TER General Board

Saving up cash to hobby
klark101 9 Reviews 645 reads
posted
1 / 15

I am looking for some ideas here. Since all my paychecks are direct deposited it is hard for me to get cash. I have a small fund now but it is dwindling away. The only way I can currently get cash is then I hold back $5 or $10 bucks here and there from what she knows about. I can't take too much or she will wonder where it went.

Any creative ideas on how to get more cash on hand? Legally!!

SinCitySinner 67 Reviews 359 reads
posted
2 / 15

And everyone had to take a 5% hit on paycheck.  Then go to your HR/Website wherever you have your DD set and divert 5% to another bank account.  Make sure you don't have any debit card/ check books etc for this bank account. You don't want any proof that this bank a/c exists. Whenever you need to withdraw money, you can just go up to the teller and fill up a withdrawal slip.  

I hope your wifey doesn't know anyone from work or would try to corroborate the story... This will also not work if wifey has access to paystubs.  Also make sure that this is not an interest bearing account. You don't want them sending tax forms at the end of the year.

You may not be able to party like a rock star, but definitely every couple of months you can have a date or two.. Definitely beats savings $5 - 10.

-- Modified on 7/29/2013 4:40:37 PM

Udo 419 reads
posted
3 / 15

Get a 2nd job that will get you away from the bitch at home and put money in your pocket for the hobby.

BigPapasan 3 Reviews 45 reads
posted
5 / 15
mrfisher 115 Reviews 298 reads
posted
6 / 15

Maybe it's that you like to eat a big lunch, or have some kind of hobby, or whatever.

Then, divert some of that cash away into a hobby fund that you keep very well hidden.  (Consider hiding it at work, for example so she doesn't find it at home.

Some wives watch every penny like a hawk, and I suppose they suspect that if their man gets a few bucks, he'll run off to a hooker.

They're probably right.

Dr Who revived 356 reads
posted
7 / 15

Keep up the good work.

I assume your son is working warehouse?

When is your transfer to Tijuana?
Posted By: Udo
Get a 2nd job that will get you away from the bitch at home and put money in your pocket for the hobby.

SoftlySarah See my TER Reviews 331 reads
posted
8 / 15

Like golf. Say you are taking lessons or joined a golf club. That gives both the time and the money excuses. And of course, get some golf clubs to make it believable. Tell her you're going to get a set that costs a lot, then go for a less expensive (or even used) set.

joebunda90 12 Reviews 356 reads
posted
9 / 15

Start hauling aluminum cans, scrap steel, old copper wire to your local scrap yard.

Seriously though, it can be a challenge, but a motivated mind will find a way.

London Rayne See my TER Reviews 273 reads
posted
10 / 15



-- Modified on 7/29/2013 8:44:39 PM

escalade1964 65 Reviews 356 reads
posted
11 / 15
SoftlySarah See my TER Reviews 269 reads
posted
12 / 15
harborview 10 Reviews 282 reads
posted
13 / 15

I gradually increased my pocket money so it about double what it was before.  I take the same amount each pay period.  What is not spent becomes my play money...  and gets diverted into my hidden funds.  I don't carry it all but I don't leave it in my sock drawer for her to track as I replenish every few days.  If I thought she was watching, I'd move that a little at a time too.  I save up for my play time...  but it works well for me.
I have never withdrawn cash to coincide with a hobby adventure & AWOL time.      

A hobby is a good thing & must be appropriate to you.  NEVER use someone else to cover your lost time.  I'd not be caught in a gym so that's no good.  I might go to a woodworking store to shop for tools...  but then I do wood work!   Pick something she won't like much!  Hobbies take money.

bootyluvr1 4 Reviews 253 reads
posted
14 / 15

I always take out an extra $40-$50 when I go grocery shopping and just be sure to throw the receipt away. but if your SO really watches the cash flow then maybe this wont work for you. Luckily my wife could care less about our finances as long as there is money for her to spend she is happy.

terminalshort 300 reads
posted
15 / 15

1) If you get cash back at the register at the grocery store it will show up on the statement like you just spent additional money on groceries.  

2) Buy something for a friend on your card and have him repay you in cash.

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