anyone know of any providers that are in the monterey area?  or providers that are willing to travel to monterey from the bay area without charging a huge travel fee?

Have you seen:

Brandi:
http://theeroticreview.com/reviews/show.asp?id=17277

or

Porscha:
http://theeroticreview.com/reviews/show.asp?id=25878

Both are in Santa Cruz and I'm not sure if they charge much extra (if anything at all) to travel to Monterey.   Have you tried either of them?

Peace...