Clearly this opportunity is immoral, unethical, disgusting, and Hell is waiting and yadda yadda - ignore that

i need to try some of that shit you are on...

you ain't kidding. i didn't get a thing he said.

I hope they're enjoying their tenure.

Dude it's not a good idea to self-medicate with stuffs you buy from pharmacies based in third-world countries!

In that case, fictional only applies to the blunt language. The situation happens every day. Just because its everyday occurrence would work against an exciting read, doesn't mean it isn't traumatic, much of the time, the first time a woman has to go that way.

She is horny and broke and complaining to you about both.  Personally, I wouldn't be the one to broach the subject of P4P.  I'd offer to help with the first and if that goes well, maybe help her out with the second if she's that much of a friend.  But I would not establish or imply any link between the two acts.  If she does that, fine, you know where you stand.  Otherwise, see if she wants to be a FWB and then maybe help her out with her bills separately.

From what you write about her attitude, I don't think so.

What, if anything, provoked your comment?

Does she know that you hobby per chance?

If you are horny, go see a provider.  Don't mess around with this gal, in any case.

A course in English composition might do you good too.

Would be demeaning[she would be offended] to her, right?  

I am not going to suggest that he proposition her directly, but the next time she bitches about sex and money at the same time, "jokingly"  say something along the lines of "why don't you just become a hooker?"

Depending how she responds, he can proceed accordingly. She could come back with anything from "WTF, you are right, maybe that is what I should do" to "yeah right, like I would EVER do such a thing" or a thousand different responses in between.

Hey every woman that provides had to make this decision at some point.  If she seems open to considering getting in to P4P, he can always "only half jokingly now" suggest that she try it with a friend like him first, and once again, see how she reacts.

If I was practical when it comes to affairs of the little head, I wouldn't be spending nearly as much on ladies as I do.

It sounds like you are in the friendzone with her.  She may even consider you to be a closeted homosexual.  She would laugh in your face if you made her a proposition about sex and money

I guess that makes it fairly pathetic Friday when that's the first thing I've got a kick out of!

else you are likely to come across badly....

Always the best method.  If she's game, cool.  If she's offended, "Omg I can't believe I said that... I've got to stop drinking..."

... that they like practical men, what do they know?