I pulled this thread from Senator Elizabeth Warren's (D-MA) Senate site. Apparently, she and Senator Marco Rubio (R-FL) have introduced legislation in the Senate to compel US banking and financial institutions into the war against human trafficking.
As the bill is written now, it defines trafficking as being under force, fraud, or coercion, just as the original SESTA was written. However, as we know, they threw that out, and broadened that to include voluntary activity in the final bill that was signed into law a few weeks ago. Thus, all of the problems we are now having.
This proposed bill is a long way from passing, but I view it as a fait accompli. If this thing gets passed, the stipulations of trafficking being only under conditions of force, fraud, or coercion will likely be broadened to include voluntary SW and participation as well. As I see it, it makes for example making a deposit into a providers bank account for a future appointment a federal offense. Same with paying cancellation fees, paying by CC for appointments, and for payment for hobbying fees such as ads on Eros, and membership for various websites such as here. It is not unreasonable to think that language could, and will, be inserted that criminalize banks and financial institutions for "facilitating" if they approve payment for account holders for hobby related activities.
Just anther reason why this hobby has to be cash only, at point of.