Anyone starting to feel the pinch?  inflation is out of control with no immediate relief in site.   My 401k is now a 301k.   Stock and bonds are down.  Cash is whittling away at 7% inflation.  

To be honest, the only place where I've felt it thusfar is filling up my truck as it's now officially a double swiper.

It really depends on which head wins.  

Yes, agreed.
Being in the financial services industry, (on commissions), a lot more has been scaled back besides hobbying.
Everything, eating out, potential summer vacations, etc.....all affected.  401k's dropping into 301-201k's .....  529 college funds.....  Cost of filling the tank went from ~$40 to now over $80????  Can't blame it "just" on the economy coming out of COVID, folks.....  

I don't think inflation has really dug in hard yet. I do know recently about 30 days after Biden stopped some of the  major covid give away programs things changed fast. Our local Euros page had more than double the amount of providers.  
P-411 activity increased also. Inflation may create more availability ?      

Actually a long term fixed rate mortgage is something to want during a period of high inflation.  Eventually you'll get to pay a lot of it back with cheaper dollars.

The impact is everywhere (In everything that we do).  But that does not mean that we can't do it. It just means that we got to budget what we make even tighter then before &  schedule what we do differently. Don't ever just cut back or cut it out.

There have been periods of inflation in the past. Some of you are old enough to know the early 80s. I am not, but some of you are.  

True, but if you are channeling your inner Suze Orman getting rid of debt especially when an recession may be on the horizon is the way to go.

Most of my Encounters are in calls with P411 providers.  In the last 6 months, Fuel has nearly doubled, Airline Fees have increased significantly, and Hotel Rooms have spiraled upward.  As their cost of travel increases, it only stands to reason that their fees will increase during a strong economy.  I think this will change WHEN the recession hits….Layoffs will affect everything listed above….people will stop traveling causing hotel rates to fall….people will still drive but not the way they are now.  The pandemic proved that….while everyone stayed at home Gas fell to $1.58 per gallon.  This confirmed my long term theory that if you bitch about Gas prices stop driving.  I believe that Providers will not lower their fees at first, but once  discretionary income a.k.a Hobby $$$, providers Will realistically adjust their fees.  Simple Economics!

$50K of what? $50K of 1MM is only 5% down. Not bad since S&P is almost 20% down.  $50K of $100K is 50%..  

if your $50K loss is only on paper, you haven't actually lost a DIME. There are only two prices that matter: the price on the day you buy and the day you sell. Another thing a SSM knows is, a big sell-off like this is a massive buying opportunity. I moved $100K from cash into stocks recently. And, yes, the market kept going down but in the nature of things it will go back up again and I'll benefit.
People who run around with their hair on fire at times like this are sheep waiting to be sheared by the truly savvy. All they do is lock in their losses while we lock in gains.

With the recent downturn in the Markets, I  have been doubling down on stocks with strong growth potential. Let just say I have a unique skillset not common among employees in an industry where there are not enough employees to meet the demand for the foreseeable future.

China is in a perfect storm of bad long term trends.  They have a real estate bubble that is going to pop and it will be massive.  Their birthrate is collapsing, with two men for each woman.  They are killing their export economy with massive covid lockdowns so the rest of the world is re-repatriating manufacturing jobs.  China wages have shot up dramatically so they are less competitive and their per employee efficiency is lower that in the west. China could collapse quickly.  
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The impact will hit the US.  Supply chains out of China drying up will hit the west until production can be re-established here.  And there will be labor shortages.  Although that will be good for long term employment, as everyone will be begging for workers.
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We have a few storms to weather, but there will be brighter days ahead.

Yep ! Right on !.  Those who feel the pinch are either the ones who sell at the wrong time, or the ones who have wrong asset allocation relative to their age.  Younger folks should have 90% stocks.  People who are close to retirement or retired should be more prudent and allocate their money wisely.  

using gdaddy's ridiculous lingo, at least get the damn abbreviation correct. Savvy Street Smart Monger is SSSM, not SSM. Geez.

Indeed... I stand corrected... SSSM indeed ...lol

Yeah sure pal !!  You calling me a big fuckin' mouth is like pot calling the kettle black.   lol...  

Old enough to remember many recessions. The crash of 88 in October, recession in 1990, on and on.  Economics is still one of my favorite subjects.  

Both the Hobbyist & Providers are feeling the pinch.  And when the Providers raise their prices well beyond reason.....That is not great, but in the same aspect. There are some Hobbyists that wants to treat us (The Providers) as if we are CRACKHEADS (Hobbyists try to pay so dirt cheap.  

As the economy/market continue to tank I can’t believe the Ho-flation.  
There are  very average women charging $800-1200/ hour. That’s nuts.  
By some photos I wouldn’t pay 300. On the other hand there are many worth the high rates

eight customers to have a decent week, but at $1200, she only need TWO really stupid ones.  Lol

in you being negative, trouble making, rude, and slanderous to call someone else "negative, trouble making, rude, and slanderous?"   You just qualified for the village idiot primary election.  

Ooo irony! That’s a big word for a little girl

Thank you so much!

providers in the last 20 months.  I've seen over a hundred, so who's the little girl?  You're out of your league, sonny.  Stick to the minors where you belong based on your experience.  A swing and a miss for you so far.  

You only know he's REVIEWED 11 different providers in the past 20 months. You DON'T know how many he's seen. First of all, he might have seen a few of the gals he reviewed several times. Second, there may be a number of gals he saw but didn't review.
For example, in my case I've got "only" 61 reviews. But I've seen many more I didn't review or were delisted. I've also seen hundreds abroad (Costa Rica, Panama, Peru and Australia).
You know what they say about "never assume".......LOL.

I can't click on that post. Can you?. Gives me error message.

I also had nearly 400 reviews that were on another website that closed down abruptly in 2015, and I've got reviews here under various alias', and I repeat at least once with 70% of the gals I see, some over 20 times over the years.  So what?  The tell is in the board posts.  Anyone who reads your posts knows you're a high-volume monger and you're not only a customer, but a friend to many providers, whether you are showing reviews for them or not, same with GaG, because of the depth of knowledge you both have about the business, but this guy ain't us, or anything close to it.  His perspective on the business is still in Newbie-land, naive, and with little real experience to talk about in detail, so rather than "assuming", I would call it logical deduction from what we DO know from his limited reviews and what he was written on the boards.  You know as well as I do that the guys here who are too serious and have no sense of fun or humor are not getting laid very often by hot women.  It's what they say here and how they say it that gives away their inexperience.

it's being blocked by the error message.  Either the mods have intervened, or he has gotten cold feet and asked to have his own post removed and it's still pending  I responded based on what I could see, which is still up.  He has made the SPOTY finals with this one.  Lol

Just giving you some shit, which you richly deserve. I am glad I got your attention. LOL.

Yes, usually the mods will pull that post, as I think it's not allowed to start a thread about another person - especially a negative one..  Looks like Error on TER platform and somehow we are left with vestiges of what could have been a memorable train wreck.  

the "OR" as almost an insult.  I strive to be the whole package in whatever I do.  I have a feeling you're the same.  Lol    I agree about the train wreck.  We could have had fun with that one for two or three days.  

cleverly worded and has some humor.  Sling away.  Lol

Oh you’re an original, the only time i ever heard someone brag that the only way they can get laid is to pay for it.  
I’m so sorry for your sad life.
You are THAT insecure. Wow!

Nope I didn’t remove it. And I’ve getting many thank you emails for saying. Now you go out and play with your boyfriends and tell your mommy to beat me up.  
No doubt in my mind you’ve never had sex without buying it.  
This level of insecurity is mind boggling. You should seek some help.

...TEN customers to have a decent DAY.  That's the difference between K-girls and "indies."

…are of Bay Area kgirls and the hit has been hard. The 10-15% inflation on this market has had me dreaming 50% less.  

outside relationships with over a dozen providers.  When you are the real life boyfriend, you don't pay.  Ask the other guys who have experienced the same thing.  Some here eventually got married.  I haven't found the right one for that yet.  I spent this past weekend with a civvie girl that i met at the gym who is 25 years younger than me, 5-4 and 115#, and DDG, of course.  My close Monger friends get to see the photos of my various provider girlfriends from time to time.  You don't.  I've been posting about my provider girlfriends here for years.  Do a search next time before you post and you won't look so stupid posting speculative shit like this.  Your post is what they call a double-down on village idiot.  When  you find yourself in a hole, stop digging.  Who knows, maybe you have paid one of my provider-girl friends for sex that I'm getting for free?  There is nothing sad at all about my life.  I love my life.  It's expensive, but worth it.  

Wow! You are amazing. However anything you write about yourself is 100% fantasy.
And if  not please share the names of your pals that see your beautiful girlfriends.  
I would guess other your mom and your  BFF Harvey (the rabbit) you lead a very sad and lonely life. Those with full lives don’t have time to wallow on virtual platforms.
With that i bid you adieu and who maybe someday you’ll get a real friend.

Yes,, OR is almost an insult is correct. I concur.

"Wow! You are amazing . . . ."  I never get tired of hearing this, especially from the ladies.  I'm sure you wouldn't understand.  Do you get to see a provider this month, or do you skip this month for financial reasons?  Lol

I believe in Ray Lucia's buckets of money theory: pensions, social security, equities within or out of a tax sheltered retirement vehicle, real estate (currently have a condo for sale that I'm going to triple my investment on), gold, etc. Inflation is a problem, but it's cyclical. Will the Fed overdo it, to the tightening side...of course they will, they're always a few moves behind, raising rates, or cutting them.

But it wasn't because of the economy. It's because the site isn't as cool as it used to be.  

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