Politics and Religion

Conversation to have with your advisor
cantdance 80 Reviews 1936 reads
posted
1 / 42

Is anyone else changing their hobby frequency due to  the negative wealth effects from their retirement / stock portfolio?  I was just perusing the latest visiting providers in my area and thought to myself maybe I'll skip a week or 2.    

Providers are you experiencing more cancellations?  

Mr_Clean_Jeans 23 reads
posted
2 / 42

Sex work is usually recession proof but the way things are these days, I would say many providers will see a dip in bookings and revenue at least for a little while.  If you look to social media and the providers who use Instagram and TwitterX and Bluesky, they tend to be the very high end women who receive not only rates in the neighborhood of $1000 per hour and up, but they also receive significant gifts worth thousands and up on top of their rates. Now what they have to do to get those gifts, I don't know but I'm sure in many cases it's acts they normally don't do for everyone.   It;s absurd in some cases what those women are getting versus others who simply advertise on Tryst alone.  Once The date is over, it's over, and the dude who has just dumped 8 grand in rates plus a 4500 dollar Burberry Coat, or Tiffany Necklace on a provider is going to be right back where he was before the date. This slowing economy made worse by Trump's idiotic policies is going to impact all but the uber wealthy men who pay to play, men like Trump's friends.  More and more it is these Uber wealthy pricks, plus the tech brothers who get rich with crypto and AI, who are driving the high end sex work business.  

SpectreNBond 15 reads
posted
3 / 42


END OF MESSAGE

Rafl 16 reads
posted
4 / 42

For the last year or so I have. Rates have progressed to the point where it’s not worth it to me. I have a regular who I have a great situation with. All these ladies are doing well and more power to them.

Zippythepinhead 32 Reviews 15 reads
posted
5 / 42

I absolutely have re-thought how I hobby in light of ups and downs in my portfolio.  I have a basic monthly budget.  When markets are flying high and 2-3% daily gains occur in  bunches, I hobby a bit more. Then I dial back to the fixed monthly budget. In the past couple of months, things seem more fragile and I’m hesitating to spend even the fixed/planned amount. Hobbying is a luxury, but still part of my monthly “entertainment,” which is something valuable to me.  Recent drops of 15% in my portfolio has me thinking I should stay on the sidelines of the hobby, but when times are tough, that’s when the relaxation, joy, and pleasure of the hobby is most needed. A dilemma

SinCitySinner 65 Reviews 17 reads
posted
6 / 42

Not changing anything as I am disciplined with my discretionary spending, which is how my mongering is funded.  

 
This will pass..  Not defending tariffs by any means. They are awful. The period of uncertainty will be hopefully over and stock market will be back  Maybe it will take a couple of weeks, months or even a year or so.    Right now is not the time to panic.  Buy steadily.  I buy broader indexes every week in my E*TRADE account - DCA baby - Dollar Cost Averaging.  

 
Fortunately, I am not dependent on my investment portfolio for income (yet), nor am I affected by govt layoffs as I don't work 9-5 and definitely not for the Federal Govt.

-- Modified on 4/7/2025 8:24:36 AM

QueenBia See my TER Reviews 15 reads
posted
7 / 42

I believe with all the options available now it’s impossible not to be successful. Onlyfans is a huge game changer for me personally because it helps supplement my income. Virtual dates that I offer are a huge deal for me personally because they get bookings and don’t have to leave my house, or take the risks I do when seeing someone in person. In person dates are hard to cancel when you’ve invested by supplying a deposit to book a date. I honestly, don’t think 🤔 a recession will affect adult entertainment. People are going to be stressed and need stress relief.

netnoy 55 Reviews 16 reads
posted
8 / 42

If they didn't set you up for recessions to happen they didn't do their job.  They happen over and over again.  If you are going to be retired for 20-30 years you should expect quite a few and be prepared.  Mine never shuts up about being ready for waves like this.

hehitshewins 15 reads
posted
9 / 42

But if I had to guess, it’s not many who are talking about their stock portfolios. That statement right there already puts you in the more well off category. That doesn’t mean it won’t impact those like you. Of course it will. But in smaller numbers than others.

 
Those impacted the most are facing bigger struggles. There have been many layoffs. The obvious is government jobs. But it goes well beyond. There are many other businesses being impacted, from having to cut labor to facing closing down their businesses.

 
Also, there are hiring freezes, which keeps more people unemployed. There are pay raise freezes and bonuses not happening. There are increases in costs of goods leaving many with less discretionary money.

 
I would think this would impact the high volume/lower price point escorts the most. The higher end providers might miss a splurge type of customer. But their average customer probably is more well off and more able to handle a recession.

SinCitySinner 65 Reviews 17 reads
posted
10 / 42

Unless you have people actively managing your portfolio, most financial advisors try to push you into a few mutual funds. They make it sounds real polished, but when you dig a little deeper, you are left with a bunch of mutual funds. They may buy bond funds to offset equities, but that's about it...

 
A lot of investing you can do yourself, even if you are not that financial savvy.  

 
There is a classic book on this topic. A Random Walk Down The Wall Street, which is as applicable today as It was when it was written.   A must read... IMHO

-- Modified on 4/7/2025 10:26:33 AM

420Smoka4Eva 18 reads
posted
11 / 42

Between this post and your other post it seems like something specific happened to you and you're upset. I'm not sure what to tell you, but plenty of guys on this board see high end providers. I doubt they're super hot and super rich. I doubt they are dumping $8 grand and throwing in a $4.5 grand gift every time they see one of these girls. I think you're buying into branding and marketing a bit much. Sure there are outliers but most of these girls are not getting that from every customer. Also, not sure why you are complaining anyway. This is how the world works, luxury cost more money. Anyway, in your other post you said you had a hard time separating and compartmentalizing. If that is the case then maybe this isn't the hobby for you.  
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Guys come here and complain about a bunch of stuff all the time. You're welcome to complain as well. Just don't expect a ton of sympathy or validation. You just have to move on.

netnoy 55 Reviews 19 reads
posted
12 / 42

Sounds like a private chat to be had.  But my advisor has reasonable fees and frees up my time.  That's why I hired one.  I would rather work in the profession I want to than learn another one.  

As far as a spread of mutual funds, I have only a few, they are diversified enough.  And concentration in 2-3 funds lowers your fees since that's based on how much you have in the fund.  So it sounds like you got burned by a bad advisor.  Unless they just charge a flat fee regardless of fund positions.

For retirement, I have a separate account that's protected from downside activity.  So I'm not too worried about recessions.

sympathyforthedevil 55 Reviews 16 reads
posted
13 / 42

Im sure some delusional SBs are gonna be surprised when they get kicked to the curb.

coeur-de-lion 400 Reviews 20 reads
posted
14 / 42

tap your retirement portfolio to see providers, then you have the wrong hobby.  This hobby is best suited for those who have sufficient discretionary income to afford to do this whenever they want to.   Risking your retirement for this makes you no different than the twenty-something guy making $100,000 a year who takes on a $3000 a month Ferrari lease in the hopes it will help him get laid.  It's the same false expectation from a different perspective of stupid.  

 
Make your money first and then start hobbying a little later in life.  I started at 48 and passed the one-million-dollar mark (at $80-120,000 per year) on pussy spending in the summer of 2018 without any effect whatsoever on my financial condition.  The $500 you DON'T spend today can be thousands in 10 years if you know how to invest properly.  Keep yourself in good physical condition and you will be able to enjoy providers just as much after age 50, and sometimes more, then you do now.  When you're young, if you have even a modicum of personality and are in reasonably good shape, there are plenty of young women you can fuck for free or the price of a meal or a few drinks.  That's the road I took during my youth (never paid for sex) and here I am, killing it today as a hobbyist.

RespectfulRobert 15 reads
posted
15 / 42

There are many lines of work that are recession proof, such as healthcare, car repair, grocery stores, etc but SW is not one of them. Since this lifestyle is based on disposable income, whenever there is a shock to the downside with that income or net worth, this little corner of the world of ours is going to feel it.  
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You also seem to be of the belief that the same guy that can afford a provider at $1000/hr or more, is also the guy lavishing the women with incredibly expensive gifts. I can tell you first hand this is not the case as I see women in that price range. I do give gifts of appreciation now and then, but they tend to be gift cards that I know they can use in the $100-200 range.  
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Lastly, you seem to be arguing against yourself when you say "Sex work is usually recession proof..." at the beginning of your OP but then at the end, you are saying that this latest shock to the economy "is going to impact all but the "uber wealthy men." Both of those statements can't be true.

Readytorock1 22 Reviews 16 reads
posted
16 / 42

Once the stock market dipped i dumped all my hobby money and will continue through this panic.  

And if i do well, ill reward myself with a nice pse.

AllTheTimeBaby 16 reads
posted
17 / 42

Right you are! I have a $300 UTR who satisfies me completely.

AllTheTimeBaby 17 reads
posted
18 / 42

Due to ridiculously inflated hourly pricing, which seems to be the new thing and the current economic situation, I've slowed my role somewhat.

I've had to resort to taking cold showers and cutting back on Maca root!  

Fortunately, I have a hot UTR with a low hourly rate to keep me warm. On this, it never hurts to ask a trusted escort if she has a "friend."  

Unlike many of the fear-mongers, I expect the economy will recover handsomely and good times will return.

36363jensen 4 Reviews 16 reads
posted
19 / 42

Do you really think that the guys dropping that type of money really care about a market downturn for a while or even a couple of years? What they really care about is their income/cash flow.

 
So to address the OP question, at least for me, I'm not too concerned just now about the impact to market price net worth. I am watching closely to see if things start negatively impacting the income my investments have been providing -- and I would agree that is very possible, but we'll see. So I think before the wealth effect kicks in people will be looking at any income effects present -- like the many announced termination.

sympathyforthedevil 55 Reviews 17 reads
posted
20 / 42

What's maca root?

Where do you get the confidence we will keep rolling along? Things are way out of balance .

AllTheTimeBaby 16 reads
posted
21 / 42

Thanks for your email!

Maca root is a dietary supplement that's been in use for years as a libido-booster. It works for me, sometimes too much! It is usually sold in encapsulated powder form. Of course, YMMV.

Like many things, brands do vary in quality. I peruse offerings on amazon.com and pick those that are highly rated.

Your second question is too political to engage here!

ATTB

GeorgeSpelviniii 225 Reviews 14 reads
posted
22 / 42
mr5mike 7 Reviews 16 reads
posted
23 / 42

Were you asking this question when inflation went up by 9% in a single year?  
Something tells me you weren't and although your portfolio probably went up during that time it didn't come close to keeping up with inflation. The recent short -term ups and downs mostly made money for the brokers who profit from the churn.

Rafl 14 reads
posted
24 / 42

If your into options your loving this action.

Posted By: mr5mike
Re: I Have To Wonder
Were you asking this question when inflation went up by 9% in a single year?  
 Something tells me you weren't and although your portfolio probably went up during that time it didn't come close to keeping up with inflation. The recent short -term ups and downs mostly made money for the brokers who profit from the churn.

hehitshewins 14 reads
posted
25 / 42

A savvy Day Trader could be bank rolling. Your average longterm invester not so much. But for that Day Tradder, that's income, not retirement. I can totally see those guys dropping extra cash on escorts.

 
For someone in retirement who has a fund where what they collect relies on profits, an unstabble market can be a problem. I can see them pulling back.

 
But the unstablle market is really less of an issue. Not many people rely on the market for their regular monthly expenses. The people who are more likely to have issues are those whose incomes are being outpaced by inflation. For example, based on my income, I have a calculated budget of what I spend, what I save, what I invest, etc... I also have a slush fund. The slush fund is entirely dependent on what I spend/save each month. If I spend my budget or go under, it rolls into savings or investments. But if expenses exeed my expectations, I may have less, none, or be in the negative. So market be damned, but I'm more concerned about the cost of gas, groceries, and what not.

 
And, while expenses are going up, employers may be struggling too. Mine, for example, said no raises for anyone this year. So, not only are things getting more expense, but my income isn't changing. Escorts, for me, isn't a budget line, but rather something that comes out of my slush fund. If that slush fund shirnks or disappears all together, I need to scale back something, and it may be escorts.

 
Mind you, many people might be less organized about this than I am. But, nonetheless, they still are seeing the results of having their money squeezed. Not everyone who sees escorts is loaded. Plenty are those who are getting by without getting rich.

GeorgeSpelviniii 225 Reviews 21 reads
posted
26 / 42

By far, not a scientific study but I've noticed a decline of available Providers in my area.  When I moved back to Florida in 2014, there were about 200 women listed on P411 for the Jacksonville market.  There are now only 30.  Orlando had close to 300 posting on P411 and today only 76.  Tampa was the equivalent of Orlando and has also had severe downturn.    

This isn't an overnight sensation.  There was Foesta/Soesta.  Then Covid.  OnlyFans.  Perhaps P411 isn't the barometer and may not have the same luster it once did, but no matter the reason for less users, there are LESS users!  EROS, a site with its own inherent problems, has less ladies advertising.  Tryst?  STG?  Ugh.  Sure, there are many local women on those sites but what are you getting? Without verification from P411, TER or other review sites they are, in my estimation, almost useless.  

Getting back to the OP's premise... when I started in the Hobby 13 years ago in Dallas, the "going" rate for a good Provider was around $200-$240.  A really good Provider was $300+.   I was working and had a strict budget so rarely ventured into that rarified plateau.  Today's price point is way above that. Now that I am retired and have a nice portfolio and more discretionary spending, i see a wide range of women with different price points and don't hold back if it is someone I truly want to see.  But some of the veteran ladies I see still offer their services for only $300 or so.  I know that they could get much more but they are happy and busy.  

$600 or more for young women with no experience in this industry and certainly no reviews, is just frightening to me.  I may be able to pay more these days, but I am not interested in TOFTT.  I still value the dollar and want to get my money's worth.  In conjunction with RespectfulRoberts' thread about how you have changed in the Hobby, my experience has taught me a lot.  Just like I wasn't the greatest baseball player when I started as a kid, I developed into a good one though.  In my early 20's I wasn't the best manager in my business.  I learned from my mistakes and by observing others I became an effective and respected leader.   Same with the Hobby.  Live & Learn.  
Posted By: cantdance

Is anyone else changing their hobby frequency due to  the negative wealth effects from their retirement / stock portfolio?  I was just perusing the latest visiting providers in my area and thought to myself maybe I'll skip a week or 2.    
   
 Providers are you experiencing more cancellations?  
So, the short answer for me is, "No" I am not changing my Hobby frequency.  Just usually being more selective and do my due diligence so that I have an enjoyable time almost every time out.  

Nevertoosmall 14 reads
posted
27 / 42

Most of the stuff on Twitter is BS.  I have had many of those ladies tell me that if I paid for event X they would not charge me anything for the time spent at event X --- just for the 3 hour session afterwards.   Then I see a post on Twitter with pictures of event X.  Very few guys spend thousands of dollars on gifts.  Most high end ladies have 0 or 1 client that falls into that bucket.  They just want you to feel cheap and believe that they have more.

-- Modified on 4/14/2025 9:44:21 PM

WIMissScarlet See my TER Reviews 15 reads
posted
28 / 42

OK, this kind of made me sad to read, but I know some of the "high end" providers you speak of and they will openly say how they will buy these "gifts" themselves, take a pic and post it, and then return the "gift" for a refund. It is marketing.  One gal said that she would even had her dad hand her the gift and take a pic of it (his face blurred) and say it was from a client. Guys get super jelly and see these pics then want to one up this perceived client. This is the same ways gals market the FMTY concept. They may not even have gone somewhere but post a bunch of fancy pics of the date. Then some guys contacts her and says "I see you have a great time in Paris. I can't afford that, but can you do a FMTY at XYZ". You are no longer think you are dumping a ton of money, you are thinking you got a deal because this "client" just dumped 10X that in Paris for this same gal. I am one of the few providers that will be 100% honest about myself and about the industry. I *do* post gifts I get, but that would be candles, chocolates, flowers, or fleet farm gift cards to buy my chickens food. I have said this before, most of the gals in the $1K + range have another day job. Once your rates get that high you are going to price yourself out of the general market. What you are feeling down about is a fantasy.

Drago77 24 Reviews 13 reads
posted
29 / 42

This is a good topic. My personal position at this time is, I will continue to see the providers I want to see and when I want to see someone. If the price is too high, then I look elsewhere. If things really get bad, of course I always have the abstinence option. 😂  

If you have the ability to pay the high end prices, and you want to, then go for it and have fun. If the prices bother you, look elsewhere. The providers are asking for these prices because they can and some are paying them. There are plenty of good options in the lower price range, so for most, the hobby should still be doable.  

If money is an issue, then check yourself and don’t give in to it. Find a g/f and settle down. It’s cheaper up front but just as costly (some say) in the end. Lol. Also, the AMPs are a great alternative IMO.  

For those angered by the provider costs (I get it), you can help change that by not seeing them. If the demand is not there, they will lower costs.  

Meanwhile, stay safe and have fun!

Newto1000 12 reads
posted
30 / 42

Sounds like some of these women will have a very lucrative post-escort career as telemarketers (or whatever it is called these days) or Internet influencers.

hehitshewins 7 reads
posted
32 / 42

I don’t care who’s side you’re on. They all lie. They all sacrifice the greater good to win elections. The parties give no shot to an honest politician. Too much “what’s in it for me” deals have to be made to get support.

looking4918 8 Reviews 5 reads
posted
33 / 42

Hobbling is exactly what it is and should be done with Hobby money. Its kind of like gambling money. Be prepared to use/ lose every cent. If stock market swings changes or even causes you to think about your next meeting with a provider, I would think long and hard about going forward. I do like to have an idea of what I spend on providers per year just to keep it in perspective. However the older get I worry more about running out of time than I do running out of hobby money. Each person has to think long and hard about what works for them .        

inicky46 61 Reviews 6 reads
posted
34 / 42

W.C. Fields
“I spent half my money on gambling, alcohol and wild women. The other half I wasted.”

snafu929 18 Reviews 10 reads
posted
35 / 42

....out there.  They're the cuddlers.  There are many on there that appear to be legit cuddlers but there's also many on there that are more than willing to go well beyond that.  I'm batting about 50/50 at this point but this is Minnesota, not sure how the rest of the country is doing.    The downside, if you run into a legit cuddler, you'lll spend $90-$150 on an hour of time with the lady that you were attracted enough to have interest in more happening.  Pretty low investment for trail & error.  For the record (and before the lectures from the lady's start), I play it cool and let them make the move.  Yes, I give a wide open door for them to step through but I've never pushed the idea of fucking rather than spooning.  

What I''m running into is a very laid back scene with little clock watching and some pretty wide open menus with very affordable rates.  Couple tips, play it as youre a legit cuddler and if you run into a gal who is a legit cuddler...leave it at that, leave a good review and you'll likely get one in return.  This will make it easier to book further cuddlers.  Act like a dick when asking for an appt, you'll probably get banned from the site before you even get started.  The cuddle sites also monitor these boards looking for proof of players being non compliant and that get's some gals booted from the site.  The last part might interest some guys, hardly any of the require any PII to make an appointment.

My guess is that many have chosen this lane because it might be easier for family, friends or neighbors to buy into how they make their money without the potential judgement that may come from being an escort.  

Rafl 4 reads
posted
36 / 42

Plenty of retards who don’t understand that.

Posted By: hehitshewins
Re: Word. Politics Has Gotten Stupid.
I don’t care who’s side you’re on. They all lie. They all sacrifice the greater good to win elections. The parties give no shot to an honest politician. Too much “what’s in it for me” deals have to be made to get support.

Boobsman100 20 Reviews 4 reads
posted
37 / 42

Capitalize on it to divide and pit us against each other, especially the people who are not well informed about the status quo, greedy,dirty, corrupt executives and their corporations. Their ownership and control on the politicians is what's fucking up ever.
Election money should be a part of the national budget. if we truly want to eliminate legalized corruption , then no private interests oligarchs and big corporations  should be funding political parties. Ony then, politicians could do their job's .

They have been doing everything to dumb down the U.S. population, especially over the last fifty years, because a well informed society is the greatest  treat to them and their schemes.

AllTheTimeBaby 4 reads
posted
39 / 42
rogue 41 Reviews 4 reads
posted
40 / 42

This is a good post.
I like the idea of campaign money coming out of the national budget.
 I do believe that politicians and teachers unions have ruined the education system.

cks175 44 Reviews 4 reads
posted
41 / 42

I like the idea of campaign money coming out of the national budget
There are some serious First Amendment issues with that proposal.

cks175 44 Reviews 4 reads
posted
42 / 42

Another case of Boobsman politicizing an issue (the economics of hobbying) that was doing just fine here on the General Forum.

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