I'm relatively new to the hobby, and the recent economy thread was somewhat shocking. I'm amazed that some of you guys have the cash to do this so often.
So my question is for the married guys. How often do you hobby, and how do you hide the financial impact from your wives?
no not really, that would have bankrupted me first week!
Seriously though, twice a week right now- fairly new too. Have a goal though- meet all the locals who caught my interest, then settle down to once a week with regulars.
How- own my business and have the option of taking money out before it ever hits the home account.
I'm new as well and I only plan for once a month or maybe every two weeks or so. It's easy to become addicted and over spend.
I also have my own private bank account where I have my mad money, my own personal credit cards, and my own private cell phone so no numbers pop up on statements that you can't explain.
Harley has major freedom.
Good wife.
Katie
A couple of times every two years. I get an itch, scratch it, and then I'm guilty enough to stay away for a while.
However, I had a great time with a lady with a very reasonable rate for regulars, and it is making me think once or twice a month ...
My wife is clueless about our finances. She knows she should (incase she divorces me because I catch an STD from someone else), but never finds the time to learn.
Do I like do. Set up your own bank account so you have your own mad money. Get your own credit cards. Have your own seperate cell phone so numbers don't pop up on statements.
I like to visit providers twice a month or so. It can be very expensive and addicting if you don't watch yourself.
While HD's advice is spot on. Be careful how you do this and the time period over which you do so. Changes in behavior get noticed.
Also be advised. Most banks WILL reveal account information to a spouse, on request, even if the account is solely in your name. This is also true for many credit card companies.
-J
I own several businesses. One is small and most of what it makes provides for my hobbying needs.
OFF ![]()
Unrelated Gratuitous "Seeing Someone's Boob or Ass" Photo
-- Modified on 11/17/2007 5:42:11 AM
I average about twice a month but it really depends on my travel schedule. I'm self-employed, have a post office box for a mailing address, credit cards and a phone in my name only and don't file a joint tax return. My wife has absolutely no idea how much I actually earn and I like it that way!
-- Modified on 11/17/2007 6:24:13 AM
I set an expenditure level ($600 a month for me) and hobby based on that. With my preferences and location that means a 2-hour visit once a month, though occasionally I'll do 2 one-hour visits in the month.
Like a number of posters, my accounts are separate from my wife's, so my behavior is geared towards creating the look of a high but constant level of spending in case divorce does arise rather than worrying about constant monitoring of my spending. So I would never withdraw the entire cost of an appointment. I make a weekly cash withdrawal for expenses like lunch, dinner, gas, etc. I then plan to have $150 extra in cash at the end of the week, which I tuck away until needed.
I believe the secret is to take opportunities to get unanticipated and untraced cash. For example, if you go out to lunch or dinner with others, pay the bill with your CC and have them give you cash. Every time you buy groceries use your ATM and get $40 in cash back.
... and in case of divorce, claim you have a gambling problem.
However, ultimately, you do need to have sufficient income for this to be affordable. If the hobby is causing financial strains, maybe the Love Goddess can offer some advice on how to control the need.
Depends on my free time. Usually at least 1 time a month to 6 times a month. I have my own PIT (pussy investment trust) that I use to fund the hobby.
My advise to younger guys is to start investing on a regular basis so you can have money hobby when you are older.
but MP gives good advice for the younger(and older) guys.
I didn't hobby when I was married, but I had a slush fund that came in very handy when I was going through my divorce. I don't know what would have happened if I was really as broke as I claimed to be during my divorce proceedings
try to hobby 3 to 4 times a month. have my own
business so secret cash is no problem. of course
my business is down because of the economy so i have to slow down a bit but when the money was
rolling in i did it 5 to 6 times a month.
How many years worth of salary do you recommend, hehehe?
They learn very quickly once they meet a divorced girl friend and a divorce lawyer.
You can not be too careful.
I now realize how lucky I am as a single guy to not have to worry about this type of stuff.
Being single with ample disposable income can spoil a guy to some extent, hats off to the married dudes for being able to pull it off like you do.
But what...you expect to hear from a lot of HAPPILY married guys on here?
Don't ever make the mistake of admitting to it. Think of any creative excuse you can come up with if she becomes suspicious. That should keep you in the clear.
About once every month but my work schedule (travel) sometimes allows for 2 a month with other months at zero. I never hobby in my home city.
Funding is through various other revenue sources besides my paycheck. I own some rental property so once in a while the check gets cashed instead of deposited. I get a small monthly anuity check which I deposit most of it but skim off some for play. I also never deposit travel expense checks; this money is for play.
Other previously mentioned methods include the group cash then charge as well as the pre-paid phone (Virgin Mobile is $20 every 3 months) which leaves no trace of calls.
I have a little investment account set up specificall yto fund the hobby..If I can generate > 505 of my revenue needs from this account I am doing well.
Fortunatley my broker asks very few questions
I try to enjoy some time with a provider about once a month or so.
Sometimes twice.
I set aside some money in a personal account that only I know about. Since I put the same amount aside every payday, she does not notice it. This is money for anything I want to do without having to explane it. I use it for providers, visiting strip clubs, gambling, etc. I try to not use it for anything tangible (A new boat would bring questions about how it was payed for).