Okay - I am shopping around for insurance.  I've narrowed it down to 2 plans, based on what I can reasonably afford.  However, I'm really not familiar with all of the insurance jargon.

Could someone who works in the insurance business, or is simply knowledgeable as to what the details really mean, help me figure out which plan is best?

Any help would be greatly appreciated.  PM me, or e-mail me at [email protected].

Thanks