I'm still gainfully employed in a critical field and have always worked from home. This turned out to be a good time to meet providers as well as share $$$ that I can. I'm not doing this thru TER.
I don't hobby as much anymore because I'm super picky. I do long term and I can't spend a fortune looking for someone that works for me. I don't hobby much because of it. its hard to find someone I click with. I'm pretty intuitive and can tell if there is a possible match in the time it takes to have coffee. I ask the provider for coffee only with no commitment. I drive thru Starbucks and pick up the coffee. We meet at a close park where we can keep the required 6' distance. No matter how the coffee goes, I leave a nice card with a Starbucks gift card. Almost everyone was happy to have a no strings coffee. We had already settled on a price before coffee so if things progressed, there would be no surprises.
The negotiated price was a flat rate offered to everyone. Seemed the most fare. I had no "cheap" or any negative comments at all. To a last, everyone was thankful.
It really bothers me when prices are discussed and everyone jumps on posters as cheap. This is a market driven economy. Right now supply way out strips demand. Lower prices increase demand. Simple economics. Because of the economics, It make sense to invest even more than usual. It may be less to an individual provider, but overall, I'm spending at least 3x what I normally would for providers as a group.
These are my experiences and are unique to me. It's not intended as a discussion of morality, propriety or ethics. This is entirely about economics.
using numbers and statics wouldn't be fare to providers so I will not discuss amounts in any way. I will not respond to PM's.
I wish everyone well in these unprecedented times.