Right connection, right context, right timing, and right price. All performers who have sex on camera regardless of contract status or not, have shown that they will have sex for money. Just needs to be right context, right time. and the right price.  

If you have the right connection and the right price, I would say 99.9% of the industry is "available,"

Why is it a shock that a woman who has sex on camera, would be willing to meet privately off camera?

and for those who sceech out but Lisa Ann will attack if you bring up the idea of private meets. Trust me if you get introduced to her through the proper channels and have enough money, she will be slobbering on your tool for whatever amount of time you can set up.  

As to whether a performer has a good or bad financial situation that is pure speculation unless you have access to his/her financial records. Her reasons for meeting privately could be varied.

As to your other post about agencies posting girls who are no longer available, buyer beware. Agencies aren't an Amazon website or eBay and even on those sites, they don't always have what they have listed or you don't get always get what you ordered.  

Why are you having this expectation that agencies have to be held to a higher ethical standard?

What about running an agency puts the onus on them to be more ethical than anyone else?

I am not saying that all agencies are unethical, by no means, that is not my point but why such outrage that some *gasp* don't deliver what they claim.  You note it and move on.