Actually, was a friend's mom who was just gorgeous! She'd divorced a real low life but never really dated again as her kids were growing up. I was about 13 when starting dreaming of her.
Fantasy was I'd visit when only she was home working in the yard in a tank top and short shorts, she'd invite me inside and we'd talk for a bit in the kitchen. She'd be leaning into the counter, putting faint but discernible pressure on her mound, and meanwhile the AC would bring her nipples to attention. She'd excuse herself to take a shower and clean up, but invite me to stay around -- and then leave the doors open as she goes back for a shower.
Unable to resist, I'd have to sneak back and see her showering. She'd catch me jerking off and instead of getting angry, she'd open the glass shower door and invite me in.
I'd bathe her shimmering, naked body with trembling hands, rubbing her warm, soft skin without a clue what to do next. She'd take control and show me what she liked and how she liked it. Eventually we'd end up in the bedroom and finally lay, spent & sated, cuddled for a few moments until hearing the garage door opener churning.
Sudden mad dash to get dressed, her juices still on my cock and my cum drying on her belly, and then leap into the kitchen to pretend nothing happened. Of course I'd have to stay over for dinner afterwards, but would be unable to tell my friend that I'd finally had sex!