As I have gotten older my tastes have gravitated toward quality over quantity and providers whom I have made a genuine connection with. As a result I found myself spending more as in 3-4 hour dates and an occasional trip with a provider friend. My question for clients is how do you handle the larger sums of cash? For instance coming up with $10,000 for a trip. Do you pull the money out gradually or at once? Do you use a payment app like Venmo, Zelle, or Cash App for the full amount or do you split it between cash and a payment app? This is new territory for me so I would like to compare notes

Cash always. Do not use apps for large amounts like that.

A couple of times the bank might ask what it's for and I say travel and emergency funds. Never had an issue.

Lately I’ve used cash, payment app, or some combination thereof, each time as specified by the Provider.

Ideally.  Although, if you are worried about safety, that would be another conversation entirely.  Starting with why are you traveling alone to somewhere dangerous with that much cash?

American Express Travelers still work for traveling.  You can cash them out (in any local currency at any Amex office and most, but not all, banks located abroad).  They are also replaceable if you lose them or are robbed.  There is a fee, but it's nominal compared to the peace of mind.  $500 increments are compact to carry and best to use for getting local currency in the places you will be visiting.  You can check in advance in the locations where you will be traveling for lists of banks and Amex offices where you can convert them to cash.  You can buy them all at once without suspicion.  I'm done $10,000 to $20,000 before trips for provider donations but use credit cards for everything else.

Be very careful with places like Fidelity etc if you have a cash account. They can lock you out for no reason other than suspicion. I’m not about to go into what happened to someone I know. Just Google it and you will see. It maybe your money but they have control. I stand by doing everything with cash.

Cash via direct deposit in my bank account.  

E0M

Obv not a client, but... I actually stopped accepting cash myself as I only do longer engagements and it became too much of a hassle to carry it safely. Even storing it while we are together (housekeeping etc) then potential questions while flying. BTC, Zelle, Cashapp. But I usually have them break it up maybe around 2-4k a day to send to me and then the last payment when we're together. But really should only be done with a provider you can trust paying in semi-full before the date.

I dont like paper trails so its only cash.

Amen!

It pays to be known at your local bank branch. I make withdrawals in large amounts and if asked, simply say I am restoring classic cars and need to pay for parts or services in cash. The bank now knows I do this regularly. It avoids the concern of the bank filing a Suspicious Activity Report (SAR) or Currency Transaction Report (CTR) with FINCEN. I just keep individual withdrawals below $10k and varying in amount.

Cash always preferred in my case but living in Vegas large amounts of cash and hundred dollar bills are fairly commonplace.

Bitcoin serves.

Pulling 10K or more out of any bank or  financial institution will cause a report to be sent to the IRS. Probably not a good idea. On the other hand if you only do it once and a while over a few years you might be ok. Why risk it ?

Risking what? If you pay your taxes what’s the issue?

Why would that be reported to IRS? It's not income, it's your own money.

Requirement and is aimed--ostensibly--at combating money laundering. Apparently the law's been on the book since the 80s.

Be aware that some banks voluntarily submit reports on smaller transactions, e.g., $5000 and up. (That's how NYS Gov Spitzer was found out. He's a multimillionaire but made frequent $5000 cash withdrawals -- hay! It's his money, right?. The bank reports led LE wanting to know where the $5k multiples were going.)  
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http://en.wikipedia.org/wiki/Eliot_Spitzer_prostitution_scandal#Investigations
"The investigation of Spitzer was initiated after North Fork Bank[15] reported suspicious transactions to the Treasury Department's Financial Crimes Enforcement Network as required by the Bank Secrecy Act, which was enhanced by Patriot Act provisions, enacted to combat terrorist activity such as money laundering. ..."

Well I don’t plan on being governor and I’m still going to go gamble in casinos. I’ll take my chances with cash.

Deposting over 10k gets the red flag

Don't sell yourself short! I wouldn't worry about your success or failure rate at the casinos: it is completely detached from your future political prospects. If you glance at the P&R board, you'll see that you could even become POTUS Laspho! MMGA: Make Mongering Great Again!

I do a couple regular fmty dates on the west coast. Flying with $15k makes me nervous as fuck for very obvious reasons.  
I think I'd prefer it split into increments electronically with a smidge of walking around money in person.  
Of course I'm of the school that what makes you happy makes me happy as I'm a vibe matcher.

Agreed.  

It's ben well know for many years pulling or depositing 10K or over in a account  of cash will cause a report to the IRS.  Its even referenced in the Epstein files released to the public. His Lawyers are on record asking how to avoid it. I find it amazing that this is not common knowledge. Be smart people ! And be safe.          

I would like to thank everyone who responded to my post. This year I took the funds out in cash over a 3 week period. I had no issues with my bank/credit union. They are familiar with me taking winter and early spring vacations.

Much of the discussion has been about avoiding Treasury / IRS violations ... which then trigger LE investigations.
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Currently, some Providers do operate "official" businesses of various sorts (DBAs, LLC, S-Corps, etc.) that allow to properly bank and spend their cash income. They file their taxes, pay various taxes their accountants advise them to pay (FDIC, income, etc.) and to take deductions and other benefits for business expenses. Some incorporate as "Consulting," "Catering," "Party Planning," and other IRS classified business.
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Are we yet at a place where larger payments can be paid as invoiced charges that will processed as business income, etc.?  
"Escort Party Planning and Catering"  
1 each Standard Party, Option 3  (venue, furniture rental, decorations, entertainment, ...) for up to 8 hours .... $5000
1 each Catering, Option 10 (food, drinks, and refreshments for up to 10 attendees (or maybe only two attendees ) .... $5000
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Total: $10,000.
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To your bank and the IRS, the payer is paying a bill.
The Provider is receiving a payment for services provided by her business.
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Are we there yet?

Cash Only