So over the past 5-6 months, I have seen one provider almost 10 times. We are the same age, have similar likes and ideas. The last few times that she came to my house, she would leave in the morning when I would go to work and never take the envelope with the cash in it. She would always use so excuse of, "well you cooked dinner'' or ''I keep using all your soap and shampoo''
She mentioned last night when she was here that she hadn't seen anyone else in a month or so and hadn't really advertised like she use too.  
Is she dropping hints or am I looking at this to closely?
I hadn't seen as many other ladies as I would have during that time, call it the convenience of her availability or just the ease of our time together.  

I'm not the most experienced guy in this hobby and I have never transitioned a provider/client relationship into an actual romantic one.  That being said, the fact that she is no longer taking money for your time together seems like a pretty obvious signal that your relationship with her has undergone a clear shift.  You really need to talk to her about this, and you should do it sooner rather than later.  Be honest with her (and with yourself) about what you want.  It seems like you may not be certain about what your own intentions are, so you might need to do some soul searching before initiating this conversation.  Whatever the two of you decide, I wish you luck.

a woman who no longer has any use for money.

Although this is a hobby of "business", at the end of the day we are dealing with men/women with real emotions and feelings. Hobbyists/providers do date in the real world (some have even gotten married). It doesn't morph into that from day one, but over time it certainly happens.  

Well, if you want her as a girlfriend that is. Yes, she is most definitely dropping hints, leaving the door WIDE open, hoping that you will walk in.

You need to determine if you want a gf or a escort.
You need to give her agreed upon donations otherwise she will hit you up for help and if you don't do so it will hit the fan.
Sounds like you are single unattached so you can do whatever you want.
You don't have to lie to a escort like you would a gf .remember you are paying for the escort to leave not to stay.
Good luck

One is that it IS real.  If you're a single guy eligible for marriage, she may view you are her retirement plan.  Its also possible that she has no interest in leaving the business, but has found a kindred spirit in you that is non-judgmental about her seeing other guys.  Having a hooker as a girlfriend is not something most guys can handle, but many girls still want to have a RL relationship ship for emotional reasons rather than having only meaningless sex on the job.  If this is the case, you have a good situation.  

just have her move in..

and has seen a pay stub or brokerage statement, and willing to trade a few "freebies" for the possibility of a long term income stream, post nuptials. She hasn't seen anyone in months ?  Maybe want to ask why. Are you already floating the boat , or is she gainfully employed, or already      Independently wealthy ?    

Do you want a strings attached situation?  If so, then good for you, because it appears that what you have.

Unless you've been keeping your personal papers under lock and key and your wallet on the bathroom door hook, you really are at risk of bad stuff – all the way up to possible identity theft.  

Could she possibly be any more plain?

First off, ask yourself if you really want a relationship. You are seeing hookers, so maybe you do not. And maybe you do. Either is OK. Just be true to yourself.

A Korean girl (Big surprise, right?) that I saw once on a P4P date and I started dating immediately after our one and only paid date. We lived only a few blocks apart and I started spending nights with her "after work" and then I would leave so she could work during the day.

But it seems like your hooker has fallen for you.  

I can't imagine there ever being a client or situation where I don't take the cash. That's not to say I don't like the guy or didn't have a great time but it's like putting in a full day at the office and retuning your salary???
Either she thinks this is now a relationship or.......... she thinks this now a relationship. Proceed with care!!

By 'real' I am assuming you mean is it a real relationship.  It that's the question, based on what you say here the answer is no.

You need to come up with an ironclad story of how you met and things evolved, with sufficient detail to answer any questions that might come.  You can't very well tell her father you were horny and gave her $300 for a suck and fuck because all your friends said she was really good at it.

Thanks to everyone who has replied.  
A couple of things I want to mention,
We are both early 30'sso the age comment does not factor here.  
All of my personal mail and items are locked up in a safe. Not really because I suspected her (until you guys bring it up) but because we have had along of break in's in my area over the past couple of years so I wanted to protect my private info and personal belongings. And yes in the afternoon when I get home I go straight there and that's here I place my keys and wallet. call me over protective. When we are at my house she usually showers with me. (Large walk in)
We did meet with a group of her friends one night that I went to her place. (the last time we saw each other)  As a matter of fact I am going to her place tonight and staying there this weekend. That's really why I made the post cause I wanted everyone's advice.  

You might say something like this. "I've noticed you never take the money I offer you, should I just stop offering?"

I wouldn't even say anything about the money. Just don't offer it and see what conversation transpires.  

I saw the long con decades ago when I used to do business at the MBOT. A girl who was already engaged to a guy took one of the tricks on quite a ride. She dated him for free including overnights. The boyfriend knew about it. She ended up getting 40K out of the trick. The guy was not that well off.

Wouldn't the original idea of 'you spend time with me and I'll pay you' broken? To me it looks like they have become, at least, Fuck-buddies.  I'm not a good one to give advise, but I'm sure many on these boards have had experiences such as theirs and can offer some warnings.

Not that I know of and I haven't ever seen any of them on a post. I cant say for sure if they know what she does. One thing I forgot to mention is that she does have a job. She as a RN at a local hospital but only has to work 3 - 12 hour shifts a week so I would assume they don't know and she just uses the nurse job as her cover. She did tell them that we eet online which really is not a lie..

what kind of red flags did I throw?

I went down this path, started out similar to yours. Difference was your lady has a main income, mine didn't. So when you stated she hadn't really "seen anyone" in over a month and slowed down with posting ads, I saw it as a sign she was setting the plate about needing help. The moment money comes into play it isn't a real relationship.

How would it play out if the following came up during your time with her. It can come from something good when you're both having fun or it can from something bad when you are arguing about stuff.  
                                     "You know, you're NOT my girlfriend!"  

and if she becomes his GF, than the point is moot.

HE find out before WE do.  Lol

First, I suggested it as a thought experiment.  

girls in OC a few years ago was an RN.  She worked three days a week at the hospital and two days at an incall.  She said it was HER stress relief where she could get lots of great sex without any drama from a relationship.  Getting paid was just icing on the cake, according to her.  Gotta love a girl that thinks like a man.  Lol

Both of them need to be honest about this.  Yea, its all fun up to a point and then it gets real.  The moment someone catches a case of the "feels" it's too late.  The physical part of a relationship is easy to deal with, but when someone starts making an emotional investment it's a whole different thing.

It's good until it's no longer good, and then you either take the next step, whatever the fuck that is, or you just move on.  

Have the conversation.  Write out what you are going to say, don't memorize it, but think it through, lay out the facts and how you feel, let her know what you want, and then let her do the same.  Having very open communication as early as possible prevents what seems like the inevitable pitfalls from happening.  

He is doing just fine on his own, why does everyone here seem to want to complicate his life? Especially those of you who have never dated a hooker, or made the conversion from customer to "whatever".

To some extent I have experienced some of what you are seeing.
Some things to consider if she has money try to figure why she is a escort in the first place.
Ask yourself how you feel if she is your gf and still turning tricks .Note the second you say she can't turn tricks you will get hit with "are you going to pay my bills"
If you are ok with her turning tricks you move towards being a pimp.If you drive her to a outcall and get busted that is a serious crime.
One last hint if you go to her place look around to get as much insite about her and don't forget to check the medicine cabinets .Assuming you know some of her personal info go get a background check.
For now enjoy the weekend bring donation with you but wait till she requests it.
Maybe you should watch Pretty women  
Good luck

How do I know this?  They were hung over a chair in her ho-tel room. She loved what she did and featured rimming and BBBJTCNQNS.  God I wish she was still around.  She also was a gym rat with a totally ripped bod.
OTM, you have some good experience but try to be a little less judgmental with others who have lots of experience, some of which may differ with yours.

As President Trump just turned over his first quarter's salary to the Park Services, does this mean we're now in a relationship with him?

I fell for a client and picking up the money just seemed to be the wrong thing to do.  He insisted on it though so it wasn't meant to be I suppose.  

I've moonlighted as an escort when I had a full time job and didn't have the need for money.  It's a discreet and profitable way to get your needs met without wondering if the guy you met at the bar last night is going to call you.

All I really cared about was that she love to eat cum.  Also, she quit hooking so she must have been making good money professionally.

would never say "only" three 12-hour shifts. That's a ball-busting schedule that isn't going to leave much energy to bust yours. Doesn't matter if she's an RN, LPN or PCA.  
If she's got the stamina, more power to you both. Just don't say "only" 3 shifts. I learned the hard way on that one.

I agree with you. And, I also have been in that situation. Except she never refused to take the money which should have been a big hint. lol.

she was a hooker who led you to believe she was a fuck buddy.

Been on the other side where she was . I'm going to pay for OTC stuff.

I think she actually values you very much and wants to start a relationship with you. It is not a bad thing but you should tell her how you feel and try and move forward from that.