Taking credit cards has a risk. Aside from the fees you will be charged, there is the risk of chargebacks. If the credit card is stolen,(and not yet reported), and the charge goes through, it will be deducted from your bank account as soon as it is reported. The credit card processor has a right to debit your account, as well as credit it. If you take a credit card # over the phone, and do not get a signature, and the charge is protested, you are going to be charged back. Always get a signature. If you properly screen your clients, the risk will be minimal. If you need additional info, feel free to PM me.
1. Always swipe the card; never take a charge over the phone (consider a wireless terminal you can take with you on tour or outcalls). 2. Have your clients sign a "chargeback waiver" agreement - and take down their driver's license information. PM me about this if you want more information . 3. Be careful with AMEX - they may put you in their "no recourse" program which means your customers will have the right to a chargeback - even if you provided the service - and you will have no recourse but to go after the customer in small claims court.
There are several credit card companies which cater to adult entertainers. Be sure to shop around to get the best rate and make sure you know about all the "hidden" monthly charges.
I doubt that I would favor a provider because of it however, with a provider I know well, and since I am not married (ATM withdrawals leave a paper trail too.) I would look forward to the convienience of not having to stuff my pockets with twenties (or line up at the bank to exhange them for Benjamins), and I would think that the provider would be just as glad to not have to travel around with a lot of cash, thus risking robbery, etc.
Plus, there's those bonus points that I use to get hotel rooms with.
May not pay for itself right away and like the others, the paper trail could get very interesting if your are ever "audited." Then there is PAYpal which is another much cheaper option, where people can pay for the service while in your incall so long as you have internet access... I mean, you can create a CONSULTING business around it... be creative, but don't look for CCs to give you a lift (no pun intended).
a minimum is if you go to walgreens (there are other places with equivilent) and get yourself a greendot card then potential clients can purchase refill cards with cash and have them applied to your account. The card does have a monthly fee but I know of a number of other ladies who take the green dot cards.
As an unattached person, I have no problem with using credit cards in this context, as a paper trail does not affect me. It would indeed be convenient if more ladies did accept CC's, there are times that it's inconvenient to find large amounts of cash. I doubt that it would be any less safe than CC purchases online, or similar uses. And if I lived in fear of the law, then I wouldn't even begin to think about visiting our lovely ladies. I think sometimes there's a bit too much paranoia going around ...
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