I appreciate any form on the US currency, but this occurrence reminded me of the "100's, 50's or 20's" thread that keeps popping up on the boards.
Here's a little story about what happened after a busy day when given only 20's. (I appreciate the 20's, believe me! But I thought this may answer the question from a different angle...)
I was left with almost 100 20's after a couple long appointments the prior evening and that day, after already using up some of them to buy props, etc. I couldn't deposit that into my bank. No way jose. LOL.
I made a trip to Walgreens, which only allows you to put $500 on a money pack, so I bought 1 1/2 (you know what I mean,) then went to walmart and got $1,000 money pack because I just wanted to get rid of them, and it was getting late. When I got to WalMart, like always, the girl was new. She was having trouble ringing the thing up, and kept leaving the register to ask the next step. I'm counting $1,000 worth of 20's discreetly, (yeah right, everyone in line decided to start asking questions about the money pack and how it worked. Nice.) All the other people in line were looking at me like, "Go to a f***ing bank. God." Well, I couldn't just turn around and say, "This is hooker money guys. I can't go to the damned bank, ok?" LOL, I just told the lady I had to make a deposit into my PayPal account. (She asked.)
By the time we were done, there were about 20 people in line. I just wanted to get the hell out of there, so I didn't even make the purchase from behind the counter. I inquired about what I wanted to buy, and she gave me a blank stare and said, "I don't know." I was like, "Don't worry about it."
Whew! I got that into PayPal and felt much better, but I think I may have to make a run to the store a few times / day.
So... new question for the ladies, how the hell do you deal with a million 20's on what I call "$20 bill days"?
Please don't say safe. LOL.
You can buy money orders that are like a buck fifty each and put up to 1000 on each. I have always done it that way, then mailed the money orders off to pay bills. The money never entered my checking account.
My only problem was my day ended late and I couldn't get anywhere to get a money order... Perhaps I should have just waited until the next day....
Yea, generally only Walmart is open that late and not sure about their money order dept. I've always ended my day before 7 pm. so most grocery stores and gas stations were open that sold them. Back in the day, you could get one 24,7 at a 7-11. They sold them right at the counter.
I was barely 22 at the time and this was in a tiny suburban town. The bail was high because my girlfriend got caught with weed and also pepper spray, without an FID card... in addition to being charged with the big "P." It was FREEZING cold and the middle of the night in the dead of winter. I trotted in wearing my shiny patent leather five inch stripper shoes... and long fake fur coat, un-washed; straight from at outcall at someone's house. (In my defense, I was young and stupid and had no other clothes with me. I was also a fair drive away from where I lived.)
So anyways, here I am at 2am in my CRAZY Captain-Save-A-Ho outfit counting out $1,200 in SMALL & CRUMPLED bills out of massive hobo bag. The look on the female clerk's face?? PRICELESS. The other people waiting to bail their friends and family members out were highly amused as well! Lol.
Good times. Good times.
My motto = No shame!
-- Modified on 8/24/2013 5:44:57 PM
or did it just feel that way?
"Why the hell did you decide to do this in the cigarette line?"
Yes, I wasn't being paranoid, lol. The ones near me were all excited about the card though, lol. Weird.
Even if I didn't look back, doesn't everybody stare at the lady who has all the coupon problems in line at the grocery store?
I wrote a poem about how we all judge that person when we're in a hurry a long time ago. Wish I could find it.
I don't think people are usually judging the person holding up the line.
They are just pissed they have to wait, I doubt they care why.
The fact that I had ten stacks of 20's all organized into $100 that the girl insisted on laying out was the problem. Some dude or chick can run up, grab it, and leave. Also, I live in the area I advertise. The least exposure I have to large stacks of cash, the better, whether people were judging me or not.
The problem is, people can/may see I have a lot of money on me and I'm walking out with a piece of cardboard with a number on it in my purse. Great way to get robbed. And the cash/exposure thing. You never know who is watching you, LE, but more often, hungry robbers.
Courtney
They have a room to count their money, they should have let you use it.
The truth is you need a better way to handle these bills, I know that's what you asked in your OP.
when the thing works and bypass the money center.
Try dancing at any of the Platinum Plus Clubs. They use two dollar bills. I've seen strippers walking around with wads of them the size of bricks.
I'll have to activate my WalMart card then, lol. Thanks
Here's a little story about what happened after a busy day when given only 20's. (I appreciate the 20's, believe me! But I thought this may answer the question from a different angle...)
I was left with almost 100 20's after a couple long appointments the prior evening and that day, after already using up some of them to buy props, etc. I couldn't deposit that into my bank. No way jose. LOL.
I made a trip to Walgreens, which only allows you to put $500 on a money pack, so I bought 1 1/2 (you know what I mean,) then went to walmart and got $1,000 money pack because I just wanted to get rid of them, and it was getting late. When I got to WalMart, like always, the girl was new. She was having trouble ringing the thing up, and kept leaving the register to ask the next step. I'm counting $1,000 worth of 20's discreetly, (yeah right, everyone in line decided to start asking questions about the money pack and how it worked. Nice.) All the other people in line were looking at me like, "Go to a f***ing bank. God." Well, I couldn't just turn around and say, "This is hooker money guys. I can't go to the damned bank, ok?" LOL, I just told the lady I had to make a deposit into my PayPal account. (She asked.)
By the time we were done, there were about 20 people in line. I just wanted to get the hell out of there, so I didn't even make the purchase from behind the counter. I inquired about what I wanted to buy, and she gave me a blank stare and said, "I don't know." I was like, "Don't worry about it."
Whew! I got that into PayPal and felt much better, but I think I may have to make a run to the store a few times / day.
So... new question for the ladies, how the hell do you deal with a million 20's on what I call "$20 bill days"?
Please don't say safe. LOL.
Banks deal with large cash deposits like that all the time. Retail, obviously, and not all retail is done by a formal business - flea markets, rummage sales, etc. Then there are cash wages, etc.
Or is the issue that this leaves a trail for the tax man, wondering where the revenue is coming from? That makes more sense. I have always wondered how providers deal with that, whether they report the income as a legit business ("massage therapist", "physical trainer", "life consultant") or whether it's all off the books.
Here's a little story about what happened after a busy day when given only 20's. (I appreciate the 20's, believe me! But I thought this may answer the question from a different angle...)
I was left with almost 100 20's after a couple long appointments the prior evening and that day, after already using up some of them to buy props, etc. I couldn't deposit that into my bank. No way jose. LOL.
I made a trip to Walgreens, which only allows you to put $500 on a money pack, so I bought 1 1/2 (you know what I mean,) then went to walmart and got $1,000 money pack because I just wanted to get rid of them, and it was getting late. When I got to WalMart, like always, the girl was new. She was having trouble ringing the thing up, and kept leaving the register to ask the next step. I'm counting $1,000 worth of 20's discreetly, (yeah right, everyone in line decided to start asking questions about the money pack and how it worked. Nice.) All the other people in line were looking at me like, "Go to a f***ing bank. God." Well, I couldn't just turn around and say, "This is hooker money guys. I can't go to the damned bank, ok?" LOL, I just told the lady I had to make a deposit into my PayPal account. (She asked.)
By the time we were done, there were about 20 people in line. I just wanted to get the hell out of there, so I didn't even make the purchase from behind the counter. I inquired about what I wanted to buy, and she gave me a blank stare and said, "I don't know." I was like, "Don't worry about it."
Whew! I got that into PayPal and felt much better, but I think I may have to make a run to the store a few times / day.
So... new question for the ladies, how the hell do you deal with a million 20's on what I call "$20 bill days"?
Please don't say safe. LOL.
...business account. For now, I don't have one yet.
Paying Uncle Sam is important, I feel, to keep myself off the radar. Huge offense I don't want to deal with.
If more expenses are going out than income, i.e. I buy a new car cash, BIG red flag for the gov't.
For now, however, until Monday, now that I figured out a good name, I have to be careful.
I switched banks because my other bank always asked questions and were very rude, which is not right. Seriously, I deposited $3-500 at a time a few times / week. (Wasn't making much at the time.)
And then I read the drivel that is just comical.
Last I checked there is no law stopping you from opening up a checking/savings/money market account at an FDIC institution. Using your name (and identification numbers) is also required...be it with an LLC, C-Corp, S-Corp, Sole proprietorship or trusts. This insanity you ladies throw out here is simply ignorance. Ask a Professional how to set this up...it's quite simple.
Making ATM deposits with cash is common. Using a live teller is common. YOU don't need to offer any explanation as to how you have 100's of 20 dollar bills (or any denomination). Generally you wouldn't want to deposit amounts in excess of 10k at a single transaction as most lenders will need to record that for internal banking purposes (NO...it isn't reported to any taxing authorities).
Get educated and quit hiding in the fucking shadows of ignorance. Otherwise...it's a cute story
Paying Uncle Sam is important, I feel, to keep myself off the radar. Huge offense I don't want to deal with.
If more expenses are going out than income, i.e. I buy a new car cash, BIG red flag for the gov't.
For now, however, until Monday, now that I figured out a good name, I have to be careful.
I switched banks because my other bank always asked questions and were very rude, which is not right. Seriously, I deposited $3-500 at a time a few times / week. (Wasn't making much at the time.)
It was supposed to be a comical story, but started a discussion.
I'll use swears just like you do.
If you read the fucking post you're responding to, that's what I'm DOING. I'm opening a BUSINESS account. I know what the fuck I'm doing, I'm just getting all this shit started.
Jesus Christ.
Frankly another misnomer in hookerland LOL
I'll use swears just like you do.
If you read the fucking post you're responding to, that's what I'm DOING. I'm opening a BUSINESS account. I know what the fuck I'm doing, I'm just getting all this shit started.
Jesus Christ.
Will be setting up a business account in order to:
Deposit cash funds, take credit cards and PayPal.
- Receive a bi-weekly direct deposit from my business account to my personal account for paychecks and budgeting reasons, much less than what I make so I can 1. spend less than I make, and 2. Always have reliable income on weeks I take off or get sick.
- Have proof of steady income to sign a lease, make big purchases such as getting a car loan, etc.
- Have the ability to set up auto pay for bills based on when the checks come in so I don't have to deal with paying bills... I'll only need to keep track and watch my account.
- Keep the extra money in the business account to pay taxes, travel, etc.
- Keep track of what's coming in so I can keep track of what's going out.
- Live a much easier lifestyle.
======
TMI? I've explained this process to some gal's and it's given them some ideas to chew on. Do what you want to do with your money, but this is what helps me stay on track.
Making something complicated at the beginning can make things less complicated in the end.
i know myself, and this is how I work best. AND I worry like hell, so paying taxes is no problem to me. Though my job may not be ethical, it's ethical for me to at least pay taxes on my income.
That's how I feel about it, and that's how I will feel the most stress free and relieved.
Most are conscientious about reporting income...but there are those that simply don't either.
My recommendations are always...keep it simple. And there is no reason not to. Open an account (checking/savings/money market) and make the deposits there. Use one credit card for hooker purposes only and pay you bills from your checking account.
Trying to run this with multiple levels will create complications...with no real discernable benefits.
But you will do what is best for you...and if you like to create messes that you believe will somehow keep you on a budget...that's your choice.
As far as proof of income...your tax returns will serve that purpose. If you honestly are thinking of creating an entity to use to pay payroll out of...carefully think that through. That creates more problems that will eventually need to be addressed.
And if you are only thinking of being a hooker for a finite period of time...why jump through hoops that offer you no additional advantages.
KISS=Keep it simple stupid
Deposit cash funds, take credit cards and PayPal.
- Receive a bi-weekly direct deposit from my business account to my personal account for paychecks and budgeting reasons, much less than what I make so I can 1. spend less than I make, and 2. Always have reliable income on weeks I take off or get sick.
- Have proof of steady income to sign a lease, make big purchases such as getting a car loan, etc.
- Have the ability to set up auto pay for bills based on when the checks come in so I don't have to deal with paying bills... I'll only need to keep track and watch my account.
- Keep the extra money in the business account to pay taxes, travel, etc.
- Keep track of what's coming in so I can keep track of what's going out.
- Live a much easier lifestyle.
======
TMI? I've explained this process to some gal's and it's given them some ideas to chew on. Do what you want to do with your money, but this is what helps me stay on track.
Making something complicated at the beginning can make things less complicated in the end.
i know myself, and this is how I work best. AND I worry like hell, so paying taxes is no problem to me. Though my job may not be ethical, it's ethical for me to at least pay taxes on my income.
That's how I feel about it, and that's how I will feel the most stress free and relieved.
I've bought many vehicles with cash. If someone questions my form of payment I can/will take my b'ness elsewhere.
Bought a Shelby with cash.
Bought an Aston Martin with cash
Bought an H2O with cash
You don't need to be a customer at a bank to take advantage of many services. Need a roll of quarters? You wham down the $10; they bam down the roll of quarters; thank you ma'am.
$1000 or so doesn't seem like something a regular bank would have trouble converting into a money order or certified check or whatever you want without an account and without an ID check or SS number. (I HAVE NOT TRIED IT, I'm just assuming.) $10k is the legal requirement for tracking cash transactions.
The last time I did a cash transaction as a non-depositer, I needed a $350 money order. They took my money plus fee and gave me a MO. They didn't ask me my name, the name of the payee on the MO or anything else. I just got a MO that looks like a check security STAMPED with the amount and blanks everyplace else.
Also, I'm mostly in big cities with major banks and branches all over the place; rural or smaller cities might be different
I do require deposits for pre-bookings of over $1,000 via PayPal.
My reviews date back to May, which is when I officially started really escorting... and I still offer one hour appointments, though I rarely get 1 hour requests anymore.
A deposit on less than $500 is probably not kosher for most, though I do offer the option of PayPal now.
I may not be well known enough to offer deposits on small amounts, however. Your thoughts.
It's not a move that most of the gals even entertain (albeit most would love if they could pull that shit off LOL).
But there's always some dumb fuck john that is new and doesn't realize that advancing anyone money in an illegal transaction is implicitly a stupid, and generally a costly decision. So maybe you'll find one or two of those idiots to pay you in advance.
But I doubt that will cover your needed living expenses.
There's a reason Patricia spams so many boards with the "pick me" garbage....think about it!
My reviews date back to May, which is when I officially started really escorting... and I still offer one hour appointments, though I rarely get 1 hour requests anymore.
A deposit on less than $500 is probably not kosher for most, though I do offer the option of PayPal now.
I may not be well known enough to offer deposits on small amounts, however. Your thoughts.
What happens to a John if he is caught in this type of transaction?
RICO is a very powerful and all encompassing felony.
Using the wires (and mail) is a very prominent target...do some homework.
Prostitution is generally a misdemeanor...wire fraud and mail fraud are NOT!
And then the simplest is most johns won't prepay for hookers. There's always going to be a few stupid ones out there...but then you and Pat will be fighting over those few that are that stupid. Next up you'll be spamming all the boards with the "pick me"....ugly.
Have you ever seen me say "pick me?" No. I put ads out, yes, because you have to advertise to get business. Am I all over the boards? Yes. Because it's fun as hell and people are hilarious on here.
I'm kind of annoyed that you said that, while you know, first of all, I'm not charging a shit-ton of money, it's right in with the market here, and second, I said I accept it as an OPTION. Of course, if some dude wants me to travel ten hours for an all nighter, or if I have to set aside a week for a vacation, which, yes, I've had those requests before, I'm not just going to go out there and lose all that money and time. That's just stupid.
However, deposits are last resort and few and far between/// and I have never yet done it.
I'm done with this, but CPA, giving me a bad name when I have given no evidence that I am a scammer, nor am I out to rip people off or make desperate pleas for business, is not good on your part... I wish you would stop that nonsense with me.
Can't control you, but it's kind of mean when you really don't know what I'm doing and why. Kinda' sucks because I actually care about people, believe it or not, and you're making me look like I don't give a shit.
thx
My reading was that he was saying you wouldn't want to do that; not that you do Courtney.
And I do like reading your posts-you are very informative.
And I had sent Courtney a PM corroborating that.
Sometimes we read and interpret stuff that isn't there...odd how that happens LOL
And I do like reading your posts-you are very informative.
and I saw the posts above and I'm glad everything's cool!!
Looks like makeup sex is in the near future...
He was simply stating that transferring money for an illegal transaction (prostitution) via wire, email, phone, or mail is a felony. These transfers include but are not limited to Paypal, Green-dot, Western Union and any other method you can dream up to get money from point A to point B. In other words, prepaying a deposit which many escorts require is a felony whereas paying for the service in person is a misdemeanor. Therefore, any escort accepting a deposit in any way other than directly in person is committing a felony and if caught, faces serious jail time and fines.
CPA was referring to the recent demise of two large agencies in NY in which the most serious charges against the owners are money laundering and tax evasion. He was also making the point that MP's post about demanding a 50% deposit is, in fact, a felony. He wasn't accusing you of doing this but if you do, keep in mind that you are committing a felony
This has been my experience, so by no means do I mean to imply that I am amongst the norm. I wouldn't prepay, I've been stood up before and I don't feel all you ladies have the integrity to return the deposit if it so happens that you need to cancel last minute. This is not a blanket statement, I'm sure most of you do. I have asked a regular to accompany me out of town and I gave her half of the agreed upon donation at the appointment prior to pur trip so that she would not have to come out of pocket for travel expenses and then when she arrived she told me how much her travel expenses were and I reimbursed her for that plus the other half. It's very important to point out though that she is a regular and I trust her. I wouldn't do that with someone I had spent considerable time with. Again, this is my experience I do not believe I am anyway shape or form the norm.
Everything worked out great and had a terrific time with her. Lucky for me, she became a ROB years after I saw her, lol.
No mo deps for me, I don't care how much I wanna see a provider. I'll see her when she comes here for all the other guys and if she still wants a dep, buh-bye 
Our trip was also to Vegas and she lives in an entirely different State and part of the country than I do. But we had a great 3 days.
A client who pays in advance for sexual services whether in whole, or in part, by virtue of the prepayment does not violate RICO. Even if the payment is by mail or wire, and the arrangements are made by mail or wire, and are deemed to constitute mail or wire fraud, still no RICO violation. You have got to do a lot, lot more that that before RICO even comes into the conversation.
There is no meaningful additional criminal legal consequence of making such prepayments for a client of an internet provider. It is a bad idea for other reasons - if the girl decides not to show up, you are effectively out of the deposit or payment. Check the Vegas Board – search Hawaii vacation - for the classic story on this one
I'm sure that AC as well as others have that defense in the bag. LOL
Oh...and just for grins...how did the John know to send the advance prostitution funds...and to what account.
I'll pass on your legal defense...thanks for your help though.
There is no meaningful additional criminal legal consequence of making such prepayments for a client of an internet provider. It is a bad idea for other reasons - if the girl decides not to show up, you are effectively out of the deposit or payment. Check the Vegas Board – search Hawaii vacation - for the classic story on this one.
if they get even a whiff of "adult" business. Many ladies are sadder and wiser about this.
Better? Cash or credit cards (once you get your business acct.)
no Paypal, no GreenDot, no money orders (they can be forged.)
from an "old hand,"
Tab
You are the only one that knows how you got all those twenties.
No one else does to cares. Self Conscious?
Here's a little story about what happened after a busy day when given only 20's. (I appreciate the 20's, believe me! But I thought this may answer the question from a different angle...)
I was left with almost 100 20's after a couple long appointments the prior evening and that day, after already using up some of them to buy props, etc. I couldn't deposit that into my bank. No way jose. LOL.
I made a trip to Walgreens, which only allows you to put $500 on a money pack, so I bought 1 1/2 (you know what I mean,) then went to walmart and got $1,000 money pack because I just wanted to get rid of them, and it was getting late. When I got to WalMart, like always, the girl was new. She was having trouble ringing the thing up, and kept leaving the register to ask the next step. I'm counting $1,000 worth of 20's discreetly, (yeah right, everyone in line decided to start asking questions about the money pack and how it worked. Nice.) All the other people in line were looking at me like, "Go to a f***ing bank. God." Well, I couldn't just turn around and say, "This is hooker money guys. I can't go to the damned bank, ok?" LOL, I just told the lady I had to make a deposit into my PayPal account. (She asked.)
By the time we were done, there were about 20 people in line. I just wanted to get the hell out of there, so I didn't even make the purchase from behind the counter. I inquired about what I wanted to buy, and she gave me a blank stare and said, "I don't know." I was like, "Don't worry about it."
Whew! I got that into PayPal and felt much better, but I think I may have to make a run to the store a few times / day.
So... new question for the ladies, how the hell do you deal with a million 20's on what I call "$20 bill days"?
Please don't say safe. LOL.
The Feds track large cash deposit and withdrawals. Many people think the safe number is anything under $10,000.00 in reality the number is considerably lower. Also there can be numerous questions that come up here with the IRS.
How could you not see a problem with depositing a fist full of dollars. In her business she doesn't want to bring any unnecessary attention to herself and if she is headed to the bank depositing 2-4g twice a week in cash that will definitely turn some heads her way.
If I claim it as an 'entertainer', as a little bird told me via PM, I've got proof that those handfuls of cash have been taxed.
But I gotta' admit, I'm def not depositing that kind of money into the bank. I wish, lolol.
When I was in ministry, the higher I got in ministry, the more exposed I was. If I had a night of masturbating, which was a no-no, I would go to the pulpit sweating and red faced thinking everyone knew. Got down and they all hugged and said, "you're growing so much. Great job!" LOL. But still, every time... lol
Maybe I learned it from an associate who once said, "Everybody knows when a brother or sister is in sin"
MUst have a trained mind. Even get nervous when a cop is driving near me. Hmmm... xanax?? LOL?
LOL. I have liked your presence on the board since you first appeared here, but something about that, "when I was in ministry" post just added a whole new dimension.
The Reverand Courtney.ova
...but do have ten years' 'education' in the matter and biblical studies. Worship leader was my main thing.
Hope my old pastors aren't lurking on here, hahahahah...
I'm actually leaning more toward some other types of spiritual stuff where I can still have a place of peace, while fucking every day.
I don't think quitting this 'job' is going to happen any time in the near future... not because of the money or ability to, but more because I need sex like all the time. You can't if you're in ministry AT ALL.
IDK, kinda' freaks me out to think about it... I'm done.