So here is a question to thirst my curiosity. Who has had a provider say "I love you", not in a serious way, like I want to marry you, but in a fun way to show affection or that she is enjoying the session with you. And conversely,  have you ever said this to a provider in the same sort of context?

I started to laugh because I couldn't imagine she meant it literally but she never explained.

Sometimes, it's followed by some qualifier, such as, "for being such a good client", "as a friend", or "as my secret lover" or "for what we do in bed together".

Yea, it's happened. It's meant to make you feel warm inside. It's not personal, its business. Most providers have that golden rule of hard line separation between hobby people and personal life. That's my experience.

As far as me saying it, yes I also have done so many times, but only languages other than English. It's so much easier to say "te amo mi amor" than it is for me to actually say "I love you" in English. I guess it seems much less real in a foreign language.

On a few occasions (with ladies that you really develop a great connection with) we'll both say it. However, it is ALWAYS in the proper context--we don't blur the boundaries. But we acknowledge that even though there's a "transactional" element to the relationship we also have genuine affection for each other--which is wonderful!!

Several real-life relationships with providers, the “golden Rule” is not as hard line or as golden as some may think.  There are guys who have already posted in this thread who have had the same experiences as me.

I know immediately from the context whether they are serious or not.  It’s rare that they are.  It’s usually just an acknowledgment that they are having a goid time overall if that whatever you are doing at the moment they find enjoyable. It means little more than saying, “I love this steak” during a meal.

My ATF, Camille said it to me, but I think she was high on anti-depressants.  Does that count?

South Americans....they're not so hung on this whole love sexual thing that that for them, it just spill out. It's no biggie other than they enjoy your company, or as much of it that they feel comfortable saying, "I love you" without you melting like butter.
And I've said it, while parting and as of form of "adios"

sometimes the sex be so good and you just want to say it XD

Me too.  To one provider, have known her for years and are good friends.  I only said it because I knew she’d know what I meant, ie not “I’m in love with you.”

had client say it countless times and promise marriage l

“I heart you.”

...of providers with whom we've established a regular relationship over the course of some time.

I told one.. no you dont.. you love my money.. she insisted she loved me.. I'm convinced she had no idea what love is.
Another told me after many times seeing her.. that she loved me.. I never saw her again.
I have plenty of love in my life.. not enough sex..

Ditto including the marriage part.

Now that’s a story I’d love to hear ❤️

Same as several others.

I"m thinking of marrying one or two more.

My ATF and I (she is now retired) have said it.  We defined it as loving a friend.  We saw each other so much and shared a lot with each other beyond just the old in and out.  We talked about our lives, our hope and dreams.  Despite the envelope on the nightstand we connected.  Now that she is retired, we still talk, platonically, periodically.  Miss being with her, but still care for her as a friend.  She has said the same.  Still share the same conversations, just not naked in a hotel room, and its OTC.  We literally found a lifelong friendship thru doing this.

But I did have a provider tell me in the middle of a session that she wanted me to take the condom off and get her pregnant.

Especially after the granting of unconditional pardons!