I've heard from a few PSEs recently complaining about some of the hobbyists who think that the girls are morons.  Here's a few of their stories...

A guy shows up at the girl's room and when she suggests "getting the business out of the way before relaxing" suddenly the guy says... Oh, I forgot my money... what credit cards do you take?  When to his surprise she tells him "any and all", suddenly he's worried about how the charge will appear on his card.  When she explains the discrete billing, he's got no other objections to raise, so of course he bolts...

Another PSE tells me about a guy who spent an hour with her through an agency and asks her for additional time direct.  When she offers him a direct rate he tells her "well, I just spent $xxx dollars through the agency"... OK, so now she's giving him a direct rate but he complains it's too high and since he paid the agency rate for the first hour he should get an even better rate then she offered for the second - DUH!  Then he tells her he doesn't have any money with him but "he's good for it", and gets insulted when she won't extend, exclaiming "What, don't you trust me"???

For the PSEs out there, about some of your best "moron client" stories???

While I agree that in the area of collecting money for services rendered that PSEs are not morons, in some other areas, such as geography, being on time, and keeping track of their cell phones, many PSs are indeed severely lacking.

That's not really stupidity... that's a lack of organizational skills or in some cases a don't give a shit attitude, but it's not necessarily a lack of intelligence.