How you gonna afford providers when you can't even afford a cell phone?  That's weird.  Doesn't sound like you're financially ready to resume hobbying.

I'm just sayin'.

If you don't have refs then you might have to do the work reference route as ling as the lady is comfortable with that. As for the phone, you gotta have one. You can buy a really really cheap one and buy it's minutes. These days and if you are going to hobby you need a phone.

The other option is to call her from a payphone but again if the lady is comfortable with this.

Good Luck...

If you can afford to play, you can afford a pay-as-you-go phone.   Keep it just for the hobby.  I've seen phones as cheap as 9.95.  I already have a tracfone so I didn't check the cost of minutes.   I never have used all my minutes.  I buy my minutes & service days (90 SDs) so the minutes roll over on mine.

You also will want a hobby e-mail address (a free one, hotmail, yahoo, or the like) not linked to your main e-mail.  

The lack of referances can be a slight problem but if you explain your situation honestly, many ladies will have alturnative screening methods.  If they don't, move on to someone who does.  

You need to read the self-help section which has a lot of valueable information and then read back on the newbie board until you can answer every question.  This reading is essencial as only you can view the Qs through your life circumstances.  

You are as a newbie...   I have to recommend that you stick with well reviewed providers until you get your feet wet again.   You WILL need VIP because the presence of reviews does not tell you whether they are good or not, whether they offer what you want.   You can buy VIP one month at a time, create a bucket list.  Take it from me, VIP costs less than even one spoiled date.

The hobby can be done on a budget.  It's not as easy...  but it has it's rewards.
skb

Do you really need that set of golf clubs you have not used in 2 years.  Hows that coin collection; or baseball card, or stamp, or gun, or perhaps even motorcycle collection.  Try getting rid of some of the the things you don't use anymore and you might be surprised how much money you have to play. Just a suggestion.
Doc

Disposables cost less than $50 bucks to get set up for 60 or so days. The $50 bucks include filling the phone with enough minutes to call dozens of providers. Try a high rated agency that operates in or near your home city. You will have tp provide some personal information, decide which is acceptable to you.