businesses left, who is going to be there to hire the "working man" when we try to restart the economy?

coeur-de-lion 400 Reviews 111 reads
posted
7 / 46

that I just now learned I don't qualify.  I was going to blow it on blow-jobs and pussy, anyway, so I probably don't deserve it anyway.  Lol       Hey, that's a pretty good slogan . . . . . . "Blow it on blow-jobs!"

Oldtimemonger 156 reads
posted
8 / 46

I meant that as a positive. It should go (loans) to businesses who provide the jobs. There will always be guys like me who shorted the market and are looking for cheap money out of the stimulus plan.

60hrwk 5 Reviews 116 reads
posted
9 / 46

the one provider i spoke to about this said she reported and is not eligible for any stimulus... she reported too much. she's not seeing anyone right now... at least that's what she's telling me... (maybe it's a good excuse to drop me from the lineup... lol) but i still made a donation to help her out.

myshadow535 8 Reviews 118 reads
posted
10 / 46
coeur-de-lion 400 Reviews 113 reads
posted
11 / 46

are not eligible for ANY stimulus.   You just have to know how to approach them.  However, they probably won't get government checks.  

Robertini 4 Reviews 104 reads
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12 / 46
Oldtimemonger 149 reads
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13 / 46

Posted By: myshadow535
Re: The average family of four will get about three grand
Hear, Hear! from a small business owner.
The loans for payroll are 0.5 %! They can be "FORGIVING " without hurting your credit. The term on these loans is two years. You can apply tomorrow. A'int America Grand!

imduped 30 Reviews 159 reads
posted
14 / 46

While I agree that many of us will not receive the stimulus check, we will be able to do more than our part to pay it back when taxes need to be raised. This money isn’t coming out of some trillion dollar grainy day account.

Greenbacks2 31 Reviews 103 reads
posted
15 / 46

Are much better with this plan, Being able to keep employees on payroll instead of laying them off. It costs so much to train and find good employees, they will be money ahead getting the forgivable loans.  

coeur-de-lion 400 Reviews 123 reads
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16 / 46
coeur-de-lion 400 Reviews 102 reads
posted
18 / 46

I'm going to look into this.  Might work for me, since I have less than 100 employees.

GaGambler 112 reads
posted
19 / 46

Every small business is able to get a loan/grant for 2 months of payroll. It's called a loan, but it turns into a grant as long as you don't lay off your employees. IOW if you have a hundred employees at an average pay of lets say a grand a week, you can get $800,000 to make payroll for the next two months and all you have to do is show your payroll records and the loan becomes a grant.

 
BTW the interest rate is actually 1%, but it's not really even relevant as  you aren't the one paying it.  

 
The forms are supposed to be ready today, but it's possible that it might take another day or two before the first moneys go out, you should be able to get your money same day.

 
BTW it doesn't all have to be used for payroll, it can also be used for rent, utilities etc.

GaGambler 145 reads
posted
20 / 46

For her to be ineligible for the $1,200 she must have reported over $100,000, undoubtedly she reported it as either an independent contractor, or as a "small business" maybe a consultant or entertainment company, the type of business doesn't matter, but as such she should be eligible for a $10,000 low interest, government guaranteed loan with repayment terms somewhere around $40 month.

Oldtimemonger 97 reads
posted
23 / 46

You can also file for the disaster loan mentioned in the above url April 10th. The first 10 grand is a grant that does not have to be paid back.

Hookers who file taxes for some type of business are eligible. Even if you get turned down for the loan you can still get the 10 grand grant. Those are 30 year loans at 3.75% interest.

herbtcat 6 Reviews 132 reads
posted
26 / 46

The Mayor of Los Angeles is thinking about shutting off water and power for small business who have NOT closed and are not deemed "essential businesses".  
.
But a counterpoint to your mismanagement comment: I don't know very many small businesses that can go 90-120 days without revenue and still survive. Even the big guys (airlines and other T&E concerns) are crying about losses. I'll call bullshit on those guys, though. If your market cap is in the billions, you have cash or almost-free cash loans available.  This is where we see if all those corporate mission statements are really true, or if all they really care about is shareholder earnings.  Hint: Too many companies think altruism doesn't pay. They are wrong.  
.
Life is good.
.
The Cat

GaGambler 136 reads
posted
27 / 46

It's not altruism, it's pragmatism. Can you imagine the cost of rehiring a fleet of pilots, mechanics, flight attendants et al? It's MUCH cheaper to keep them on the payroll doing nothing for a few months than it would to have to try to re-staff an entire airline.

 
As for the Mayor of LA, NOTHING a politician does in CA surprises me any more.

Oldtimemonger 128 reads
posted
28 / 46

https://www.sba.gov/document/sba-form--paycheck-protection-program-borrower-application-form

It turns out you don't have to wait until April 10th for either program

coeur-de-lion 400 Reviews 122 reads
posted
29 / 46

I made an appointment with a banker to apply on Monday.  Will get my payroll records together this weekend.  This looks pretty easy.  

coeur-de-lion 400 Reviews 102 reads
posted
30 / 46

for this coming Wednesday.  I should have read the fine print.  When I booked March 1st, they said on their website that there would be no penalty or cancellation fees if you cancel because of coronavirus.  So I cancelled today, and they would not give me a refund back on my credit card. I don't know about you all, but I consider them keeping my money a penalty.  They are only giving a "credit."  Credits can only be used if the company is still in business when I go to rebook, so I may yet get screwed out of the money.  BTW . . . . its American Airlines (I never liked them in the first place, but its the only American carrier that will give me both money-spent points and flying-distance points on my BA membership.).  

coeur-de-lion 400 Reviews 127 reads
posted
31 / 46

when there is no board piñata?  Dodo is gone, so we start taking shots at each other.  Lol

inicky46 61 Reviews 143 reads
posted
32 / 46

Thus proving only that if someone throws up a big softball I will smack it.
BTW, I do not mean to imply you are a fruit.

GaGambler 209 reads
posted
33 / 46

It would take a LOT more than $1,200 to turn me into a Socialist.  Maybe if I were like Crazy Commie Bernie and I was able to syphon off well over $10,000,000.00 from my own campaign  while "preaching" Socialism, I could be persuaded to at least pretend to support socialism.

 
That said, if the government is going to shut down an otherwise healthy economy, I can't think of a better use of our tax dollars than to provide some relief to those most affected. BTW as I am sure you are aware, I am NOT getting a $1,200 check personally, but that doesn't mean I am against people in need getting one. Even you, although I am sure you will spend almost all of it on vodka, and that you will just waste the rest.

lester_prairie 12 Reviews 131 reads
posted
34 / 46

This arguably comes under the "takings clause" of the US Constitution.  The government prohibits normal employment, which is a "taking."  Under the takings clause, the government has to reimburse.

jimmymack100 5 Reviews 70 reads
posted
35 / 46

Why explain which part of democratic socialism don't you like.Police dept, fire dept,highway maintenance dept, social security, met service, public schools,public hospital, veterans benefits,  ro!d's and bridges, unemployment benefits, drinking water, military, national parks,,food and drug safety,sewers, bank dept ins.Pick some you want to do without.Lets face you don't even have a clue what socialism is even though everyday you enjoy its benefits.You somehow confuse it with communism, muck like our president does. You need to educate yourself before you confirm your lack of education. Personally I love our government and America and I gave 4 years of my life in the Marine corps defending it.Our problem now is the incompetent leadership at the top.

lester_prairie 12 Reviews 66 reads
posted
36 / 46

Socialism = the means of production is owned by the state.
.

inicky46 61 Reviews 71 reads
posted
37 / 46

If that's your definition of socialism and NO European nations actually OWN the means of production, why do you and most Neanderthals say said countries are socialist?
We're waiting...

Tonynoel 13 Reviews 126 reads
posted
38 / 46

Downloaded the 880 pages, have read through half of it so far. Pretty much what you are pointing out,
at the end of the day, those who can get loans and already have money will do just fine (as long as  
COVID-19 doesn't kill em) However, people who have been living paycheck to paycheck and don't
have family with funds to help are in for one hell of a struggle. Being in the Mtg. Industry for almost
2 decades, I think we are going to see a lot of foreclosures a year from now if the VIRUS isn't under
control in the next 60-90 days. As usual, BIG BIZ is going to benefit the most from the Loans.

Posted By: Oldtimemonger
Re: What good will it do for the working class.
How is 1200 dollars going to help the working class? Unemployment benefits will only be augmented for four months.  
   
 If you read the whole package you will find that a businessman can borrow substantial amounts of money at dirt cheap interest rates. Even those who don't need it will fatten up on the stimulus.

MP67 11 Reviews 122 reads
posted
39 / 46

Actually I make less than the deal but make more than I spend. Just today went to a laundromat to do a load cuz my dryer took a shit on me last week.  

I built this house with an ex and all the appliances are original since 8/00, meaning, they need to be replaced.  

I'm gonna probably replace them all in one shot just to get it over with. It'll cost about 4 or 5g but it has to be done.  

Of course the check from the gubment will help, but my deal is I hope JaydaLee and Nikki Avalon know by no means will I hold back on the dates I already committed myself to with them.  

They're just as much as a priority as anything!

Responsibility is just that. But sweet pleasure and being able to do both makes life worthwhile in my opinion... ;)

DUANE 33 Reviews 121 reads
posted
40 / 46

Most of wealth is in IRA and am not taking withdrawals yet despite being retired so taxable income is low.  No mortgage or rent helps.  Thank you all for $1,200 I really don't need.

1736687 15 Reviews 96 reads
posted
41 / 46

You are correct. Most here are way over max for a check.
I would love it if my SB hot one, but she hasn't had any reportable income since I came into her World.. about 4 years...  
I think if she does a short return.. she could get on the list, but I know she will resist that idea.

GaGambler 125 reads
posted
42 / 46

They are all getting $1,200 checks too. lol

 
This is hardly a perfect system, but there is no perfect system that is going to both get money out as quickly as is needed, but vets every recipient for need before the money goes out. I think given the daunting task of dispersing over $2 TRILLION the government is doing a decent job of it.

 
To anyone able to pay several hundred dollars for an hour or so of sex like most of the guys (and lopaw) here, $1,200 seems like nothing, personally I spend more than that on an average day, but for someone who has been living on $10 hr in a shit job before COVID, and then had that shit job taken away from them, $1,200 goes a long ways in keeping food on the table and the lights on.

coeur-de-lion 400 Reviews 100 reads
posted
43 / 46

The government announced today that Immigrants WITHOUT social security numbers are NOT getting stimulus checks.   Its about time we put limits on freeloaders who don't contribute to the tax base.  

SirSmiley 60 Reviews 102 reads
posted
44 / 46

Ooops..... had K-Y on my hands when answering previously (see below). The Corona has me staying at home, alone. Thank God for Pornhub!

The “THANKS” was for GaG’s comment. Thanks for trying to spell it out for those Libs.  

IF Trump ain’t your President, don’t cash the check!!!!

danielledupree See my TER Reviews 105 reads
posted
45 / 46

Where do you apply for this? Can independent contractors file?

coeur-de-lion 400 Reviews 109 reads
posted
46 / 46

Homey don't play that way.   Lol

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